Compare Personal Loans

Find the best personal loan rates in minutes when you use our personal loans comparison to find cheap personal loans that will let you borrow for less. We make it easy for you to secure the cheapest unsecured personal loan and secured personal loans offers available in the UK so that you pay a low rate of interest on your borrowing.
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 LoanRepresentative APRFor Loan AmountsMinimum TermOnline DecisionMaximum Term 
MinimumMaximum
Promoted Results
Zopa
Personal Loan
£1,000£20,0004.3%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total.
You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's.
Clydesdale Bank
Personal Loan
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement.
Yorkshire Bank
Personal Loan
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Tesco Bank
Personal Loan
£3,000£25,0004.5%£7,500 to £15,000
1
year
10
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total.
Hitachi Personal Finance
 
Personal Loan
£2,500£25,0004.5%£7,500 to £10,000
2
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,0004.5%£7,500 to £15,000
4
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Different rates apply if you don't have a Nectar Card.
Santander
Internet Loan
£1,000£20,0004.5%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Derbyshire Building Society
 
Personal Loan
£5,000£20,0004.6%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total.
For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000.
AA
Loan
£3,000£25,0004.7%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total.
One year term is available for loans under £5,000.
M&S Bank
Personal Loan (New Customers)
£1,000£25,0004.8%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.8% p.a. (fixed) you will repay £228.93 per month & £10,988.64 in total.
To apply for an M&S Personal Loan you have to be a UK resident aged 30 or over or a homeowner.
To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over.
RBS
Internet Loan (Existing Customers)
£1,000£25,0004.9%£7,500 to £14,950
1
year
7
years
Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total.
Available to existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Shawbrook Bank
Platinum Exclusive Secured Loan
£20,000£100,0005.0%
---
3
years
25
years
Representative Example: The Representative APR is 5% (variable) so if you borrow £20,000 over 10 years at a rate of 4.9% p.a. (variable) you will repay £211.15 per month & total amount payable £25,455.60.
You must be a homeowner to apply as this loan will be secured against your home.
Exclusively available when you get a quote through money.co.uk.
Sainsbury's Bank
 
Standard Small Loan (£5K-£7499) (4-5 Yrs)
£5,000£7,4995.7%£5,000 to £7,499
4
years
5
years
Representative Example: The Representative APR is 5.7% (fixed) so if you borrow £5,000 over 4 years at a rate of 5.7% p.a. (fixed) you will repay £116.41 per month & £5,587.68 in total.
Nationwide
Personal Loan
£7,500£25,0006.2%£7,500 to £14,999
1
year
5
years
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay £245.04 per month & £12,497.04 in total.
Nemo Personal Finance
 
Nemo's cheapest Secured Loan
£40,000£200,000
6.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 6.2% (variable) so if you borrow £100000 over 25 years at a rate of 5.592% p.a. (variable) you will repay £644.38 per month & total amount payable £154,651.20.
You must be a homeowner to apply as this loan will be secured against your home.
NatWest
Personal Loan
£1,000£25,0006.4%£7,500 to £14,950
1
year
7
years
Representative Example: The Representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £235.77 per month & £11,316.96 in total.
Available to existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Sainsbury's Bank
 
Standard Medium Loan (5+ Yrs)
£7,500£15,0006.5%£7,500 to £15,000
61
months
7
years
Representative Example: The Representative APR is 6.5% (fixed) so if you borrow £10,000 over 7 years at a rate of 6.5% p.a. (fixed) you will repay £147.60 per month & £12,398.40 in total.
Sainsbury's Bank
 
Standard Large Loan (5+ Yrs)
£15,001£25,0006.6%£15,001 to £25,000
61
months
7
years
Representative Example: The Representative APR is 6.6% (fixed) so if you borrow £20,000 over 7 years at a rate of 6.60% p.a. (fixed) you will repay £296.10 per month & £24,872.40 in total.
RateSetter
1 Year Loan
£1,000£25,0006.7%£5,000 to £14,999
1
year
23
months
Representative Example: The Representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)Arrangement fee £115.75.
Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Prestige Finance
 
Super Sized Secured Loan from 6.5%
£100,000£2,500,000
6.86%
variable
---
3
years
25
years
Representative Example: The Representative APR is 6.86% (variable) so if you borrow £500000 over 20 years at a rate of 6.5% p.a. (variable) you will repay £3772.56 per month & total amount payable £905,414.40.
You must be a homeowner to apply as this loan will be secured against your home.
Moneyway
Plus Loan
£3,000£15,0007.5%£7,001 to £15,000
1
year
5
years
Representative Example: The Representative APR is 7.9% so if you borrow £7,000 over 3 years at a rate of 7.9% p.a. (fixed) you will repay £218.15 per month & £7,853.40 in total.
Prestige Finance
 
