Compare 90% Mortgages For First Time Buyers

Compare the best 90% mortgages for first time buyers available from UK mortgage lenders side by side & quickly see which 90% FTB mortgage deal will work out cheapest when you buy your new home. We compare the mortgage interest rates, charges, and benefits of all the 90 percent mortgages for first time buyers so you can see which is best.
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Mortgage TypeInitial RateFinal RateAPRFTB Max LTV 
APREnd Date 
Promoted Results
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
Fixed Rate4.79%31 Jul
2014
4%4.3%95%
Post Office
3yr 5.29% Fixed BBR LTV 90%
Fixed Rate5.29%30 Jun
2015
4.49%4.9%90%
NatWest
5yr 5.49% Fxd LTV 95% Direct NewBuy Scheme
Fixed Rate5.49%31 Jul
2017
4%4.9%95%
NatWest
5yr 6.09% Fxd LTV 90% Direct
Fixed Rate6.09%31 Jul
2017
4%5.1%90%
NatWest
5yr 6.09% Fxd FTB LTV 90% Direct
Fixed Rate6.09%31 Jul
2017
4%5.1%90%
Available for first time buyers only.
Full Results
Northern Bank
Northern Re:pay LTV 90% > £150k Direct Ex/C
Standard2.99%term2.99%3.1%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
Northern Re:pay LTV 90% > £200k Direct Ex/C
Standard2.99%term2.99%3.1%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
Northern Re:pay LTV 90% > £100k Direct Ex/C
Standard3.29%term3.29%3.5%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
Northern Re:pay LTV 90% > £50k Direct Ex/C
Standard3.54%term3.54%3.8%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Share to Buy Ltd
 
Britannia Term 0.95% Disc H/P LTV 90% Grad Excl
Discounted3.79%
n/a
n/a
3.9%90%
First Direct
2yr 4.19% Fixed LTV 90% Limited Edition
Fixed Rate4.19%
24
months
3.69%3.9%90%
Ulster Bank
5yr 0.21% Disc FTB LTV 95% Shared Equity
Discounted3.79%31 May
2017
4%4%95%
Available for first time buyers only.
HSBC
2yr 0.10% Discount LTV 90% Special Direct
Discounted3.84%31 Mar
2014
3.94%4%90%
First Direct
2yr 4.89% Fxd LTV 90% Direct Fee Free Ltd Edition
Fixed Rate4.89%
24
months
3.69%4%90%
Penrith Building Society
 
5yr 0.50% Discount LTV 90%
Discounted3.65%
60
months
4.15%4.1%90%
Market Harborough Building Society
 
Term 1.50% Disc Family Deposit C/B LTV 95% Direct
Discounted3.99%
300
months
n/a
4.1%95%
Market Harborough Building Society
 
Term 1.50% Discount Family Pledge LTV 90%
Discounted3.99%
n/a
n/a
4.1%90%
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
Fixed Rate4.79%31 Jul
2014
4%4.3%95%
Penrith Building Society
 
Standard Variable Flexible LTV 90%
Standard4.15%term4.15%4.3%90%
Penrith Building Society
 
Standard Variable Flexible LTV 90% Local Area Only
Standard4.15%term4.15%4.3%90%
Lloyds TSB
3yr 4.29% Fxd LTV 95% Ex/C Lend a Hand Direct
Fixed Rate4.29%31 Aug
2015
3.99%4.3%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
3yr 4.29% Fxd LTV 95% Ex/C Lend a Hand Branch
Fixed Rate4.29%31 Aug
2015
3.99%4.3%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
3yr 4.39% Fxd LTV 95% Ex/C Lend a Hand Branch
Fixed Rate4.39%31 Aug
2015
3.99%4.3%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
2yr 4.99% Fixed LTV 90% Direct
Fixed Rate4.99%30 Sep
2014
3.94%4.3%90%
Newbury Building Society
 
5yr 0.50% Discount Offset FTB LTV 95% Direct
Discounted3.95%
60
months
4.45%4.3%95%
Available for first time buyers only.
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Mortgages Comparison

Alternative Mortgages

You may want to compare the above mortgages with the following.

Nottingham Building Society 3yr 5.99% Fixed FTB LTV 95% Direct

  • Customers get maximum term of 40 years.
  • Get an intro rate APR of 5.99%.
  • £30,000 first time buyer minimum loan is available with this mortgage.
  • Customers can get tie-in duration after rate of 0 years.
  • This mortgage gives a fixed interest end date of 01 aug 2015.
  • The mortgage has a 01 aug 2015 initial rate end date.

Derbyshire Building Society 3yr 5.99% Fxd H/P LTV 60% Direct Only Ex/B

  • New customers get 5 years minimum period from the mortgage.
  • Customers will get 4.7 percent rate only rate.
  • Get a mortgage rate of 5.99%.
  • A 31 jul 2015 fixed rate end date is offered.
  • Customers will get 36 months initial rate term.
  • New customers can get house purchase minimum loan of £0.

The Mortgage Works 1yr 3.89% Fixed BTL LTV 75%

  • You get 75 percent house purchase max LTV from The Mortgage Works.
  • Repayment basis interest only mortgage payment is offered.
  • The Mortgage Works 1yr 3.89% Fixed BTL LTV 75% has a 125 percent hire income of mortgage.
  • The Mortgage Works gives tie-in duration after initial rate of 0 years.

GE Money Home Lending 3yr 5.89% Fixed LTV 75% Semi Excl

  • Get minimum length of 5 years.
  • You can get £50,001 remortgage minimum loan.
  • Take advantage of an initial rate end date of 36 months.
  • Customers get mortgage rate of 5.89 percent.

GE Money Home Lending Lifetime Tracker + 1.29% 70% LTV Int Only Semi Exc

  • Maximum LTV interest only of 70% is available.
  • The mortgage offers a max LTV of 70 percent.
  • 70% house purchase max LTV is available.
  • GE Money Home Lending offers mortgage interest rate of 5.29 percent.

GE Money Home Lending Lifetime Tracker + 1.74% 60% LTV Int Only Semi Exc

  • A mortgage interest of 5.74 percent is available from GE Money Home Lending.
  • Final rate of 5.74% is offered.
  • 60 percent maximum LTV.
  • You will get remortgage maximum LTV of 60%.
  • This GE Money Home Lending mortgage has a 60 percent max LTV interest only.

Cumberland 5yr 4.08% Fixed FTB LTV 75% Incentives

  • A 4.5% payment rate is available.
  • 4.5 percent rate only rate.
  • £20,000 right to buy minimum loan.
  • Intro rate APR of 4.08 percent is available with this mortgage.
  • Right to buy maximum LTV of 100% is offered with this mortgage.
  • Initial rate term of 60 months.