helpucover Mortgage Payment Protection ASU 180 days

Full product details for the helpucover Mortgage Payment Protection ASU 180 days mortgage protection policy, including application criteria, policy details, accident & sickness cover, unemployment cover, claims, premiums & fees, exclusions and restrictions.

Visit the official website...

You will be instantly transferred to the helpucover website.

www.pinnacle.co.uk

helpucover Mortgage Payment Protection ASU 180 days Features & Benefits

Type of Cover	Accident, Sickness and Unemployment cover
Minimum Period of Employment	12 months
Minimum Weekly Working Hours	16 hours
Maximum Monthly Cover	£2,000
Maximum Percentage of Income Covered	50% of gross income
Self Employed	yes
Accident & Sickness Cover	yes
Length of Accident & Sickness Cover	12 months
Unemployment Cover	yes
Length of Unemployment Cover	12 months
First Payment	211 days

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
UK Residents Only	yes	2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
Minimum Age	18 years	2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
Maximum Age	64 years	2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
Minimum Period of Employment	12 months	2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded.
Minimum Weekly Working Hours	16 hours	2. ELIGIBILITY (i) You are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age; (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date; (c) work and live in the United Kingdom, the Channel Islands or the Isle of Man. You may also be eligible for continued cover if you worked and lived in the United Kingdom, the Channel Islands or the Isle of Man at the start date and you are subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle of Man as: (i) a member of the British Armed Forces or as a civil servant at a British Embassy or Consulate; or (ii) your employer is a United Kingdom registered company and you are assigned to work within the European Union; and (d) are either in the course of applying for a residential mortgage, or have a residential mortgage in place. Buy to Let mortgages are excluded. full-time employment means working for at least 16 hours a week under a contract of employment that does not have a fixed or implied end date. You must be receiving a salary or wages and paying Class 1 National Insurance contributions;
Available via	direct
Online Quote	yes
Available Online	yes
Self Employed	yes	2. ELIGIBILITY Self-employed and Fixed-term Contract Workers If you are self-employed or you work on a fixed-term contract(s) you are only eligible for accident and sickness cover under this insurance. but You should read this policy carefully to make sure it is suitable for your needs - you should pay particular attention to the definitions of self-employed and ceased trading, Section 6 Unemployment Benefit and Section 8 Claims. Unemployment cover sections of this policy do not apply to you.

Get our free money saving newsletter

Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...

You've helped me manage my finances through the toughest time also allowing me to have a little fun for half the cost xxxx

Lisa L.

Compare helpucover Mortgage Payment Protection ASU 180 days With These Mortgage Protection Policies

Berkeley Alexander MortgageEssentials Excess (ASU)

180 days wait time for recurring illness claims is offered.
Berkeley Alexander offers introductory wait for accident & sickness claims of 30 days.
New customers will get 120 days intro wait on unemployment claims - ex/c.
This mortgage protection policy gives a deferral claims payment method.
Customers can get number limit maximum percentage of income covered.

helpucover Mortgage Payment Protection AS 90 days

Get 50 percent of gross income maximum percentage of income covered.
You get daily benefit payment basis.
Wait time for pre-existing conditions of 24 months is offered by helpucover.

iprotect Mortgage Payment Protection AS 90 days U BTDO

This iprotect mortgage protection policy has a length of loss of job cover of 12 months.
Get 12 months/1 renewal, 24 months agreement terms.
You get 180 days minimum gap between job loss claims from iprotect.
£0 life insurance benefit.
Length of accident & sickness protection of 12 months is available with this mortgage protection policy.

Openwork Pinnacle MPPI ASU (BTDO) 3mths

Retrospective claims payment method is offered to new customers.
You get number limit max percentage of income covered from the mortgage protection policy.
Get a notice of changes to policy of 180 days from the mortgage protection policy.
New customers get 12 monthly benefits total hospital benefit from this mortgage protection policy.
12 months length of unemployment cover.
Initial wait for accident & sickness claims of 0 days is offered to customers.

Paymentshield MortgageProtector (AS 60 BTDO, U 30 BTDO)

Get daily benefit payment basis.
Prior illness period of 12 months.
Get initial wait period for unemployment claims of 0 days from the mortgage protection policy.

Paymentshield MortgageProtector (AS30 BTDO, U 60 BTDO) 3 months

Customers will get 30 days minimum gap between A&S claims.
Customers get 90 days accident & sickness claim continuation from Paymentshield.
Paymentshield offers pre illness period of 12 months.
Deferral time for accident & sickness claims of 30 days is available with MortgageProtector (AS30 BTDO, U 60 BTDO) 3 months.

Hanley Economic Building Society MPPI - U (90 days)

121 days 1st payment is offered.
Daily insurance payment basis is available.
Hanley Economic Building Society offers temp work period of 0 days.
12 months/1 renewal, 24 months agreement terms is available.
Get deferral claims payment method from Hanley Economic Building Society.
The mortgage protection policy gives a notice of changes to policy of 30 days.