Compare Personal Loans

Find the best personal loan rates in minutes when you use our personal loans comparison to find cheap personal loans that will let you borrow for less. We make it easy for you to secure the cheapest unsecured personal loan and secured personal loans offers available in the UK so that you pay a low rate of interest on your borrowing.
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LoanTermHeadline RepresentativeOnline Decision 
MinimumMaximumMinimumMaximumAPRLoan Amount 
Promoted Results
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%£3,000 to £50,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RateSetter
Variable Rate Unsecured Personal Loan
£1,500£15,000
1
year
2
years
7.1%£2,000 to £15,000
Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.
Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Sainsbury's Bank
 
Standard Small Loan (4-5 Yrs)
£1,000£7,499
4
years
5
years
7.8%£5,000 to £7,499
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
The Co-operative Bank
 
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
AA
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Shawbrook Bank
Link Platinum
£20,000£100,000
3
years
25
years
7.9%£20,000 to £100,000
n/a
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
RateSetter
Fixed Rate Unsecured Personal Loan
£2,000£15,000
3
years
5
years
7.9%£2,000 to £15,000
Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.
Quick and simple online process, money usually in your account within 48 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Car Loan 4U
Car Loan (Excellent Credit History)
£3,000£50,000
1
year
5
years
7.9%£3,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total.
Creditplus
Car Loan (Excellent Rating)
£2,000£50,000
1
year
5
years
7.9%£2,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.59 per month & £11,644.32 in total.
Sainsbury's Bank
 
Standard Large Loan (4+ Yrs)
£15,001£25,000
4
years
7
years
8.2%£15,001 to £25,000
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nemo Personal Finance
 
Nemo
£7,500£100,000
3
years
25
years
8.22%£7,500 to £100,000
n/a
Available to home owners only.
Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk
NatWest
Personal Loan
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Existing Customers)
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Loan available to RBS customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Shawbrook Bank
Link Loans
£3,000£70,000
3
years
25
years
8.9%£3,000 to £70,000
n/a
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Norton Finance
Norton Finance
£3,000£25,000
3
years
20
years
11.9%£3,000 to £25,000
n/a
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Creditplus
Car Loan (Good Rating)
£2,000£50,000
1
year
5
years
13.2%£2,000 to £50,000
Representative Example: The representative APR is 13.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.2% p.a. (fixed)
Central Trust
Central
£5,000£100,000
3
years
25
years
13.7%£5,000 to £100,000
n/a
Available to home owners only.
Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Car Loan 4U
Car Loan (Good Credit History)
£3,000£50,000
1
year
5
years
13.9%£3,000 to £50,000
Representative Example: The representative APR is 13.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.9% p.a. (fixed) you will repay £266.63 per month & £12,798.24 in total.
Creditplus
Car Loan (Fair Rating)
£2,000£50,000
1
year
5
years
17.9%£2,000 to £50,000
Representative Example: The representative APR is 17.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 17.9% p.a. (fixed) you will repay £308.33 per month & £14,799.84 in total.
Car Loan 4U
Car Loan (Fair Credit History)
£3,000£50,000
1
year
5
years
18.9%£3,000 to £50,000
Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total.
Car Loan 4U
Car Loan (Average Credit History)
£3,000£50,000
1
year
5
years
23.9%£3,000 to £50,000
Representative Example: The representative APR is 23.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 23.9% p.a. (fixed) you will repay £308.29 per month & £14,797.92 in total.
Creditplus
Car Loan (Poor Rating)
£2,000£50,000
1
year
5
years
24%£2,000 to £50,000
Representative Example: The representative APR is 24% (fixed) so if you borrow £10,000 over 4 years at a rate of 24% p.a. (fixed)
Car Loan 4U
Car Loan (Poor Credit History)
£3,000£50,000
1
year
5
years
28.9%£3,000 to £50,000
Representative Example: The representative APR is 28.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 28.9% p.a. (fixed) you will repay £329.13 per month & £15,798.24 in total.
Guarantor Loans Online
 
Guarantor Loans
£1,000£5,000
1
year
5
years
53.8%£1,000 to £5,000
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
Aspire Money
Personal Loan
£500£7,500
1
year
7
years
62.1%£500 to £7,500
Representative Example: Representative 62.1% APR. Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Amigo Loans Ltd
Personal Loan
£500£5,000
1
year
5
years
62.1%£500 to £5,000
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
Provident Personal Credit
 
Cash Loan
£50£500
6
months
13
months
272.2%£50 to £500
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Pounds to Pocket
 
Personal Loan
£200£2,000
1
year
1
year
278%£200 to £2,000
Representative Example: The representative APR is 278% (fixed) at a rate of 278% p.a. (fixed)
12 Month Loans
Personal Loan
£100£2,500
1
month
12
months
278%£100 to £2,500
Representative Example: The representative APR is 278% (variable) so if you borrow £500 over 12 months at a rate of 278% p.a. (variable) you will repay £79.09 per month & £949.01 in total.
Motor Buy Back
Buy Back
£100£100,000
1
day
3
months
435%£100 to £100,000
Representative Example: The Representative APR is 435% p.a. so if you borrow £1,000 over 12 weeks at a rate of 435% you will repay £34.610 weekly (plus final payment of Buy Figure: £1000) - £1415.32 in total.
Full Results
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
5.9%£7,500 to £15,000
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
M&S
Personal Loan
£1,000£25,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.
Yorkshire Bank
Personal Loan
£7,500£14,999
1
year
7
years
6%£7,500 to £14,999
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
M&S
Car Loan
£2,500£25,000
1
year
5
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Tesco Bank
Personal Loan (Existing Customers)
£3,000£25,000
1
year
10
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Loan available to existing customers only.
Derbyshire Building Society
 
