This product is only available to individuals who are permanent UK residents.
UK Residents Only
yes
Section 2 Are You Eligible? On the Commencement Date You must: - be aged 18-64 - be living permanently in the UK - have a mortgage, Homeowner Loan or Home Improvement Loan, with the Lender which is not in arrears and on a property that You occupy (if You subsequently rent out Your property You must inform Your Insurer) - be Working, (either on an employed or Self-Employed basis) for at least 16 hours per week, or where applicable, You are on statutory maternity or paternity leave. If You are Working but are absent from Work at the Commencement Date due to an accident or illness, Your Accident and Sickness cover will not start until You have returned to Work for a continuous period of at least one calendar month.
Minimum Age
18 years
Section 2 Are You Eligible? On the Commencement Date You must: - be aged 18-64 - be living permanently in the UK - have a mortgage, Homeowner Loan or Home Improvement Loan, with the Lender which is not in arrears and on a property that You occupy (if You subsequently rent out Your property You must inform Your Insurer) - be Working, (either on an employed or Self-Employed basis) for at least 16 hours per week, or where applicable, You are on statutory maternity or paternity leave. If You are Working but are absent from Work at the Commencement Date due to an accident or illness, Your Accident and Sickness cover will not start until You have returned to Work for a continuous period of at least one calendar month.
Maximum Age
64 years
Section 2 Are You Eligible? On the Commencement Date You must: - be aged 18-64 - be living permanently in the UK - have a mortgage, Homeowner Loan or Home Improvement Loan, with the Lender which is not in arrears and on a property that You occupy (if You subsequently rent out Your property You must inform Your Insurer) - be Working, (either on an employed or Self-Employed basis) for at least 16 hours per week, or where applicable, You are on statutory maternity or paternity leave. If You are Working but are absent from Work at the Commencement Date due to an accident or illness, Your Accident and Sickness cover will not start until You have returned to Work for a continuous period of at least one calendar month.
Minimum Period of Employment
0 months
Section 2 Are You Eligible? On the Commencement Date You must: - be aged 18-64 - be living permanently in the UK - have a mortgage, Homeowner Loan or Home Improvement Loan, with the Lender which is not in arrears and on a property that You occupy (if You subsequently rent out Your property You must inform Your Insurer) - be Working, (either on an employed or Self-Employed basis) for at least 16 hours per week, or where applicable, You are on statutory maternity or paternity leave. If You are Working but are absent from Work at the Commencement Date due to an accident or illness, Your Accident and Sickness cover will not start until You have returned to Work for a continuous period of at least one calendar month.
Minimum Weekly Working Hours
16 hours
Section 2 Are You Eligible? On the Commencement Date You must: - be aged 18-64 - be living permanently in the UK - have a mortgage, Homeowner Loan or Home Improvement Loan, with the Lender which is not in arrears and on a property that You occupy (if You subsequently rent out Your property You must inform Your Insurer) - be Working, (either on an employed or Self-Employed basis) for at least 16 hours per week, or where applicable, You are on statutory maternity or paternity leave. If You are Working but are absent from Work at the Commencement Date due to an accident or illness, Your Accident and Sickness cover will not start until You have returned to Work for a continuous period of at least one calendar month.
Available to Public
yes
Available via
branch
Online Quote
no
Available Online
no
Self Employed
yes
Self-Employed/Self-Employment Actively Working in a profession or business alone or in a partnership and paying Class 2 National Insurance under the Social Security Contributions and Benefits Act 1992 and liable to pay income tax under Schedule D of the Income and Corporation Tax Act 1988, or a company director who is a controlling director.
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