Super Sized Secured Loan from 7.5%
£100,000£2,500,000
7.84%
variable
---
3
years
25
years
Representative Example: The Representative APR is 7.84% (variable) so if you borrow £1000000 over 25 years at a rate of 7.5% p.a. (variable) you will repay £7434.21 per month & total amount payable £2,230,263.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Part of the Principality Building Society Group
£40,000£200,000
8.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.3% (variable) so if you borrow £50000 over 20 years at a rate of 7.008% p.a. (variable) you will repay £418.92 per month & total amount payable £100,540.80.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Flexible low rate Secured Loan
£100,001£150,000
8.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.3% (variable) so if you borrow £150000 over 20 years at a rate of 7.5% p.a. (variable) you will repay £1254.15 per month & total amount payable £300,996.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured Loans for Self Employed 6.7% APR
£40,000£200,000
8.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.4% (variable) so if you borrow £40000 over 10 years at a rate of 6.54% p.a. (variable) you will repay £384.26 per month & total amount payable £46,111.20.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Prestige Finance most affordable secured loan
£10,000£100,000
8.47%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.47% (variable) so if you borrow £50000 over 15 years at a rate of 6.75% p.a. (variable) you will repay £482.28 per month & total amount payable £86,810.40.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Flexible low rate Secured Loan
£150,001£200,000
8.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.5% (variable) so if you borrow £175000 over 20 years at a rate of 7.75% p.a. (variable) you will repay £1484.52 per month & total amount payable £356,284.80.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Low rate Secured Loan 8.75%
£200,000£500,000
8.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.5% (variable) so if you borrow £175000 over 20 years at a rate of 8.75% p.a. (variable) you will repay £1484.52 per month & total amount payable £356,284.80.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Low Rate secured loan from 7%
£7,500£39,999
8.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.9% (variable) so if you borrow £30000 over 15 years at a rate of 7.008% p.a. (variable) you will repay £296.76 per month & total amount payable £53,416.80.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Shawbrook Banks lowest standard rate
£20,000£100,000
9.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% p.a. (variable) you will repay £402.23 per month & total amount payable £72,401.40.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Flexible low rate Secured Loan
£100,001£150,000
9.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% p.a. (variable) you will repay £402.23 per month & total amount payable £72,401.40.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Part of the One Savings Bank Group
£10,000£100,000
9.69%
variable
---
3
years
25
years
Representative Example: The Representative APR is 9.69% (variable) so if you borrow £40000 over 15 years at a rate of 7.5% p.a. (variable) you will repay £421.58 per month & total amount payable £74,253.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Flexible low rate Secured Loan
£20,000£100,000
9.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 9.7% (variable) so if you borrow £50000 over 15 years at a rate of 7.7% p.a. (variable) you will repay £516.41 per month & total amount payable £92,953.80.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Super Sized Secured Loan from 9.4%
£100,000£2,500,000
9.87%
variable
---
3
years
25
years
Representative Example: The Representative APR is 9.87% (variable) so if you borrow £1500000 over 25 years at a rate of 9.4% p.a. (variable) you will repay £13053.29 per month & total amount payable £3,915,987.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured Loans for Self Employed 8.2% APR
£40,000£200,000
10%
variable
---
3
years
25
years
Representative Example: The Representative APR is 10% (variable) so if you borrow £40000 over 10 years at a rate of 7.944% p.a. (variable) you will repay £419.07 per month & total amount payable £50,288.40.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
New larger loan product
£75,000£20,000
10.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 10.5% (variable) so if you borrow £100000 over 25 years at a rate of 9.516% p.a. (variable) you will repay £909.8 per month & total amount payable £272,940.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
High LTV secured loan
£7,500£100,000
10.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 10.7% (variable) so if you borrow £40000 over 15 years at a rate of 8.592% p.a. (variable) you will repay £435.66 per month & total amount payable £78,418.80.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured loan at competitive rate
£7,500£39,999
10.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured Loans for Self Employed 8.4% APR
£7,500£39,999
10.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 8.124% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Secured loan for thoses with mild adverse credit
£10,000£100,000
11.48%
variable
---
3
years
25
years
Representative Example: The Representative APR is 11.48% (variable) so if you borrow £50000 over 15 years at a rate of 9.4% p.a. (variable) you will repay £565.82 per month & total amount payable £101,847.60.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
UK Cheapest Rate for BTL Secured Loans
£5,000£60,000
11.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 11.7% (variable) so if you borrow £40000 over 15 years at a rate of 9.85% p.a. (variable) you will repay £458.14 per month & total amount payable £82,465.20.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Step One Finance's cheapest secured loan
£7,500£50,000
11.7%
variable
---
5
years
20
years
Representative Example: The Representative APR is 11.7% (variable) so if you borrow £30000 over 15 years at a rate of 8.9% p.a. (variable) you will repay £342.78 per month & total amount payable £61,700.40.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Light Adverse Secured Loan
£5,000£80,000
11.8%
variable
---
3
years
25
years
Representative Example: The Representative APR is 11.8% (variable) so if you borrow £40000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £460.77 per month & total amount payable £82,938.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured Loans for Self Employed 9.4% APR
£7,500£39,999
11.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 11.9% (variable) so if you borrow £15000 over 10 years at a rate of 9.048% p.a. (variable) you will repay £209.44 per month & total amount payable £25,132.80.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Masthaven's cheapest loan rate
£5,000£100,000
12.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.1% (variable) so if you borrow £40000 over 10 years at a rate of 9.75% p.a. (variable) you will repay £562.31 per month & total amount payable £67,477.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Low rate BTL Secured Loan 9.95%
£5,000£75,000
12.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.1% (variable) so if you borrow £45000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £524.9 per month & total amount payable £94,482.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Simple, straight forward process
£7,500£74,999
12.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.3% (variable) so if you borrow £40000 over 15 years at a rate of 7.752% p.a. (variable) you will repay £472.07 per month & total amount payable £84,972.60.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Prime Rate Loan
£5,000£90,000
12.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.4% (variable) so if you borrow £40000 over 15 years at a rate of 10.45% p.a. (variable) you will repay £473.99 per month & total amount payable £85,318.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 8.9%
£5,000£60,000
12.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 8.9%
£5,000£75,000
12.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
High LTV secured loan
£7,500£100,000
12.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.516% p.a. (variable) you will repay £427.3 per month & total amount payable £51,276.00.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
The UK's biggest secured loan lender for second properties
£5,000£75,000
12.9%
variable
---
3
years
30
years
Representative Example: The Representative APR is 12.9% (variable) so if you borrow £60000 over 20 years at a rate of 10.95% p.a. (variable) you will repay £668.04 per month & total amount payable £160,329.60.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Let-Property Prime Rate Loan
