Compare Low Income Mortgage

Compare cheap low income mortgages side by side in our dedicated comparison of the best UK mortgage lenders for low income earners and find a mortgage deal that suits your circumstances in minutes. We make finding an affordable mortgage loan easy even if you have a low income and a low deposit.
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Mortgage TypeInitial RateFinal RateAPRMax LTV 
APREnd Date 
Promoted Results
NatWest
2yr 4.69% Fixed BTL LTV 75% Direct Ex/B
Buy To Let4.69%31 Jul
2014
4%4.2%75%
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 3.89% Tracker BTL LTV 75% Direct
Buy To Let4.39%30 Apr
2013
4.5%4.7%75%
This is a buy to let mortgage.
NatWest
2yr 4.89% Fixed BTL LTV 75% Direct
Buy To Let4.89%31 Jul
2014
4.5%4.8%75%
This is a buy to let mortgage.
NatWest
5yr 5.99% Fixed BTL LTV 85% Direct Ex/B
Buy To Let5.99%31 Jul
2017
4%5%85%
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Full Results
Bank of China
Lifetime BBR + 3.38% BTL LTV 75% Direct
Buy To Let3.88%term
n/a
4.1%75%
This is a buy to let mortgage.
Woolwich
Term BBR + 3.39% Tracker BTL LTV 60%
Buy To Let3.89%term
n/a
4.1%60%
This is a buy to let mortgage.
NatWest
2yr 4.69% Fixed BTL LTV 75% Direct Ex/B
Buy To Let4.69%31 Jul
2014
4%4.2%75%
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
RBS
2yr 4.69% Fixed BTL LTV 75% Ex/B Direct
Buy To Let4.69%31 Jul
2014
4%4.2%75%
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Woolwich
Term BBR + 3.99% Tracker BTL LTV 60%
Buy To Let4.49%term
n/a
4.2%60%
This is a buy to let mortgage.
Derbyshire Building Society
 
2yr 5.99% Fxd BTL LTV 70% Direct Ex/B
Buy To Let5.99%31 Jul
2014
3.99%4.4%70%
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Coventry Building Society
 
Flexx Term 4.25% BTL LTV 65% Direct
Buy To Let4.25%term
n/a
4.5%65%
This is a buy to let mortgage.
Ulster Bank
2yr 6.19% Fxd BTL LTV 70%
Buy To Let6.19%31 May
2014
4%4.6%70%
This is a buy to let mortgage.
Stafford Railway
 
Flexi Standard BTL LTV 75% Direct
Buy To Let4.50%term
n/a
4.6%75%
This is a buy to let mortgage.
Coventry Building Society
 
Flexx Term 4.49% BTL LTV 65% Direct
Buy To Let4.49%term
n/a
4.6%65%
This is a buy to let mortgage.
Market Harborough Building Society
 
Term 1.00% Discount BTL LTV 70% Direct
Buy To Let4.49%
n/a
n/a
4.6%70%
This is a buy to let mortgage.
NatWest
2yr BBR + 3.89% Tracker BTL LTV 75% Direct
Buy To Let4.39%30 Apr
2013
4.5%4.7%75%
This is a buy to let mortgage.
Coventry Building Society
 
2yr BBR + 3.49% Tracker BTL LTV 65% Direct
Buy To Let3.99%30 Jun
2014
4.74%4.7%65%
This is a buy to let mortgage.
NatWest
2yr 4.89% Fixed BTL LTV 75% Direct
Buy To Let4.89%31 Jul
2014
4.5%4.8%75%
This is a buy to let mortgage.
Coventry Building Society
 
2yr 3.99% Fixed BTL LTV 65% Direct
Buy To Let3.99%31 Jul
2014
4.74%4.8%65%
This is a buy to let mortgage.
Coventry Building Society
 
2yr 3.75% Fixed BTL LTV 65% Direct
Buy To Let3.75%31 Jul
2014
4.74%4.8%65%
This is a buy to let mortgage.
Coventry Building Society
 
2yr 4.30% Fixed BTL LTV 65% Direct
Buy To Let4.30%31 Jul
2014
4.74%4.8%65%
This is a buy to let mortgage.
Coventry Building Society
 
2yr BBR + 3.15% Tracker BTL LTV 65% Direct
Buy To Let3.65%30 Jun
2014
4.74%4.8%65%
This is a buy to let mortgage.
Coventry Building Society
 
2yr BBR + 3.30% Capped Tracker BTL LTV 65
Buy To Let3.80%31 Jul
2014
4.74%4.8%65%
This is a buy to let mortgage.
Principality Building Society
 
2yr 1.70% Discount BTL LTV 60%
Buy To Let3.29%31 May
2014
4.99%4.9%60%
This is a buy to let mortgage.
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Mortgages Comparison

Alternative Mortgages

You may want to compare the above mortgages with the following.

Yorkshire BS Flexi 5yr 5.09% Fxd FTB C/B Offset LTV 85% Branch

  • New customers enjoy 85 percent first time buyer max LTV from the mortgage.
  • Mortgage APR of 5.3%.
  • New customers can get 5.09 percent intro rate APR.
  • 35 years maximum term.

Northern Bank 3yr 3.88% Fixed LTV 60%

  • This 3yr 3.88% Fixed LTV 60% has a remortgage minimum loan of £30,000.
  • Interest only rate of 4.5% is available to you.
  • An initial rate term of 36 months is available from Northern Bank.
  • Final interest of 4.35 percent.
  • Get a mortgage interest rate of 3.88 percent.

Nationwide Flex 2yr 4.59% Fixed H/P LTV 85% Ex/B Intermediary

  • Benefit from a minimum LTV of 80.01%.
  • The mortgage offers a max term of 40 years.
  • New customers get £25,000 house purchase minimum loan from Nationwide.
  • The mortgage offers a 3.99% final interest.
  • New customers can take advantage of £0 minimum lump sum withdrawal.

Nationwide Flex 3yr 5.89% Fxd C/B LTV 90%Ex/BSwitchDirNofee

  • Maximum LTV of 90 percent is offered to new customers.
  • You benefit from 85.01 percent minimum loan to value from this mortgage.
  • Have the benefit of 4.8% repayment rate.
  • You get 3 yrs minimum period from Nationwide.

GE Money Home Lending 3yr 5.74% Fixed 70% LTV Semi Excl

  • Get a max LTV of 70%.
  • Remortgage maximum LTV of 70 percent is offered with this mortgage.
  • New customers will get 4.99 percent final rate.
  • 70 percent house purchase max LTV is offered.

RBS 2yr 4.19% Fxd LTV 80% Ex/B Main A/C Direct

  • You have the benefit of house purchase max LTV of 80 percent.
  • 4.1% mortgage APR is available to customers.
  • Mortgage interest of 4.19 percent is offered to new customers.
  • You get 4.19% introductory rate APR from RBS.
  • This mortgage has a minimum period of 3 years.
  • Customers benefit from 4.1 percent repayment rate from the mortgage.