Personal Loan (Semi-Exclusive)
£5,000£20,000
1
year
5
years
6%£7,500 to £14,950
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%£3,000 to £50,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
First Direct
Personal Loan
£1,000£25,000
1
year
7
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total.
Available to existing First Direct customers only.
HSBC
Premier Loan
£7,000£25,000
1
year
8
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
HSBC premier personal loan is for HSBC Premier current account holders only.
Zopa
Personal Loan
£1,000£15,000
3
years
5
years
6.12%£1,200 to £1,299
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,
HSBC
Personal Loan
£7,000£25,000
1
year
8
years
6.2%£7,000 to £15,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
HSBC Personal Loans are only available to existing HSBC current account customers.
RateSetter
2 Year Loan
£1,000£15,000
2
years
2
years
6.2%£5,000 to £5,999
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100,
Barclays
Barclayloan Plus (£3K+ Min Credit)
£10,000£25,000
2
years
5
years
6.2%£10,000 to £25,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £3,000 or more into their account... more
RateSetter
1 Year Loan
£1,000£15,000
1
year
1
year
6.5%£5,000 to £5,999
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80,
Santander
Personal Loan
£1,000£20,000
1
year
5
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total.
Sainsbury's Bank
 
Shopper Reward Med Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
 Next Page  >
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Very helpful, thank you
Jill

Loan Comparison

View all loan reviews.

Alternative Loans

You may want to compare the above loans with the following.

Barclays Barclayloan Plus (Existing Customers Only)

  • You get 0 mth deferred start from Barclays.
  • 5 yrs maximum loan term is available.
  • New customers take advantage of 8.9% initial representative APR from this Barclayloan Plus (Existing Customers Only).
  • 0 percent arrangement fee is available.
  • Minimum loan of £5,000 is offered.
  • The Barclays Barclayloan Plus (Existing Customers Only) has a first payment due of 30 days.
  • Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £253.29 per month & £12,157.92 in total.

M&S Personal Loan

  • 3 months deferred start is offered to you.
  • Get a minimum loan of £1,000 from the loan.
  • 30 days first payment due.
  • £7,500 to £15,000 initial representative loan amount is offered.
  • 7 yrs max loan term is offered with Personal Loan.
  • Get £25,000 max loan from M&S.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.

RBS Internet Loan (Existing Customers)

  • Minimum loan of £1,000 is offered to customers.
  • £7,500 to £14,950 promotional representative loan amount.
  • Deferred start of 0 mth is available.
  • Customers have the benefit of 8.9% representative APR from this loan.
  • Initial representative APR of 8.9 percent is offered with the loan.
  • The RBS Internet Loan (Existing Customers) has an arrangement fee of 0%.
  • Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.

Yorkshire Bank Personal Loan

  • You have the benefit of 6% introductory representative APR from this loan.
  • Get £14,999 max loan from Yorkshire Bank.
  • Get £7,500 to £14,999 headline representative loan amount from Yorkshire Bank.
  • Minimum loan of £7,500.
  • Take advantage of 0% arrangement fee.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.

Provident Personal Credit Cash Loan

  • Enjoy a minimum arrangement fee of £0.
  • £50 minimum loan is available with Cash Loan.
  • Deferred start of 0 month.
  • You get 6 months minimum loan duration from Provident Personal Credit.
  • Customers get 30 days first payment due from this Cash Loan.
  • Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)

Santander Personal Loan

  • Minimum loan length of 1 yr is offered to customers.
  • Take advantage of 6.7 percent representative APR from Santander.
  • Arrangement fee of £0 is offered to customers.
  • Minimum loan of £1,000 is offered to new customers.
  • The Santander Personal Loan has a maximum loan of £20,000.
  • Minimum arrangement fee of £0 is available.
  • Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total.

Nationwide Personal Loan

  • Get £25,000 maximum loan.
  • 0 mth deferred start.
  • Get a minimum loan period of 1 year from this Personal Loan.
  • This Nationwide loan has a 6.8% initial representative APR.
  • Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.

Sainsbury's Bank Standard Large Loan (2-3 Yrs)

  • 0% arrangement fee is available with Standard Large Loan (2-3 Yrs).
  • £0 arrangement fee is offered to customers.
  • New customers get 2 months deferred start from this Standard Large Loan (2-3 Yrs).
  • Get 2 years minimum loan period.
  • Standard Large Loan (2-3 Yrs) gives a representative APR of 8 percent.
  • Representative Example: The representative APR is 8% (fixed) at a rate of 8% p.a. (fixed)