£5,000£80,000
12.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 10.85% p.a. (variable) you will repay £364.03 per month & total amount payable £65,525.40.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
9.9% Secured Loan
£7,500£50,000
12.9%
variable
---
5
years
20
years
Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 9.9% p.a. (variable) you will repay £363.24 per month & total amount payable £65,383.20.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Light Adverse Secured Loan
£5,000£60,000
13%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13% (variable) so if you borrow £35000 over 15 years at a rate of 10.95% p.a. (variable) you will repay £426.46 per month & total amount payable £76,762.80.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Blemain's largest secured loan
£50,001£500,000
13.2%
variable
---
3
years
30
years
Representative Example: The Representative APR is 13.2% (variable) so if you borrow £500000 over 25 years at a rate of 11.9% p.a. (variable) you will repay £5454.38 per month & total amount payable £1,636,314.00.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Secured loan for thoses with mild adverse credit
£10,000£100,000
13.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.2% (variable) so if you borrow £40000 over 15 years at a rate of 10.5% p.a. (variable) you will repay £491.9 per month & total amount payable £88,542.00.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Historic Adverse Accepted
£5,000£80,000
13.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.3% (variable) so if you borrow £35000 over 15 years at a rate of 11.25% p.a. (variable) you will repay £433.57 per month & total amount payable £78,042.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 9.9%
£5,000£75,000
13.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £443.88 per month & total amount payable £53,265.60.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Let-Property Loan with Mild Adverse Credit
£5,000£80,000
13.6%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.6% (variable) so if you borrow £30000 over 15 years at a rate of 11.45% p.a. (variable) you will repay £376.24 per month & total amount payable £67,723.20.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Part of the One Savings Bank Group
£10,000£100,000
13.69%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.69% (variable) so if you borrow £30000 over 10 years at a rate of 10.4% p.a. (variable) you will repay £446.13 per month & total amount payable £53,535.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Flexible low rate Secured Loan
£5,000£50,000
13.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.7% (variable) so if you borrow £25000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £372.16 per month & total amount payable £44,659.20.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Large Loan 11.4% APR
£10,001£70,000
13.8%
variable
---
5
years
25
years
Representative Example: The Representative APR is 13.8% (variable) so if you borrow £40000 over 15 years at a rate of 10.76% p.a. (variable) you will repay £506.56 per month & total amount payable £91,180.80.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Prime Rate Loan
£5,000£80,000
14.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.1% (variable) so if you borrow £30000 over 10 years at a rate of 11.45% p.a. (variable) you will repay £453.13 per month & total amount payable £54,375.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured Loans for Self Employed 11.4% APR
£7,500£200,000
14.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.1% (variable) so if you borrow £40000 over 10 years at a rate of 10.884% p.a. (variable) you will repay £603.21 per month & total amount payable £72,385.20.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
The UK's oldest secured loan lender
£3,000£50,000
14.3%
variable
---
3
years
30
years
Representative Example: The Representative APR is 14.3% (variable) so if you borrow £15000 over 10 years at a rate of 10.29% p.a. (variable) you will repay £227.73 per month & total amount payable £27,327.60.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Large Light Adverse Secured Loan
£50,001£500,000
14.3%
variable
---
3
years
30
years
Representative Example: The Representative APR is 14.3% (variable) so if you borrow £350000 over 25 years at a rate of 12.76% p.a. (variable) you will repay £4064.98 per month & total amount payable £1,219,494.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
No lender arrangement fee to pay
£7,500£75,000
14.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.148% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
High LTV secured loan
£7,500£100,000
14.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.604% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Large Loan 11.4% APR
£10,001£70,000
14.4%
variable
---
5
years
25
years
Representative Example: The Representative APR is 14.4% (variable) so if you borrow £20000 over 10 years at a rate of 10.76% p.a. (variable) you will repay £305.25 per month & total amount payable £36,630.00.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Historic Adverse Accepted
£5,000£50,000
14.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.5% (variable) so if you borrow £30000 over 10 years at a rate of 11.75% p.a. (variable) you will repay £458.68 per month & total amount payable £55,041.60.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan from one of the UK's oldest lenders
£10,000£30,000
14.5%
variable
---
1
year
20
years
Representative Example: The Representative APR is 14.5% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £305.87 per month & total amount payable £36,704.40.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Light adverse BTL loan rates
£5,000£75,000
14.6%
variable
---
3
years
30
years
Representative Example: The Representative APR is 14.6% (variable) so if you borrow £50000 over 20 years at a rate of 12% p.a. (variable) you will repay £612.48 per month & total amount payable £146,995.20.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Adverse credit acceptable
£3,000£50,000
14.7%
variable
---
3
years
30
years
Representative Example: The Representative APR is 14.7% (variable) so if you borrow £25000 over 15 years at a rate of 11.39% p.a. (variable) you will repay £329.49 per month & total amount payable £59,308.20.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Secured loan for thoses with mild adverse credit
£10,000£100,000
14.73%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.73% (variable) so if you borrow £30000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £462.56 per month & total amount payable £55,507.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 10.9%
£5,000£60,000
14.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.9% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £387.96 per month & total amount payable £46,555.20.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE secured loan product to money.co.uk
£5,000£50,000
15.05%
variable
---
1
year
20
years
Representative Example: The Representative APR is 15.05% (variable) so if you borrow £15000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £233.83 per month & total amount payable £28,059.84.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Let-Property Loan with Mild Adverse Credit
£5,000£50,000
15.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.95% p.a. (variable) you will repay £312.07 per month & total amount payable £37,448.40.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Latest plan from Prestige Finance
£10,000£100,000
15.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.4% p.a. (variable) you will repay £312.25 per month & total amount payable £37,470.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Little existing credit loan
£7,500£100,000
15.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.2% (variable) so if you borrow £30000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £469.34 per month & total amount payable £56,320.80.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Consolidate credit and store cards or a personal loan
£7,500£60,000
15.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £312.9 per month & total amount payable £37,548.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 10.9%
£5,000£40,000
15.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £313.19 per month & total amount payable £37,582.80.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
10.9% Secured Loan
£7,500£50,000
15.2%
variable
---
5
years
20
years
