Compare 5% Deposit Mortgages

Find the best 5% deposit mortgage deal in minutes with the help of our dedicated 5% deposit mortgages comparison that lists the fees & charges of all the 95% mortgage deals currently available in the UK side by side. We make it easy to see which 5 percent deposit mortgage deal will work out cheapest, whether you're a first time buyer or not.
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Mortgage TypeInitial RateFinal RateAPRMax LTV 
APREnd Date 
Promoted Results
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
Fixed Rate4.79%31 Jul
2014
4%4.3%95%
RBS
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 6.15% Fxd LTV 100% Ex/B Main A/C Direct
Fixed Rate6.15%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 6.15% Fxd LTV 100% Ex/B "In Deal" Direct
Fixed Rate6.15%31 Jul
2014
4%4.5%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 5.49% Fxd LTV 95% Direct NewBuy Scheme
Fixed Rate5.49%31 Jul
2017
4%4.9%95%
Full Results
Ulster Bank
5yr 0.21% Disc FTB LTV 95% Shared Equity
Discounted3.79%31 May
2017
4%4%95%
Available for first time buyers only.
Market Harborough Building Society
 
Term 1.50% Disc Family Deposit C/B LTV 95% Direct
Discounted3.99%
300
months
n/a
4.1%95%
Lloyds TSB
2yr 4.49% Fixed LTV 120% Ex/B
Fixed Rate4.49%31 Aug
2014
2.5%4.2%120%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Cheltenham & Gloucester
 
2yr 4.49% Fixed LTV 120% Ex/B Direct
Fixed Rate4.49%31 Aug
2014
3.99%4.2%120%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
2yr 4.49% Fixed LTV 120% Ex/B Direct
Fixed Rate4.49%31 Aug
2014
2.5%4.2%120%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
Fixed Rate4.79%31 Jul
2014
4%4.3%95%
Lloyds TSB
3yr 4.29% Fxd LTV 95% Ex/C Lend a Hand Direct
Fixed Rate4.29%31 Aug
2015
3.99%4.3%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
3yr 4.29% Fxd LTV 95% Ex/C Lend a Hand Branch
Fixed Rate4.29%31 Aug
2015
3.99%4.3%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
3yr 4.39% Fxd LTV 95% Ex/C Lend a Hand Branch
Fixed Rate4.39%31 Aug
2015
3.99%4.3%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Newbury Building Society
 
5yr 0.50% Discount Offset FTB LTV 95% Direct
Discounted3.95%
60
months
4.45%4.3%95%
Available for first time buyers only.
Lloyds TSB
3yr 4.39% Fxd LTV 95% Ex/C Lend a Hand Direct
Fixed Rate4.39%31 Aug
2015
3.99%4.3%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
RBS
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 6.15% Fxd LTV 100% Ex/B Main A/C Direct
Fixed Rate6.15%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
RBS
2yr 6.15% Fxd LTV 100% Ex/B Main A/C Direct
Fixed Rate6.15%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
3yr 4.89% Fxd LTV 95% Ex/C Lend a Hand Direct
Fixed Rate4.89%31 Aug
2015
3.99%4.4%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
3yr 4.89% Fxd LTV 95% Ex/C Lend a Hand Branch
Fixed Rate4.89%31 Aug
2015
3.99%4.4%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
3yr 4.99% Fxd LTV 95% Ex/C Lend a Hand Branch
Fixed Rate4.99%31 Aug
2015
3.99%4.4%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Newbury Building Society
 
3yr 0.50% Discount Offset FTB LTV 95% Direct
Discounted3.95%
36
months
4.45%4.4%95%
Available for first time buyers only.
Lloyds TSB
3yr 4.99% Fxd LTV 95% Ex/C Lend a Hand Direct
Fixed Rate4.99%31 Aug
2015
3.99%4.4%95%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
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Mortgages Comparison

Alternative Mortgages

You may want to compare the above mortgages with the following.

Northern Rock 2yr 4.38% Fixed H/P LTV 75% Low Fee

  • Right to buy max ltv/valuation of 75 percent.
  • Get 75 percent maximum LTV.
  • Right to buy maximum LTV of 100 percent is available with the mortgage.
  • A minimum period of 7 years is available from Northern Rock.

