This product is only available to individuals who are permanent UK residents.
UK Residents Only
yes
2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
Minimum Age
18 years
2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
Maximum Age
64 years
2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
Minimum Period of Employment
12 months
2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
Minimum Weekly Working Hours
16 hours
2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
full-time employment means working for at least 16 hours a week under a contract of employment that does not have a fixed or implied end date. You must be receiving a salary or wages and paying Class 1 National Insurance contributions;
Available via
direct
Online Quote
yes
Available Online
yes
Self Employed
yes
2. ELIGIBILITY Self-employed and Fixed-term Contract Workers If you are self-employed or you work on a fixed-term contract(s) you are only eligible for accident and sickness cover under this insurance. but You should read this policy carefully to make sure it is suitable for your needs - you should pay particular attention to the definitions of self-employed and ceased trading, Section 6 Unemployment Benefit and Section 8 Claims. Unemployment cover sections of this policy do not apply to you.
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