Representative Example: The Representative APR is 15.2% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £390.91 per month & total amount payable £46,909.20.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Step One's most affordable secured loan against a second property
£7,500£50,000
15.5%
variable
---
5
years
15
years
Representative Example: The Representative APR is 15.5% (variable) so if you borrow £30000 over 15 years at a rate of 11.9% p.a. (variable) you will repay £409.39 per month & total amount payable £73,690.20.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Large Medium Adverse Secured Loan
£50,001£500,000
15.6%
variable
---
3
years
30
years
Representative Example: The Representative APR is 15.6% (variable) so if you borrow £250000 over 25 years at a rate of 13.76% p.a. (variable) you will repay £3115.07 per month & total amount payable £934,521.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Mild Adverse Secured Loan from 11.9%
£5,000£50,000
15.6%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.6% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £396.96 per month & total amount payable £47,635.20.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Little existing credit loan
£7,500£100,000
15.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.7% (variable) so if you borrow £30000 over 10 years at a rate of 12.228% p.a. (variable) you will repay £477.81 per month & total amount payable £57,337.20.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE mild adverse secured loan
£5,000£50,000
15.78%
variable
---
1
year
20
years
Representative Example: The Representative APR is 15.78% (variable) so if you borrow £15000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £239.64 per month & total amount payable £28,757.90.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
High LTV secured loan
£7,500£60,000
15.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.9% (variable) so if you borrow £30000 over 10 years at a rate of 12.408% p.a. (variable) you will repay £481.27 per month & total amount payable £57,752.40.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Large Loan 14.7% APR
£10,001£60,000
16%
variable
---
5
years
25
years
Representative Example: The Representative APR is 16% (variable) so if you borrow £20000 over 10 years at a rate of 12.12% p.a. (variable) you will repay £322.37 per month & total amount payable £38,684.40.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Secured loan for thoses with mild adverse credit
£10,000£100,000
16.15%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.15% (variable) so if you borrow £20000 over 10 years at a rate of 12.5% p.a. (variable) you will repay £323.49 per month & total amount payable £38,818.80.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Great rate for thoses with a fair credit-rating
£7,500£60,000
16.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.2% (variable) so if you borrow £20000 over 10 years at a rate of 12.672% p.a. (variable) you will repay £324.24 per month & total amount payable £38,908.80.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 11.9%
£5,000£40,000
16.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.4% (variable) so if you borrow £20000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £326.23 per month & total amount payable £39,147.60.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
11.9% Secured Loan
£7,500£50,000
16.4%
variable
---
5
years
20
years
Representative Example: The Representative APR is 16.4% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £407.17 per month & total amount payable £48,860.40.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Part of the Principality Building Society Group
£7,500£60,000
16.6%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.6% (variable) so if you borrow £30000 over 10 years at a rate of 12.768% p.a. (variable) you will repay £488.22 per month & total amount payable £58,586.40.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Adverse credit acceptable
£3,000£50,000
16.7%
variable
---
3
years
30
years
Representative Example: The Representative APR is 16.7% (variable) so if you borrow £30000 over 15 years at a rate of 12.99% p.a. (variable) you will repay £430.59 per month & total amount payable £77,506.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 11.9%
£5,000£30,000
16.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 14.9%
£5,000£30,000
16.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 17.3%
£5,000£30,000
16.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 17.3% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Large Heavy Adverse Secured Loan
£25,001£500,000
17.3%
variable
---
3
years
30
years
Representative Example: The Representative APR is 17.3% (variable) so if you borrow £150000 over 20 years at a rate of 14.96% p.a. (variable) you will repay £2092.68 per month & total amount payable £502,243.20.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Mild adverse BTL loan rates
£5,000£75,000
17.4%
variable
---
3
years
30
years
Representative Example: The Representative APR is 17.4% (variable) so if you borrow £45000 over 15 years at a rate of 13.79% p.a. (variable) you will repay £666.28 per month & total amount payable £119,930.40.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE available in Northern Ireland
£7,500£50,000
17.4%
variable
---
1
year
20
years
Representative Example: The Representative APR is 17.4% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £443.22 per month & total amount payable £79,779.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Bad Credit Loan from 12.9%
£5,000£50,000
17.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £428.58 per month & total amount payable £51,429.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Mild Adverse Secured Loan from 13.9%
£5,000£50,000
17.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £413.15 per month & total amount payable £49,578.00.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Small Loan 12.6% APR
£3,000£10,000
17.6%
variable
---
3
years
15
years
Representative Example: The Representative APR is 17.6% (variable) so if you borrow £5000 over 5 years at a rate of 11.64% p.a. (variable) you will repay £122.45 per month & total amount payable £7,347.00.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Mild adverse credit acceptable
£7,500£50,000
17.6%
variable
---
5
years
20
years
Representative Example: The Representative APR is 17.6% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £423.78 per month & total amount payable £50,853.60.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Lowest rates for self employed borrowers
£7,500£30,000
17.7%
variable
---
5
years
15
years
Representative Example: The Representative APR is 17.7% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £254.28 per month & total amount payable £30,513.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Nemo's highest equity secured loan
£7,500£60,000
17.8%
variable
---
3
years
25
years
Representative Example: The Representative APR is 17.8% (variable) so if you borrow £30000 over 10 years at a rate of 14.004% p.a. (variable) you will repay £512.46 per month & total amount payable £61,495.20.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Specialist secured loan for buy to let properties
£7,500£50,000
18%
variable
---
5
years
15
years
Representative Example: The Representative APR is 18% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £454.42 per month & total amount payable £81,795.60.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan from one of the UK's oldest lenders
£3,000£30,000
18.1%
variable
---
1
year
20
years
Representative Example: The Representative APR is 18.1% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £258.64 per month & total amount payable £31,036.80.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Large Loan 16.2% APR
£10,001£50,000
18.8%
variable
---
5
years
25
years
Representative Example: The Representative APR is 18.8% (variable) so if you borrow £20000 over 10 years at a rate of 15% p.a. (variable) you will repay £351.71 per month & total amount payable £42,205.20.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE near prime secured loan to money.co.uk
£5,000£30,000
18.87%
variable
---
1
year
20
years
Representative Example: The Representative APR is 18.87% (variable) so if you borrow £15000 over 10 years at a rate of 14% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.42.
You must be a homeowner to apply as this loan will be secured against your home.
Moneyway
Personal Loan
£1,000£15,00018.9%£12,001 to £15,000
1
year
5
years
Representative Example: The Representative APR is 24.9% so if you borrow £5,000 over 4 years at a rate of 22.46% p.a. (fixed) you will repay £158.73 per month & £7,619.04 in total.
Step One Finance
 
