Compare Low Rate Loans
Compare low rate loans at a glance and find the lenders that offer the best loan rates for the amount you want to borrow in minutes. Our cheapest loan rates comparison makes it easy to find the best personal loan rates on offer so that you make the right choice when it comes to choosing the best low interest rate loans for your borrowing.
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| Loan | Term | Headline Representative | Online Decision | ||||||||||||||||||||||||||||||||||||||||||||||
| Minimum | Maximum | Minimum | Maximum | APR | Loan Amount | ||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4 years | 5 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Semi-Exclusive) | £3,000 | £50,000 | 1 year | 5 years | 6.1% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan (Adv Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Advantage Gold current account and Black Account customers only.. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Royalties/Royalties Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter Variable Rate Unsecured Personal Loan | £1,500 | £15,000 | 1 year | 2 years | 7.1% | £2,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history. Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Small Loan (4-5 Yrs) | £1,000 | £7,499 | 4 years | 5 years | 7.8% | £5,000 to £7,499 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
AA Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Shawbrook Bank Link Platinum | £20,000 | £100,000 | 3 years | 25 years | 7.9% | £20,000 to £100,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter Fixed Rate Unsecured Personal Loan | £2,000 | £15,000 | 3 years | 5 years | 7.9% | £2,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history. Quick and simple online process, money usually in your account within 48 hours. No early repayment charges and all fees are included in the APR. Need good credit history. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Excellent Credit History) | £3,000 | £50,000 | 1 year | 5 years | 7.9% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Creditplus Car Loan (Excellent Rating) | £2,000 | £50,000 | 1 year | 5 years | 7.9% | £2,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.59 per month & £11,644.32 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Large Loan (4+ Yrs) | £15,001 | £25,000 | 4 years | 7 years | 8.2% | £15,001 to £25,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nemo Personal Finance Nemo | £7,500 | £100,000 | 3 years | 25 years | 8.22% | £7,500 to £100,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Loan available to RBS customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Shawbrook Bank Link Loans | £3,000 | £70,000 | 3 years | 25 years | 8.9% | £3,000 to £70,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (1-3 Yrs) | £7,500 | £15,000 | 1 year | 3 years | 5.9% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Yorkshire Bank Personal Loan | £7,500 | £14,999 | 1 year | 7 years | 6% | £7,500 to £14,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Car Loan | £2,500 | £25,000 | 1 year | 5 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan (Existing Customers) | £3,000 | £25,000 | 1 year | 10 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total. Loan available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Derbyshire Building Society Personal Loan (Semi-Exclusive) | £5,000 | £20,000 | 1 year | 5 years | 6% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4 years | 5 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Semi-Exclusive) | £3,000 | £50,000 | 1 year | 5 years | 6.1% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
First Direct Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6.1% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total. Available to existing First Direct customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Premier Loan | £7,000 | £25,000 | 1 year | 8 years | 6.1% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. HSBC premier personal loan is for HSBC Premier current account holders only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Zopa Personal Loan | £1,000 | £15,000 | 3 years | 5 years | 6.12% | £1,200 to £1,299 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70, | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Personal Loan | £7,000 | £25,000 | 1 year | 8 years | 6.2% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total. HSBC Personal Loans are only available to existing HSBC current account customers. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 2 Year Loan | £1,000 | £15,000 | 2 years | 2 years | 6.2% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100, | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Barclayloan Plus (£3K+ Min Credit) | £10,000 | £25,000 | 2 years | 5 years | 6.2% | £10,000 to £25,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total. Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £3,000 or more into their account... more | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 1 Year Loan | £1,000 | £15,000 | 1 year | 1 year | 6.5% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80, | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander Personal Loan | £1,000 | £20,000 | 1 year | 5 years | 6.7% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Shopper Reward Med Loan (1-3 Yrs) | £7,500 | £15,000 | 1 year | 3 years | 6.7% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
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Alternative Loans
You may want to compare the above loans with the following.
RBS Internet Loan (Existing Customers)
- £0 arrangement fee is offered.
- You can take advantage of representative APR of 8.9%.
- 7 yrs max loan term is offered.
- This RBS Internet Loan (Existing Customers) has a deferred start of 0 mth.
- New customers will take advantage of max arrangement fee of £0.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Bank of Scotland Personal Loan (Semi-exclusive/Ex/C)
- You can take advantage of representative APR of 9.9 percent.
- 30 days first payment due is offered.
- This loan gives a 0% arrangement fee.
- £1,000 minimum loan is offered with the loan.
- Get a deferred start of 0 month from this loan.
- £7,000 to £15,000 promotional representative loan amount.
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.
Sainsbury's Bank Standard Large Loan (4+ Yrs)
- Take advantage of a maximum loan term of 7 yrs from this Standard Large Loan (4+ Yrs).
- 8.2% representative APR.
- Maximum loan of £25,000 is available.
- Get 30 days first payment due from Sainsbury's Bank.
- Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)
Sainsbury's Bank Standard Small Loan (4-5 Yrs)
- £5,000 to £7,499 headline representative loan amount is available with the loan.
- 30 days first payment due is available.
- A representative APR of 7.8 percent is available from Sainsbury's Bank.
- New customers get 2 months deferred start from Sainsbury's Bank.
- Get an arrangement fee of 0 percent.
- This Sainsbury's Bank loan has a maximum arrangement fee of £0.
- Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed)
Nemo Personal Finance Nemo
- Enjoy an introductory representative APR of 8.22% from the loan.
- 3 years mininum loan term is offered.
- The loan gives 25 years max loan term.
- New customers get 3 yrs minimum loan length from the Nemo.
- Minimum loan of £7,500 is offered to customers.
Sainsbury's Bank Standard Large Loan (2-3 Yrs)
- 2 yrs minimum loan duration is available.
- Customers will benefit from representative APR of 8%.
- Arrangement fee of £0 is offered.
- Get a first payment due of 30 days from the Standard Large Loan (2-3 Yrs).
- 8 percent promotional representative APR is available with Standard Large Loan (2-3 Yrs).
- New customers will get £15,001 to £25,000 introductory representative loan amount.
- Representative Example: The representative APR is 8% (fixed) at a rate of 8% p.a. (fixed)
The Co-operative Bank Personal Loan (Privilege&Premier CA)
- Get a deferred start of 0 mth from this loan.
- 7 years maximum loan term is offered with Personal Loan (Privilege&Premier CA).
- This loan gives a first payment due of 30 days.
- Get a minimum loan of £2,000 from this Personal Loan (Privilege&Premier CA).
- The Co-operative Bank Personal Loan (Privilege&Premier CA) has a 6.9 percent initial representative APR.
- This loan offers a minimum loan length of 1 yr.
- Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.63 per month & £11,454.24 in total.
NatWest Personal Loan (Adv Gold)
- 0 month deferred start is offered.
- £25,000 maximum loan is available with Personal Loan (Adv Gold).
- NatWest offers 1st payment due of 42 days.
- Representative APR of 6.9% is offered.
- Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
