Write a review for a chance to
win £2000! Learn more.

BIBA Committed Payments Protection AS (90 days)

Full product details for the BIBA Committed Payments Protection AS (90 days) mortgage protection policy, including application criteria, policy details, accident & sickness cover, unemployment cover, claims, premiums & fees, exclusions and restrictions.

Visit the official website...

You will be transferred to the BIBA website.

BIBA Committed Payments Protection AS (90 days) Features & Benefits

Type of Cover	Accident and Sickness cover
Minimum Period of Employment	6 months
Minimum Weekly Working Hours	16 hours
Maximum Monthly Cover	£2,000
Maximum Percentage of Income Covered	no limit
Self Employed	yes
Accident & Sickness Cover	yes
Length of Accident & Sickness Cover	12 months
Unemployment Cover	no
First Payment	121 days

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
UK Residents Only	no	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are 18 years of age or over and under 64 years of age, and - you are actively working for at least 16 hours a week, and - you are not in arrears in respect of any committed payments. - If this policy has been taken out by joint policyholders who are both eligible for cover, the following will apply: * each policyholder's cover is limited to the proportion of the total monthly benefit as set out in your schedule. * the higher earning policyholder must have the higher proportion of the total monthly benefit. If the other policyholder becomes the higher earner before the next renewal date, please write to the scheme administrators and, if no claim is in the process of being validated or paid, the scheme administrators can amend the split of monthly benefit between the joint policyholders.
Minimum Age	18 years	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are 18 years of age or over and under 64 years of age.
Maximum Age	63 years	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are 18 years of age or over and under 64 years of age.
Minimum Period of Employment	6 months	SECTION 5 - UNEMPLOYMENT COVER Unemployment Exclusions We will not pay unemployment benefits if: - you were not in work for the 6 months immediately before your employment ended (if you were not in work for 2 weeks or less, we will not count this as a break in your employment).
Minimum Weekly Working Hours	16 hours	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are actively working for at least 16 hours a week.
Available to Public	no
Available via	broker
Online Quote	no
Available Online	no
Self Employed	yes	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are actively working for at least 16 hours a week. SECTION 1 - DEFINITIONS "work/working/worked" means being in full-time employment or being self employed. A period of maternity leave will still count as work. "full-time employment" means you are working for at least 16 hours a week in the United Kingdom either under a contract of employment or as self-employed. You must be receiving a salary or wages and be paying the appropriate class of National Insurance contributions.

Get our free money saving newsletter

Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...

So many diverse offers, it's really really helpful.

Compare BIBA Committed Payments Protection AS (90 days) With These Mortgage Protection Policies

Berkeley Alexander MortgageRewards U 60 BTDO

Get a life protection benefit of £0.
Customers get international military service from Berkeley Alexander.
60 days deferral duration for unemployment claims is available to you.
This MortgageRewards U 60 BTDO mortgage protection policy has £2,000 max monthly cover.
180 days minimum gap between loss of job claims is offered.
Daily cover payment basis is offered with the mortgage protection policy.

Chorley & District Building Society Mortgage Payment Protection Insurance

Get unlimited temp work period.
Minimum gap between loss of job claims of 180 days is available with Mortgage Payment Protection Insurance.
180 days wait time for recurring illness claims is offered with this mortgage protection policy.
New customers get 12 months length of loss of job cover.
The mortgage protection policy offers a previous illness period of 12 months.

iprotect Mortgage Payment Protection AS 90 days U 30 days

A £0 minimum mthly cover is offered.
£1,500 max monthly cover is available with Mortgage Payment Protection AS 90 days U 30 days.
A previous illness period of 12 months is offered by iprotect.
New customers get 75% of gross earnings max percentage of income covered from the Mortgage Payment Protection AS 90 days U 30 days.

Paymentshield MortgageProtector (AS 30 U 60 BTDO) 3 months free

The mortgage protection policy gives minimum time between unemployment claims of 90 days.
Paymentshield offers length of accident & sickness insurance of 24 months.
New customers can get 30 days deferral period for unemployment claims.
The MortgageProtector (AS 30 U 60 BTDO) 3 months free mortgage protection policy has wait duration for pre-existing conditions of 12 months.
New customers will get life cover benefit of £0.
Daily protection payment basis is offered with the mortgage protection policy.

Paymentshield MortgageProtector (ASU 30 days)

MortgageProtector (ASU 30 days) gives a notice of changes to policy of 30 days.
Get a length of accident & sickness benefit of 24 months.
New customers can get 12 months/1 renewal contract terms.
A deferral claims pay method is offered.
Get wait duration for pre-existing conditions of 12 months.

Source Sentinel MPPI AS (60 days)

Get daily insurance payment basis from Source.
75% normal earnings maximum percentage of income covered is offered.
Source offers life protection benefit of £0.
91 days first payment is offered.
£1,500 maximum monthly cover is offered with Sentinel MPPI AS (60 days).