Write a review for a chance to
win £2000! Learn more.

BIBA Committed Payments Protection AS (30 days)

Full product details for the BIBA Committed Payments Protection AS (30 days) mortgage protection policy, including application criteria, policy details, accident & sickness cover, unemployment cover, claims, premiums & fees, exclusions and restrictions.

Visit the official website...

You will be transferred to the BIBA website.

BIBA Committed Payments Protection AS (30 days) Features & Benefits

Type of Cover	Accident and Sickness cover
Minimum Period of Employment	6 months
Minimum Weekly Working Hours	16 hours
Maximum Monthly Cover	£2,000
Maximum Percentage of Income Covered	no limit
Self Employed	yes
Accident & Sickness Cover	yes
Length of Accident & Sickness Cover	12 months
Unemployment Cover	no
First Payment	61 days

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
UK Residents Only	no	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are 18 years of age or over and under 64 years of age, and - you are actively working for at least 16 hours a week, and - you are not in arrears in respect of any committed payments. - If this policy has been taken out by joint policyholders who are both eligible for cover, the following will apply: * each policyholder's cover is limited to the proportion of the total monthly benefit as set out in your schedule. * the higher earning policyholder must have the higher proportion of the total monthly benefit. If the other policyholder becomes the higher earner before the next renewal date, please write to the scheme administrators and, if no claim is in the process of being validated or paid, the scheme administrators can amend the split of monthly benefit between the joint policyholders.
Minimum Age	18 years	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are 18 years of age or over and under 64 years of age.
Maximum Age	63 years	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are 18 years of age or over and under 64 years of age.
Minimum Period of Employment	6 months	SECTION 5 - UNEMPLOYMENT COVER Unemployment Exclusions We will not pay unemployment benefits if: - you were not in work for the 6 months immediately before your employment ended (if you were not in work for 2 weeks or less, we will not count this as a break in your employment).
Minimum Weekly Working Hours	16 hours	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are actively working for at least 16 hours a week.
Available to Public	no
Available via	broker
Online Quote	no
Available Online	no
Self Employed	yes	SECTION 2 - ELIGIBILITY To receive cover under this policy you must meet the following conditions on the start date: - you are actively working for at least 16 hours a week. SECTION 1 - DEFINITIONS "work/working/worked" means being in full-time employment or being self employed. A period of maternity leave will still count as work. "full-time employment" means you are working for at least 16 hours a week in the United Kingdom either under a contract of employment or as self-employed. You must be receiving a salary or wages and be paying the appropriate class of National Insurance contributions.

Get our free money saving newsletter

Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...

Good advice!

Jack S

Compare BIBA Committed Payments Protection AS (30 days) With These Mortgage Protection Policies

helpucover Mortgage Payment Protection ASU 90 days

Get 90 days deferral duration for accident & sickness claims.
Initial wait on unemployment claims - ex/c of 120 days.
Introductory wait for accident & sickness claims of 0 days is available with Mortgage Payment Protection ASU 90 days.
Deferral claims pay method is available with Mortgage Payment Protection ASU 90 days.
New customers get 50 percent of gross income maximum percentage of income covered.
12 months pre illness period.

Paymentcare Ltd Mortgage Protection (Direct) ASU

New customers get 12 months previous illness period.
Customers get 30 days deferral period for accident & sickness claims.
Customers get accident & sickness claim continuation of 90 days.
Get length of accident & sickness benefit of 12 months.
Get a minimum mthly cover of £0 from this Mortgage Protection (Direct) ASU.

Paymentshield MortgageProtector (ASU 180 days) 6 months free

You get international military service from the mortgage protection policy.
Get minimum monthly cover of £1.
180 days deferral time for accident & sickness claims is offered.
Get 211 days first payment from Paymentshield.

Personal Touch MPPI - ASU (30 days)

Personal Touch gives notice of changes to policy of 60 days.
Wait duration for pre-existing conditions of 24 months is offered with MPPI - ASU (30 days).
£0 life cover benefit is offered with MPPI - ASU (30 days).
MPPI - ASU (30 days) gives intro wait period for unemployment claims of 60 days.
61 days first payment is available with MPPI - ASU (30 days).

Yorkshire BS Mortgage Payment Insurance (ASU 60 Days)

180 days notice of changes to policy is offered with Mortgage Payment Insurance (ASU 60 Days).
You get £2,000 max monthly cover from Yorkshire BS.
Deferral claims pay method is available with the mortgage protection policy.
Get 60 days deferral duration for accident & sickness claims from Yorkshire BS.
New customers get 12 months length of loss of employment cover.

3 X D Payment Protection Insurance ASU (180 days)

Get minimum gap between A&S claims of 30 days.
New customers get 90 days wait duration for recurring illness claims.
180 days temporary work period.
180 days deferral period for unemployment claims.
1st payment of 211 days is available.

Skipton MPPI ASU (60 days)

Skipton gives 1st payment of 91 days.
Introductory wait period for unemployment claims of 60 days is available with MPPI ASU (60 days).
Get a minimum mthly cover of £0 from this MPPI ASU (60 days).
The Skipton MPPI ASU (60 days) has a pre illness period of 12 months.
0 days notice of changes to policy.