Secured Loan specifically for Self Employed
£7,500£30,000
18.9%
variable
---
5
years
15
years
Representative Example: The Representative APR is 18.9% (variable) so if you borrow £15000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.00.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Heavy adverse BTL loan rates
£5,000£75,000
19.3%
variable
---
3
years
30
years
Representative Example: The Representative APR is 19.3% (variable) so if you borrow £40000 over 15 years at a rate of 14.99% p.a. (variable) you will repay £636.99 per month & total amount payable £114,658.20.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan from one of the UK's oldest lenders
£3,000£30,000
19.4%
variable
---
1
year
20
years
Representative Example: The Representative APR is 19.4% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £268.85 per month & total amount payable £32,262.00.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE secured loan product to money.co.uk
£5,000£50,000
19.82%
variable
---
1
year
20
years
Representative Example: The Representative APR is 19.82% (variable) so if you borrow £10000 over 5 years at a rate of 11.9% p.a. (variable) you will repay £255.12 per month & total amount payable £15,307.15.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE near prime secured loan to money.co.uk
£5,000£30,000
20.14%
variable
---
1
year
20
years
Representative Example: The Representative APR is 20.14% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £275 per month & total amount payable £32,998.74.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Low rate for Self Employed 13.9%
£7,500£30,000
20.2%
variable
---
5
years
15
years
Representative Example: The Representative APR is 20.2% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £275.23 per month & total amount payable £33,027.60.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Small Loan 14.7% APR
£3,000£10,000
20.5%
variable
---
3
years
15
years
Representative Example: The Representative APR is 20.5% (variable) so if you borrow £5000 over 5 years at a rate of 14% p.a. (variable) you will repay £129.15 per month & total amount payable £7,749.00.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Step One's highest LTV secured loan
£7,500£40,000
20.5%
variable
---
5
years
20
years
Representative Example: The Representative APR is 20.5% (variable) so if you borrow £20000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £369.58 per month & total amount payable £44,349.60.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE mild adverse secured loan
£5,000£50,000
20.57%
variable
---
1
year
20
years
Representative Example: The Representative APR is 20.57% (variable) so if you borrow £10000 over 5 years at a rate of 12.5% p.a. (variable) you will repay £258.61 per month & total amount payable £15,516.91.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan for those with adverse credit
£3,000£30,000
20.6%
variable
---
1
year
20
years
Representative Example: The Representative APR is 20.6% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £279.12 per month & total amount payable £33,494.40.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Buy To Let Product for Self Employed 13.9%
£7,500£30,000
20.8%
variable
---
5
years
15
years
Representative Example: The Representative APR is 20.8% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £279.87 per month & total amount payable £33,584.40.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE available in Northern Ireland
£7,500£50,000
20.9%
variable
---
1
year
20
years
Representative Example: The Representative APR is 20.9% (variable) so if you borrow £20000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £374.67 per month & total amount payable £44,960.40.
You must be a homeowner to apply as this loan will be secured against your home.
Spring Finance
Secured loan for those with adverse credit
£10,000£50,000
21.02%
variable
---
5
years
25
years
Representative Example: The Representative APR is 21.02% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £282.25 per month & total amount payable £33,870.00.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Secured loan for those with heavy adverse credit
£3,000£30,000
21.1%
variable
---
3
years
30
years
Representative Example: The Representative APR is 21.1% (variable) so if you borrow £15000 over 10 years at a rate of 14.99% p.a. (variable) you will repay £274.57 per month & total amount payable £32,948.40.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 15.4%
£5,000£40,000
21.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 21.3% (variable) so if you borrow £15000 over 10 years at a rate of 15.4% p.a. (variable) you will repay £284.67 per month & total amount payable £34,160.40.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Fast Track Secured Loan
£3,000£25,000
22%
variable
---
2.5
years
25
years
Representative Example: The Representative APR is 22% (variable) so if you borrow £15000 over 10 years at a rate of 18.9% p.a. (variable) you will repay £290.75 per month & total amount payable £34,890.00.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Small Loan 16.2% APR
£3,000£10,000
22.5%
variable
---
3
years
15
years
Representative Example: The Representative APR is 22.5% (variable) so if you borrow £5000 over 5 years at a rate of 15.6% p.a. (variable) you will repay £133.79 per month & total amount payable £8,027.40.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Fast Track Secured Loan
£3,000£25,000
22.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 22.9% (variable) so if you borrow £10000 over 5 years at a rate of 17.9% p.a. (variable) you will repay £269.35 per month & total amount payable £16,161.00.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Buy To Let Product for Self Employed 15.9%
£7,500£30,000
23.5%
variable
---
5
years
15
years
Representative Example: The Representative APR is 23.5% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £301.99 per month & total amount payable £36,238.80.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan for those with adverse credit
£3,000£30,000
24.7%
variable
---
1
year
20
years
Representative Example: The Representative APR is 24.7% (variable) so if you borrow £10000 over 5 years at a rate of 16.9% p.a. (variable) you will repay £277.6 per month & total amount payable £16,656.00.
You must be a homeowner to apply as this loan will be secured against your home.
Opal Loans
Personal Loan
£2,000£10,00024.9%£2,000 to £10,000
2
years
5
years
Representative Example: Representative 24.9% APR (variable). Borrow £5,000 and pay £198.53 a month for 36 months. The Total Interest Payable is £2,147.08. The Total Amount Payable is £7,147.08.
Opal Loans offers a loan broking service. Please only apply if you are a home owner, aged 25 to 72, earning £15,000 per annum, and making regular payments to your mortgage.
Shawbrook Bank
Secured Loan from 16.4%
£5,000£30,000
26.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 26.5% (variable) so if you borrow £10000 over 5 years at a rate of 16.4% p.a. (variable) you will repay £286.32 per month & total amount payable £17,179.20.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE high LTV secured loan
£5,000£30,000
26.96%
variable
---
1
year
20
years
Representative Example: The Representative APR is 26.96% (variable) so if you borrow £7500 over 5 years at a rate of 16.9% p.a. (variable) you will repay £216.25 per month & total amount payable £12,974.61.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
95% LTV Secured Loan
£3,000£25,000
28%
variable
---
3
years
25
years
Representative Example: The Representative APR is 28% (variable) so if you borrow £10000 over 5 years at a rate of 21.9% p.a. (variable) you will repay £292.98 per month & total amount payable £17,578.80.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Low rate for Self Employed 14.9%
£7,500£30,000
28.1%
variable
---
5
years
15
years
Representative Example: The Representative APR is 28.1% (variable) so if you borrow £10000 over 5 years at a rate of 14.9% p.a. (variable) you will repay £291.85 per month & total amount payable £17,511.00.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE mild adverse secured loan
£5,000£30,000
28.44%
variable
---
1
year
20
years
Representative Example: The Representative APR is 28.44% (variable) so if you borrow £7500 over 5 years at a rate of 18% p.a. (variable) you will repay £221.43 per month & total amount payable £13,285.87.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Low rate for Self Employed 15.9%
£7,500£30,000
29.4%
variable
---
5
years
15
years
Representative Example: The Representative APR is 29.4% (variable) so if you borrow £10000 over 5 years at a rate of 15.9% p.a. (variable) you will repay £298.34 per month & total amount payable £17,900.40.
You must be a homeowner to apply as this loan will be secured against your home.
Equifinance
Secured loan for thoses with a poor credit rating
£15,000£30,000
31.1%
variable
---
5
years
20
years
Representative Example: The Representative APR is 31.1% (variable) so if you borrow £20000 over 10 years at a rate of 23.4% p.a. (variable) you will repay £488.76 per month & total amount payable £58,651.20.
You must be a homeowner to apply as this loan will be secured against your home.
Equifinance
Secured loan for thoses with a poor credit rating
£10,000£15,000
35.8%
variable
---
5
years
20
years
Representative Example: The Representative APR is 35.8% (variable) so if you borrow £10000 over 5 years at a rate of 23.4% p.a. (variable) you will repay £329.54 per month & total amount payable £19,772.40.
You must be a homeowner to apply as this loan will be secured against your home.
Equifinance
Secured loan for thoses with a poor credit rating
£5,000£10,000
42.4%
variable
---
5
years
20
years
Representative Example: The Representative APR is 42.4% (variable) so if you borrow £5000 over 5 years at a rate of 23.4% p.a. (variable) you will repay £180.33 per month & total amount payable £10,819.80.
You must be a homeowner to apply as this loan will be secured against your home.
Evolution Money
Our highest equity secured loan
£5,000£10,000
42.4%
variable
---
3
years
10
years
Representative Example: The Representative APR is 42.4% (variable) so if you borrow £7500 over 5 years at a rate of 30.6% p.a. (variable) you will repay £270.24 per month & total amount payable £16,214.40.
You must be a homeowner to apply as this loan will be secured against your home.
Everydayloans
Duo Loan
£1,000£5,00044.8%£1,000 to £5,000
13
months
5
years
Representative Example: The Representative APR is 44.8% (variable) so if you borrow £3,000 over 3 years at a rate of 37.6% p.a. (variable) you will repay £140.16 per month & £5,045.72 in total.
The Duo guarantor loan from Everyday loans is one of the lowest cost Guarantor Loans in the UK. There are no upfront or late fees. If you can afford the loan repayments and have a guarantor that's a UK homeowner, we can help.
GuarantorUs Loans
 
