Compare Unsecured Loans Bad Credit

Compare unsecured loans bad credit from all the lenders that offer poor credit loans in the UK & quickly discover which of the unsecured loans for bad credit available will work out cheapest for you. We make it easy to get a cheap unsecured personal loan for bad credit so you don't pay more just because you have a poor credit rating history.
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LoanTermHeadline RepresentativeBad Credit 
MinimumMaximumMinimumMaximumAPRLoan Amount 
Promoted Results
Guarantor Loans Online
 
Guarantor Loans
£1,000£5,000
1
year
5
years
53.8%£1,000 to £5,000
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
Aspire Money
Personal Loan
£500£7,500
1
year
7
years
62.1%£500 to £7,500
Representative Example: Representative 62.1% APR. Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Amigo Loans Ltd
Personal Loan
£500£5,000
1
year
5
years
62.1%£500 to £5,000
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
Provident Personal Credit
 
Cash Loan
£50£500
6
months
13
months
272.2%£50 to £500
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Full Results
Moneybarn
Car Finance
£5,000£25,000
2
years
4
years
30.2%£5,000 to £25,000
Representative Example: The representative APR is 30.2% (fixed)
Loan available for car finance only
Trouble getting car finance? Money Barn take into account much more than just your credit score.
Guarantor Loans Online
 
Guarantor Loans
£1,000£5,000
1
year
5
years
53.8%£1,000 to £5,000
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
Aspire Money
Personal Loan
£500£7,500
1
year
7
years
62.1%£500 to £7,500
Representative Example: Representative 62.1% APR. Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Amigo Loans Ltd
Personal Loan
£500£5,000
1
year
5
years
62.1%£500 to £5,000
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
Provident Personal Credit
 
Cash Loan
£50£500
6
months
13
months
272.2%£50 to £500
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Shopacheck
Cash Loan
£100£500
8
months
12
months
399.7%£100 to £500
Representative Example: The representative APR is 399.7% (fixed) so if you borrow £300 over 8 months at a rate of 399.7% p.a. (fixed) you will repay £60 per month & £480 in total.
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Loan Comparison

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Alternative Loans

You may want to compare the above loans with the following.

Greenwood Personal Credit Cash Loan

  • Benefit from an arrangement fee of £0 from this Cash Loan.
  • New customers get 3.23 months minimum loan term from this Cash Loan.
  • New customers get £50 to £1,000 promotional representative loan amount.
  • 0% arrangement fee is offered.
  • First payment due of 7 days.
  • Representative Example: The representative APR is 433.4% (fixed) at a rate of 433.4% p.a. (fixed)

Sainsbury's Bank Standard Small Loan (4-5 Yrs)

  • 5 years max loan term is offered.
  • This Sainsbury's Bank loan has a £0 arrangement fee.
  • Get 7.8 percent introductory representative APR.
  • Minimum loan of £1,000.
  • 4 years minimum loan duration is offered.
  • This loan has 30 days 1st payment due.
  • Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed)

Sainsbury's Bank Standard Medium Loan (4-5 Yrs)

  • Representative APR of 6.1% is available.
  • New customers get 5 years max loan term.
  • 4 yrs minimum loan term is offered.
  • Get a deferred start of 2 months from the loan.
  • Have the benefit of £0 arrangement fee.
  • Introductory representative APR of 6.1% is offered.
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.

Sainsbury's Bank Shopper Reward Med Loan (1-3 Yrs)

  • This Shopper Reward Med Loan (1-3 Yrs) has £7,500 to £15,000 initial representative loan amount.
  • This Sainsbury's Bank Shopper Reward Med Loan (1-3 Yrs) has £7,500 minimum loan.
  • 1st payment due of 30 days.
  • You get 3 years maximum loan term from Sainsbury's Bank.
  • Sainsbury's Bank gives representative APR of 6.7 percent.
  • Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)

Guarantor Loans Online Guarantor Loans

  • 1 year minimum loan period is offered.
  • The Guarantor Loans Online loan has a 0% arrangement fee.
  • Customers take advantage of arrangement fee of £0.
  • New customers get £1,000 minimum loan from this loan.
  • Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.

Car Loan 4U Car Loan (Poor Credit History)

  • Customers get 1 yr minimum loan duration from the Car Loan (Poor Credit History).
  • 5 yrs max loan term.
  • Customers get 30 days 1st payment due from the Car Loan (Poor Credit History).
  • Get £3,000 to £50,000 headline representative loan amount.
  • Representative Example: The representative APR is 28.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 28.9% p.a. (fixed) you will repay £329.13 per month & £15,798.24 in total.

RateSetter 1 Year Loan

  • RateSetter offers deferred start of 0 mth.
  • £5,000 to £5,999 initial representative loan amount is offered with the loan.
  • 1 Year Loan gives a promotional representative APR of 6.5%.
  • Customers benefit from 8.5% representative APR from the loan.
  • Get a maximum loan of £15,000 from this loan.
  • 30 days first payment due.
  • Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80,