Buckinghamshire Building Society Standard Variable Rate BTL LTV 60%

  • Customers take advantage of 6.4 percent mortgage APR from Buckinghamshire Building Society.
  • 0 years tie-in time after initial rate is available to you.
  • Loading on lender's base interest of 0% is available.
  • New customers take advantage of limitless maximum number of properties.
  • £40,000 first time buyer minimum loan is available.

Kensington 3yr 4.74% Fxd LIBOR R/M LTV 75% Semi Excl

  • Kensington gives mortgage interest rate of 4.74%.
  • New customers get 4.74% intro rate APR from Kensington.
  • The mortgage gives £25,001 remortgage minimum loan.
  • 30 years maximum term is offered.

Lloyds TSB 2yr 3.89% Fixed H/P LTV 75% Ex/C Direct

  • The mortgage gives £1,000,000 maximum loan.
  • Get 75 percent right to buy max ltv/valuation from Lloyds TSB.
  • Enjoy a final rate of 3.99 percent.
  • Get a 1st time buyer minimum loan of £5,000.
  • This mortgage offers a 4.2% mortgage APR.

Lloyds TSB 2yr 3.39% Fixed R/M LTV 60% Direct Ex/C

  • A remortgage maximum LTV of 60 percent is available from Lloyds TSB.
  • A 31 aug 2014 intro rate end date is offered.
  • Customers can benefit from 3.39% intro rate APR.
  • 35 yrs maximum term is available.

Cheltenham & Gloucester 2yr BBR + 4.49% Self Build LTV 75% Ex/C Direct

  • Negotiable 4th stage pay is available to you.
  • Customers get negotiable 1st stage payment from the mortgage.
  • You can get negotiable 2nd stage payment.
  • Minimum loan of £25,001 is offered to you.
  • A 4.5% APR is available.
  • Get negotiable 3rd stage pay from Cheltenham & Gloucester.

Yorkshire BS Flexi 3yr 4.79% Fxd LTV 90% Branch

  • Get 30 sep 2015 fixed interest rate end date from Yorkshire BS.
  • A 4.99 percent final interest rate is available.
  • 35 yrs maximum term is offered.
  • 4.79% intro rate APR is offered.
  • You get 36 months introductory rate term.

GE Money Home Lending 2yr 6.64% Fixed 75% LTV Semi Excl Int only

  • £50,001 minimum loan is offered with the mortgage.
  • The mortgage offers a max LTV interest only of 70%.
  • Customers get 70% house purchase maximum LTV from this mortgage.
  • Customers will get 70% remortgage max LTV.
  • Get product description of 2yr 6.64% fixed 75% loan to value semi excl int only.

Newcastle Building Society 5yr 4.45% Fixed LTV 80% Direct Only

  • This mortgage offers a 5.6 percent interest rate only rate.
  • This mortgage gives a remortgage minimum loan of £10,000.
  • This mortgage offers £10,000 house purchase minimum loan.
  • Have the benefit of an introductory rate end date of 30 jun 2017.
  • Mortgage APR of 5.6% is available.

Dudley Building Society 3yr 1.50% Discount LTV 80% Intermediary

  • Take advantage of an initial rate end date of 36 months from this 3yr 1.50% Discount LTV 80% Intermediary.
  • The mortgage has £35,000 remortgage minimum loan.
  • A 4.7 percent repayment rate is available.
  • A final interest rate of 4.99 percent is available from Dudley Building Society.
  • The Dudley Building Society mortgage has a mortgage APR of 4.7 percent.

Chelsea Building Society Flexi 3yr 4.34% Fixed Offset R/M LTV 85% Direct

  • Customers will get max LTV interest only of 75%.
  • Max loan of £1,000,000.
  • This Chelsea Building Society mortgage has a current account/offset.
  • Get 4.34 percent mortgage interest rate from Chelsea Building Society.
  • Get max term of 40 yrs.
  • 5.6% interest rate only rate.