Unsecured Guarantor Loan
£1,000£5,00045.0%£1,000 to £5,000
1
year
5
years
Representative Example: The representative APR is 45.0% (variable) so if you borrow £5,000 over 2 years at a rate of 37.77% p.a. (variable) you will repay £299.96 per month & £7,198.98 in total.
GuarantorUs offer the best value guarantor loan in the UK. Find a guarantor and receive up to £5,000 the same day. No fees ever.
UK Credit Ltd
Guarantor Loan
£1,000£7,50047.9%£1,000 to £7,500
1
year
5
years
Representative Example: £3,000 over 3 years, Annual interest rate 39.8% fixed, monthly payment £143.98. Interest payable £2,183.28. Total repayable £5,183.28. Representative 47.9% APR fixed.
UK Credit is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
Evolution Money
No equity, no problem
£3,000£6,000
49.2%
variable
---
3
years
5
years
Representative Example: The Representative APR is 49.2% (variable) so if you borrow £4500 over 4 years at a rate of 34.5% p.a. (variable) you will repay £191.19 per month & total amount payable £9,177.12.
You must be a homeowner to apply as this loan will be secured against your home.
1Plus1 Loans
1Plus1 Loan
£500£5,00049.7%£500 to £5,000
1
year
5
years
Representative Example: The Representative APR is 49.7% (fixed) so if you borrow £2,000 over 2 years at a rate of 49.7% p.a. (fixed) you will repay £123.49 per month & £2,963.76 in total. Arrangement fee £50.
A 10% broker fee will be included within your monthly repayments.
Amigo Loans Ltd
Guarantor Loan
£500£5,00049.9%£500 to £5,000
1
year
5
years
Representative Example: The Representative APR is 49.9% (variable) so if you borrow £5,000 over 2 years at a rate of 41.16% p.a. you will repay £309.08 per month & £7,417.92 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
UK Trust Loans
Guarantor Loan
£1,500£3,00049.9%£1,500 to £3,000
1
year
3
years
Representative Example: The representative APR is 49.9% (variable) so if you borrow £1,500 over 2 years at a rate of 41.16% p.a. (fixed) you will repay £92.74 per month & £2,225.76 in total.
1st Stop
Guarantor Loan
£500£5,00052.6%£500 to £5,000
1
year
5
years
Representative Example: The representative APR is 52.64% so if you borrow £3,500 over 3 years at a rate of 52.64% p.a. (fixed) you will repay £174.92 per month & £6,297.12 in total.
Aspire Money
Personal Loan
£500£7,50058.5%£500 to £7,500
1
year
7
years
Representative Example: Representative 58.5% APR. Borrow £5,000 and pay £297.34 a month for 36 months. The interest payable is £5,704.24. The total repayable is £10,704.24.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don\'t require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Evolution Money
Unlimited equity loans up to £5,500
£2,000£5,500
63%
variable
---
1.5
years
5
years
Representative Example: The Representative APR is 63% (variable) so if you borrow £3500 over 3 years at a rate of 42.6% p.a. (variable) you will repay £189.17 per month & total amount payable £6,810.12.
You must be a homeowner to apply as this loan will be secured against your home.
UK Credit Ltd
Tenant Guarantor Loan
£1,000£3,00069.9%£1,000 to £3,000
1
year
3
years
Representative Example: £2,000 over 2 years, Annual interest rate 45.84% fixed, monthly payment £113.47. Interest payable £2,084.92. Total repayable £4,084.92. Representative 69.9% APR fixed.
Get a guarantor loan today using a TENANT AS YOUR GUARANTOR. All bad credit is considered. Ideal for consolidating more expensive credit. No fees. Fixed rates.
Evolution Money
Unlimited equity loan up to £3,000
£1,000£3,000
82.5%
variable
---
1
year
3
years
Representative Example: The Representative APR is 82.5% (variable) so if you borrow £2000 over 2 years at a rate of 51.1% p.a. (variable) you will repay £146.96 per month & total amount payable £3,527.04.
You must be a homeowner to apply as this loan will be secured against your home.
118 118 Money
Loan
£1,000£5,00099.9%£1,000 to £5,000
1
year
2
years
Representative Example: The Representative APR is 99.9% so if you borrow £2,000 over 2 years at a rate of 71% p.a. (fixed) you will repay £158.13 per month & £3,795.12 in total.
Ladder Loans
Loan
£500£1,500299.0%£500 to £1,500
6
months
18
months
Representative Example: The Representative APR is 299% so if you borrow £1,000 over 12 months at a rate of 147% p.a. (fixed) you will repay £163.10 per month & £1,957.20 in total.
Pounds to Pocket
 
