Leeds Building Society Mortgage Payment Protections (ASU)
Full product details for the Leeds Building Society Mortgage Payment Protections (ASU) mortgage protection policy, including application criteria, policy details, accident & sickness cover, unemployment cover, claims, premiums & fees, exclusions and restrictions.
Visit the official website...
You will be transferred to the Leeds Building Society website.
Accident, Sickness, Unemployment and Hospitalisation cover
Minimum Period of Employment
6 months
Minimum Weekly Working Hours
16 hours
Maximum Monthly Cover
£1,500
Maximum Percentage of Income Covered
no limit
Self Employed
yes
Accident & Sickness Cover
yes
Length of Accident & Sickness Cover
12 months
Unemployment Cover
yes
Length of Unemployment Cover
12 months
Back to Day One Cover
no
First Payment
61 days
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
UK Residents Only
yes
Eligibility You are eligible for this insurance if at the start date you: - are aged 18 years or over but under 64, - work at least 16 hours per week and have done so for at least the last 6 months, - live in the UK, - are paying or about to pay a mortgage agreement, and - are up to date with your monthly repayments, if you have an existing mortgage agreement. For the purposes of this insurance work means any paid work of at least 16 hours per week. This includes self-employed work and statutory maternity and parental leave but it does not include temporary work. If you are self-employed or you work on fixed term contracts you are eligible for this insurance but you should read the policy carefully to make sure it is suitable for your needs you should pay particular attention to the Employment Circumstances, Unemployment Cover and Things To Keep In Mind When Claiming sections.
Minimum Age
18 years
Eligibility You are eligible for this insurance if at the start date you: - are aged 18 years or over but under 64, - work at least 16 hours per week and have done so for at least the last 6 months, - live in the UK, - are paying or about to pay a mortgage agreement, and - are up to date with your monthly repayments, if you have an existing mortgage agreement. For the purposes of this insurance work means any paid work of at least 16 hours per week. This includes self-employed work and statutory maternity and parental leave but it does not include temporary work. If you are self-employed or you work on fixed term contracts you are eligible for this insurance but you should read the policy carefully to make sure it is suitable for your needs you should pay particular attention to the Employment Circumstances, Unemployment Cover and Things To Keep In Mind When Claiming sections.
Maximum Age
63 years
Eligibility You are eligible for this insurance if at the start date you: - are aged 18 years or over but under 64, - work at least 16 hours per week and have done so for at least the last 6 months, - live in the UK, - are paying or about to pay a mortgage agreement, and - are up to date with your monthly repayments, if you have an existing mortgage agreement. For the purposes of this insurance work means any paid work of at least 16 hours per week. This includes self-employed work and statutory maternity and parental leave but it does not include temporary work. If you are self-employed or you work on fixed term contracts you are eligible for this insurance but you should read the policy carefully to make sure it is suitable for your needs you should pay particular attention to the Employment Circumstances, Unemployment Cover and Things To Keep In Mind When Claiming sections.
Minimum Period of Employment
6 months
Eligibility You are eligible for this insurance if at the start date you: - are aged 18 years or over but under 64, - work at least 16 hours per week and have done so for at least the last 6 months, - live in the UK, - are paying or about to pay a mortgage agreement, and - are up to date with your monthly repayments, if you have an existing mortgage agreement. For the purposes of this insurance work means any paid work of at least 16 hours per week. This includes self-employed work and statutory maternity and parental leave but it does not include temporary work. If you are self-employed or you work on fixed term contracts you are eligible for this insurance but you should read the policy carefully to make sure it is suitable for your needs you should pay particular attention to the Employment Circumstances, Unemployment Cover and Things To Keep In Mind When Claiming sections.
Minimum Weekly Working Hours
16 hours
Eligibility You are eligible for this insurance if at the start date you: - are aged 18 years or over but under 64, - work at least 16 hours per week and have done so for at least the last 6 months, - live in the UK, - are paying or about to pay a mortgage agreement, and - are up to date with your monthly repayments, if you have an existing mortgage agreement. For the purposes of this insurance work means any paid work of at least 16 hours per week. This includes self-employed work and statutory maternity and parental leave but it does not include temporary work. If you are self-employed or you work on fixed term contracts you are eligible for this insurance but you should read the policy carefully to make sure it is suitable for your needs you should pay particular attention to the Employment Circumstances, Unemployment Cover and Things To Keep In Mind When Claiming sections.
Available to Public
yes
Available via
branch
Online Quote
no
Available Online
no
Self Employed
yes
Employment Circumstances Your employment circumstances will affect your eligibility for cover and entitlement to make a claim. If your employment changes or is likely to change or you have any questions you should contact Leeds Building Society on 0113 225 7903. Self-Employed If you have chosen unemployment cover we will consider you to be self-employed if you meet 1 of the following criteria: - you are carrying on a business in the UK either alone or as a partner in a partnership; or - you can control the affairs of a company you work for because either you or a relative or a member of your household individually or jointly hold the majority of the voting rights in that company; or - you can otherwise ensure that the company you work for conducts its affairs according to your wishes. If you are self-employed you will need to provide the following to be entitled to claim for unemployment benefit: - satisfactory proof that you have involuntarily ceased trading because you could not find enough work to meet all your reasonable business and living expenses and have declared this to HM Revenue & Customs; and - are registered as unemployed with the Department for Work and Pensions.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
I just love getting emails with money saving ideas and vouchers with no catches, its great!
Ms Chapman
Your tips are really useful and interesting...also consumer-friendly, a rare element in this day and age.
An absolutely fabulous website, especially now I am retired! Well done all of you clever people!
J Winters
Good info for the beginner
Sunaina M
Got some amazingly helpful money saving offers through your site - and good advice as well thank you!
Roz A
Easy site to use - excellent information, especially the p&o ferry stuff.
Teresa N.
Very easy to understand and no jargon.
A Lesser
The info on energy suppliers is really helpful. Thank you.
Jennifer
It's a great site.
Jonathan
Helpful up-to-date advice and info.
Jane J
Compare Leeds Building Society Mortgage Payment Protections (ASU) With These Mortgage Protection Policies
