Halifax Total Mortgage Protection Plan (CIL)

Full product details for the Halifax Total Mortgage Protection Plan (CIL) mortgage protection policy, including application criteria, policy details, accident & sickness cover, unemployment cover, claims, premiums & fees, exclusions and restrictions.

This product is no longer available...

Halifax no longer provide any mortgage protection insurance. Compare mortgage protection insurance from other providers, or use the options to the right.

Halifax Total Mortgage Protection Plan (CIL) Features & Benefits

Type of Cover	see details
Minimum Period of Employment	6 months
Minimum Weekly Working Hours	0 hours
Maximum Percentage of Income Covered	no limit
Self Employed	yes
Accident & Sickness Cover	no
Unemployment Cover	no

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
UK Residents Only	yes	2 Eligibility A To be covered under mortgage repayments cover, you confirmed in your application that: - you do not regularly work outside the UK, Isle of Man or the Channel Islands except when on business for a UK, Isle of Man or Channel Island based employer
Minimum Age	18 years	2 Eligibility A To be covered under mortgage repayments cover, you confirmed in your application that: - you are a named party to a mortgage which is not in arrears; and - you are aged 18 or over but would be aged less than 70 at the start date
Maximum Age	69 years	2 Eligibility A To be covered under mortgage repayments cover, you confirmed in your application that: - you are a named party to a mortgage which is not in arrears; and - you are aged 18 or over but would be aged less than 70 at the start date
Minimum Period of Employment	6 months	B Unemployment exclusions - if you were not in work for a continuous period of 6 months before your unemployment (if you were not in work for 2 weeks or less, we will not count this as a break in your employment).
Minimum Weekly Working Hours	0 hours	No minimum working period to be eligible for cover.
Available to Public	yes
Available via	direct
Online Quote	no
Available Online	no
Self Employed	yes	Self Employed people are eligible as long as you are: - helping with, managing or carrying on a business in the UK, paying class 2 National Insurance contributions and are liable to pay tax under Schedule D Case I, II, IV or V of the Income and Corporation Taxes Act 1988; or - a partner in a partnership; or - a person who exercises direct or indirect control over a company (not necessarily the majority shareholder or holder of the majority voting rights); or - working for a company and in any way connected with a person who has control (as referred to above) over that company (for example, you are one of his or her family).

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