Compare Short Term Loans
Find cheap short term loans in minutes when you compare the best short term loan rates currently available from UK lenders side by side in our at-a-glance short loan comparison. We compare the lowest interest rates on offer from each of the best short term loans lenders online so that it's quick and easy for you to find the cheapest deal.
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| Loan | Term | Headline Representative | Online Decision | ||||||||||||||||||||||||||||||||||||||||||||||
| Minimum | Maximum | Minimum | Maximum | APR | Loan Amount | ||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Semi-Exclusive) | £3,000 | £50,000 | 1 year | 5 years | 6.1% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan (Adv Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Advantage Gold current account and Black Account customers only.. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Royalties/Royalties Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
AA Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Excellent Credit History) | £3,000 | £50,000 | 1 year | 5 years | 7.9% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Loan available to RBS customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Good Credit History) | £3,000 | £50,000 | 1 year | 5 years | 13.9% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 13.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.9% p.a. (fixed) you will repay £266.63 per month & £12,798.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Fair Credit History) | £3,000 | £50,000 | 1 year | 5 years | 18.9% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Average Credit History) | £3,000 | £50,000 | 1 year | 5 years | 23.9% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 23.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 23.9% p.a. (fixed) you will repay £308.29 per month & £14,797.92 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Poor Credit History) | £3,000 | £50,000 | 1 year | 5 years | 28.9% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 28.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 28.9% p.a. (fixed) you will repay £329.13 per month & £15,798.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Guarantor Loans Online Guarantor Loans | £1,000 | £5,000 | 1 year | 5 years | 53.8% | £1,000 to £5,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total. Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application. | |||||||||||||||||||||||||||||||||||||||||||||||||
Amigo Loans Ltd Personal Loan | £500 | £5,000 | 1 year | 5 years | 62.1% | £500 to £5,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total. Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up. | |||||||||||||||||||||||||||||||||||||||||||||||||
Provident Personal Credit Cash Loan | £50 | £500 | 6 months | 13 months | 272.2% | £50 to £500 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (1-3 Yrs) | £7,500 | £15,000 | 1 year | 3 years | 5.9% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Yorkshire Bank Personal Loan | £7,500 | £14,999 | 1 year | 7 years | 6% | £7,500 to £14,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Car Loan | £2,500 | £25,000 | 1 year | 5 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan (Existing Customers) | £3,000 | £25,000 | 1 year | 10 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total. Loan available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Semi-Exclusive) | £3,000 | £50,000 | 1 year | 5 years | 6.1% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
First Direct Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6.1% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total. Available to existing First Direct customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Premier Loan | £7,000 | £25,000 | 1 year | 8 years | 6.1% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. HSBC premier personal loan is for HSBC Premier current account holders only. | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Personal Loan | £7,000 | £25,000 | 1 year | 8 years | 6.2% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total. HSBC Personal Loans are only available to existing HSBC current account customers. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 2 Year Loan | £1,000 | £15,000 | 2 years | 2 years | 6.2% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100, | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 1 Year Loan | £1,000 | £15,000 | 1 year | 1 year | 6.5% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80, | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander Personal Loan | £1,000 | £20,000 | 1 year | 5 years | 6.7% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Shopper Reward Med Loan (1-3 Yrs) | £7,500 | £15,000 | 1 year | 3 years | 6.7% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan (Adv Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Advantage Gold current account and Black Account customers only.. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Royalties/Royalties Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Personal Loan (Privilege&Premier CA) | £2,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.63 per month & £11,454.24 in total. Loan available to Co-op Privilege and Privilege Premier Current Account customers. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan (Existing Customers) | £7,500 | £25,000 | 1 year | 5 years | 7.2% | £7,500 to £14,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total. Flexclusive Personal Loan deal- exclusively available to Nationwide new and existing FlexAccount debit card customers (excluding cash card+) who are... more | |||||||||||||||||||||||||||||||||||||||||||||||||
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Alternative Loans
You may want to compare the above loans with the following.
The Co-operative Bank Personal Loan
- Take advantage of £0 arrangement fee from The Co-operative Bank.
- This loan offers £25,000 maximum loan.
- 0 mth deferred start.
- 7.9 percent representative APR is offered with Personal Loan.
- The Co-operative Bank Personal Loan has a maximum loan term of 7 yrs.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
M&S Car Loan
- Deferred start of 0 month is offered.
- This loan offers 5 years max loan term.
- 30 days first payment due is available with Car Loan.
- Minimum loan duration of 1 yr is available with this loan.
- Customers will get £7,500 to £15,000 headline representative loan amount.
- Arrangement fee of £0.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Zopa Personal Loan (Young 20-25)
- The loan offers £15,000 max loan.
- New customers get deferred start of 0 month.
- Customers will get 3 years minimum loan term.
- New customers get £1,000 to £1,099 headline representative loan amount from Zopa.
- Headline representative APR of 9.16% is available with Personal Loan (Young 20-25).
- 5 years max loan term is available with Personal Loan (Young 20-25).
- Representative Example: The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190,
HSBC Personal Loan (Small)
- This loan offers a 1 year minimum loan length.
- £5,000 to £6,999 initial representative loan amount is available with Personal Loan (Small).
- Minimum loan of £1,000 is offered to new customers.
- Get 5 years maximum loan term from HSBC.
- Representative Example: The representative APR is 16.9% (fixed) so if you borrow £5,000 over 2 years at a rate of 16.9% p.a. (fixed) you will repay £244.14 per month & £5,859.36 in total.
Car Loan 4U Car Loan (Semi-Exclusive)
- New customers enjoy £50,000 max loan.
- Car Loan 4U gives first payment due of 30 days.
- 6.1 percent representative APR.
- Deferred start of 0 month.
- Get 5 years max loan term.
- New customers get minimum loan period of 1 year.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Loansathome4u Cash Loan
- You get 0 mth deferred start from Loansathome4u.
- Get first payment due of 7 days.
- Get a minimum loan of £150.
- 5 months minimum loan duration.
- Benefit from an arrangement fee of £0 from this loan.
- Representative Example: The representative APR is 399.7% (fixed) at a rate of 399.7% p.a. (fixed)