Personal Loan
£200£2,000399.0%£200 to £2,000
1
year
1
year
Representative Example: The Representative APR is 399% so if you borrow £500 over 1 year at a rate of 172% you will repay £98.54 per month and £1182.50 in total.
Provident Personal Credit
 
Cash Loan
£100£500399.7%£100 to £500
6
months
1
year
Representative Example: Representative 399.7% APR. Borrow £200 and pay £10 per week for 32 weeks at a fixed interest rate of 97.5% per year. The Total Repayable is £320.
Full Results
Zopa
Personal Loan
£1,000£20,0004.3%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total.
You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's.
Clydesdale Bank
Personal Loan
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement.
Yorkshire Bank
Personal Loan
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Clydesdale Bank
Personal Loan (Ex/C)
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
£7,500£15,0004.4%£7,500 to £15,000
1
year
3
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 2 years at a rate of 4.4% p.a. (fixed) you will repay £435.65 per month & £10,455.60 in total.
Yorkshire Bank
Personal Loan (Ex/C)
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Available to existing customers only.
Tesco Bank
Personal Loan
£3,000£25,0004.5%£7,500 to £15,000
1
year
10
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total.
Hitachi Personal Finance
 
Personal Loan
£2,500£25,0004.5%£7,500 to £10,000
2
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,0004.5%£7,500 to £15,000
4
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Different rates apply if you don't have a Nectar Card.
Santander
Internet Loan
£1,000£20,0004.5%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Hitachi Personal Finance
 
Car Loan
£2,500£25,0004.5%£7,500 to £10,000
2
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.50 per month & £10,920.00 in total.
Santander
Branch Loan (123 Customers)
£1,000£20,0004.5%£7,500 to £20,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Available to existing customers only.
Santander
Branch Loan (Standard)
£1,000£20,0004.5%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Santander
Telephone Loan (123 Customers)
£1,000£20,0004.5%£7,500 to £20,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Available to existing customers only.
Santander
Telephone Loan (Standard)
£1,000£20,0004.5%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Santander
Select Loan (Select Customers)
£1,000£25,0004.5%£7,500 to £25,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Available to existing customers only.
Derbyshire Building Society
 
Personal Loan
£5,000£20,0004.6%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total.
For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000.
AA
Member Loan
£3,000£25,0004.6%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total.
Available to existing customers only.
One year term is available for loans under £5,000.
AA
Loan
£3,000£25,0004.7%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total.
One year term is available for loans under £5,000.
M&S Bank
Personal Loan (Existing Customers)
£1,000£25,0004.7%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total.
Available to existing customers only.
To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over.
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How to Find and Compare the Best Personal Loan Deals

When you need a little help – maybe to buy a car or pay for essential home repairs – you may want to consider taking out a personal loan. But before you do, make sure you know how they work and that you’re getting the best deal possible!

Pounds

There are a lot of personal loans companies and the cost of borrowing can fluctuate massively from one to another, meaning your borrowing costs can be high if you don’t know what you’re doing.

As a customer they want to make money from you, so when you compare personal loans rates you need to know what you want the cash for, how much you need and how you want to repay it.

Why do you need a loan and how much do you want to borrow?

For those unexpected events and important purchases that can’t be put off, the convenience of getting a personal loan makes it seem like the easy way out.

