I have been writing professionally for the last four years on everything from bingo and baby care to Volkswagens and video games.
My all-time favourite acronym is: BOGOF; and sweeping my bank account at the end of each month makes me happy.
My earliest 'money memory' is of bursting into tears when my dad handed back a crisp new five pound note given to me by a kindly Aunt on my sixth birthday. But before anyone puts together the words 'blouse', 'girl's' and 'big' in the correct order - it was back in the days when a fiver was actually a lot of money!
However, the lesson I learnt that day has stayed me with throughout my career, namely: that no-one would dare take what is rightfully mine from me again - EVER! Queue nefarious, Dr Evil-style laughter...
What I did actually learn on that fateful day was that you don't get something for nothing (and batting your baby-blue eyes will only get you so far in life).
After more years later than I'd care to mention, I now find myself writing for money.co.uk and that old lesson continues to influence all my work.
So if you want a good deal you're going to have to put some legwork in: do your research, use our comparison tables to shop around and - be it a mortgage, pet insurance or plasma TV - never be afraid to ask if they can do anything on the price.
You never know, they might just say 'yes'.