With the promise that the cash can be in your bank account within days or even hours, it might seem tempting to borrow more than you need.

However, that might not be such a good idea – after all that’s just more money that you’ll have to pay back with added interest.

Try to work out the exact amount you’ll need to borrow before you begin comparing loan rates.

Conditions that affect how much you can borrow

When you make a personal loans comparison you’ll find that each company has different criteria which they use to decide who to lend to.

Many will have age restrictions, meaning you’ll need to be over or under a certain age to qualify. To show you can pay back the cash personal loans companies will ask you to prove you have an income of a certain amount.

The conditions can vary from provider to provider – some will only lend to homeowners or existing customers – so have a good look around to find the best personal loans for you.

Take your credit rating into account

If you have a dodgy credit history you could find it trickier to get cheap personal loans, or ones without heaps of interest piled on top.

If you’re at all worried about your credit history you can get a report from a leading credit agency.

This could prepare you for the annual percentage rate (APR) you might get stuck with, as well as make sure your rating is accurate.

How to compare personal loans online

The first thing you’ll notice when searching for the cheapest personal loan rates is that companies have a minimum and maximum loan amount.

Some loans start at £1,000 while others will provide a minimum of £5,000 or £7,500 or more. Remember to stick to how much you need and rule out those that don’t suit your circumstances.

While using our personal loan comparison you’ll also find that the term duration varies; some lenders will let you pay it back in one year while others will others will have a minimum term of five years. This could have a big impact on how much you pay in added interest.

The same is true of the maximum term, so if you’re taking out a bigger personal loan and want to spread out the repayments, you may want a lender who lets you pay back over a longer period.

Most personal loans UK lenders will allow you to make fixed repayments for the term’s duration, meaning you’ll know how much you must pay back each month and whether you can afford to do so.

What you need to know about repaying personal loans

Paying off your loan over a longer period might seem like a good idea as this will make each instalment cheaper, but it’s not that simple.

The longer you have a loan, the longer you’ll be paying interest on it. Paying it off in less time means you pay fewer instalments – meaning there’s less overall interest and it’s cheaper overall.

APR

Another thing to consider is the APR, which can vary dramatically. Lenders may offer a smaller APR on a larger loan to make it seem more attractive, even though you could still pay less with higher APR on a smaller personal loan.

Again it’s a case of knowing how much you need and comparing a range of deals to see which is best for you.

Price promises, fees and flexibility

To get your business some personal loans companies will offer to match what another lender has offered – so it could well pay off to make a thorough comparison of what’s out there.

Be careful about actually making too many applications though, as this could impact your credit rating by making you appear needy.

Check what fees the company has in place for taking out a loan with them and also how flexible they are if you want to want to pay it back earlier, as some will charge you interest as a penalty.

Loan Comparison

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Alternative Loans

You may want to compare the above loans with the following.

M&S Bank Personal Loan (New Customers)

  • 3 months deferred start is offered to you.
  • Get a minimum loan of £1,000 from the loan.
  • 30 days first payment due.
  • £7,500 to £15,000 representative loan amount is offered.
  • 7 years max loan term is offered with Personal Loan (New Customers).
  • Get £25,000 max loan from M&S Bank.
  • Representative Example: The Representative APR is 4.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.8% p.a. (fixed) you will repay £228.93 per month & £10,988.64 in total.

RBS Internet Loan (Existing Customers)

  • Minimum loan of £1,000 is offered to customers.
  • £7,500 to £14,950 representative loan amount.
  • Deferred start of 0 month is available.
  • Customers have the benefit of 4.9% representative APR from this loan.
  • Representative APR of 4.9 percent is offered with the loan.
  • The RBS Internet Loan (Existing Customers) has an arrangement fee (%) of 0%.
  • Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total.

Yorkshire Bank Personal Loan

  • You have the benefit of 4.4% representative APR from this loan.
  • Get £25,000 max loan from Yorkshire Bank.
  • Get £7,500 to £15,000 representative loan amount from Yorkshire Bank.
  • Minimum loan of £1,000.
  • Take advantage of 0% arrangement fee (%).
  • Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.

Provident Personal Credit Cash Loan

  • Enjoy a minimum arrangement fee of £0.
  • £100 minimum loan is available with Cash Loan.
  • Deferred start of 0 month.
  • You get 6 months minimum loan length from Provident Personal Credit.
  • Customers get 30 days first payment due from this Cash Loan.
  • Representative Example: Representative 399.7% APR. Borrow £200 and pay £10 per week for 32 weeks at a fixed interest rate of 97.5% per year. The Total Repayable is £320.

Santander Internet Loan

  • Minimum loan length of 1 year is offered to customers.
  • Take advantage of 4.5% representative APR from Santander.
  • Arrangement fee (£) of £0 is offered to customers.
  • Minimum loan of £1,000 is offered to new customers.
  • The Santander Internet Loan has a max loan of £20,000.
  • Minimum arrangement fee of £0 is available.
  • Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.

Nationwide Personal Loan

  • Get £25,000 maximum loan.
  • 0 month deferred start.
  • Get a minimum loan period of 1 year from this Personal Loan.
  • This Nationwide loan has a 6.2 percent representative APR.
  • Representative Example: The representative APR is 6.2% (fixed) so if you borrow £11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay £245.04 per month & £12,497.04 in total.

Sainsbury's Bank Standard Large Loan (2-3 Yrs)

  • 0 percent arrangement fee (%) is available with Standard Large Loan (2-3 Yrs).
  • £0 arrangement fee (£) is offered to customers.
  • New customers get 2 months deferred start from this Standard Large Loan (2-3 Yrs).
  • Get 2 yrs minimum loan term.
  • Standard Large Loan (2-3 Yrs) gives a representative APR of 6.5 percent.
  • Representative Example: The Representative APR is 6.5% (fixed) so if you borrow £20,000 over 3 years at a rate of 6.5% p.a. (fixed) you will repay £611.29 per month & £22,006.44 in total.