Compare Low Interest Loans
Compare low interest loans from all the lenders currently offering low cost loan deals in the UK and find cheap interest loans that you can apply for in minutes. Our comparison of the best personal loan interest rates on offer makes it easy for you to access affordable borrowing by finding the cheapest low interest rate loans possible.
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| Loan | Term | Headline Representative | Online Decision | ||||||||||||||||||||||||||||||||||||||||||||||
| Minimum | Maximum | Minimum | Maximum | APR | Loan Amount | ||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4 years | 5 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Semi-Exclusive) | £3,000 | £50,000 | 1 year | 5 years | 6.1% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan (Adv Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Advantage Gold current account and Black Account customers only.. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Royalties/Royalties Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter Variable Rate Unsecured Personal Loan | £1,500 | £15,000 | 1 year | 2 years | 7.1% | £2,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history. Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Small Loan (4-5 Yrs) | £1,000 | £7,499 | 4 years | 5 years | 7.8% | £5,000 to £7,499 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
AA Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Shawbrook Bank Link Platinum | £20,000 | £100,000 | 3 years | 25 years | 7.9% | £20,000 to £100,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter Fixed Rate Unsecured Personal Loan | £2,000 | £15,000 | 3 years | 5 years | 7.9% | £2,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history. Quick and simple online process, money usually in your account within 48 hours. No early repayment charges and all fees are included in the APR. Need good credit history. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Excellent Credit History) | £3,000 | £50,000 | 1 year | 5 years | 7.9% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Creditplus Car Loan (Excellent Rating) | £2,000 | £50,000 | 1 year | 5 years | 7.9% | £2,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.59 per month & £11,644.32 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Large Loan (4+ Yrs) | £15,001 | £25,000 | 4 years | 7 years | 8.2% | £15,001 to £25,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nemo Personal Finance Nemo | £7,500 | £100,000 | 3 years | 25 years | 8.22% | £7,500 to £100,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Loan available to RBS customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Shawbrook Bank Link Loans | £3,000 | £70,000 | 3 years | 25 years | 8.9% | £3,000 to £70,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
Norton Finance Norton Finance | £3,000 | £25,000 | 3 years | 20 years | 11.9% | £3,000 to £25,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (1-3 Yrs) | £7,500 | £15,000 | 1 year | 3 years | 5.9% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Yorkshire Bank Personal Loan | £7,500 | £14,999 | 1 year | 7 years | 6% | £7,500 to £14,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Car Loan | £2,500 | £25,000 | 1 year | 5 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan (Existing Customers) | £3,000 | £25,000 | 1 year | 10 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total. Loan available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Derbyshire Building Society Personal Loan (Semi-Exclusive) | £5,000 | £20,000 | 1 year | 5 years | 6% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4 years | 5 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Car Loan 4U Car Loan (Semi-Exclusive) | £3,000 | £50,000 | 1 year | 5 years | 6.1% | £3,000 to £50,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
First Direct Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6.1% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total. Available to existing First Direct customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Premier Loan | £7,000 | £25,000 | 1 year | 8 years | 6.1% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. HSBC premier personal loan is for HSBC Premier current account holders only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Zopa Personal Loan | £1,000 | £15,000 | 3 years | 5 years | 6.12% | £1,200 to £1,299 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70, | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Personal Loan | £7,000 | £25,000 | 1 year | 8 years | 6.2% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total. HSBC Personal Loans are only available to existing HSBC current account customers. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 2 Year Loan | £1,000 | £15,000 | 2 years | 2 years | 6.2% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100, | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Barclayloan Plus (£3K+ Min Credit) | £10,000 | £25,000 | 2 years | 5 years | 6.2% | £10,000 to £25,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total. Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £3,000 or more into their account... more | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 1 Year Loan | £1,000 | £15,000 | 1 year | 1 year | 6.5% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80, | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander Personal Loan | £1,000 | £20,000 | 1 year | 5 years | 6.7% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Shopper Reward Med Loan (1-3 Yrs) | £7,500 | £15,000 | 1 year | 3 years | 6.7% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
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Alternative Loans
You may want to compare the above loans with the following.
Bank of Ireland Personal Loan
- A 0 mth deferred start is offered.
- You enjoy 8.5% initial representative APR from Bank of Ireland.
- New customers get £1,000 to £1,000 introductory representative loan amount from this loan.
- 6 months minimum loan period is offered with Personal Loan.
- Get first payment due of 30 days.
- The loan offers a representative APR of 9 percent.
- Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65,
Halifax Internet Loan (Existing Customers)
- You get 1 year minimum loan duration from the Internet Loan (Existing Customers).
- Customers get £1,000 minimum loan from this Internet Loan (Existing Customers).
- 7 years maximum loan term is offered with the loan.
- Get a max loan of £25,000.
- Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
Post Office Personal Loan
- Max loan of £25,000 is offered to you.
- A deferred start of 0 mth is offered by Post Office.
- Customers can get first payment due of 30 days.
- Get 1 year minimum loan period from Post Office.
- 7 yrs maximum loan term.
- Representative Example: The representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £240.21 per month & £11,530.08 in total.
AA Personal Loan
- This loan gives a minimum loan term of 1 year.
- AA offers representative APR of 7.9%.
- Personal Loan offers a max loan of £25,000.
- A 0 mth deferred start is offered.
- Customers will benefit from 7.9% initial representative APR.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Ulster Bank Ufirst Gold (Large)
- 0% arrangement fee is offered with the loan.
- Get 0 mth deferred start.
- 7 yrs max loan term is available with Ufirst Gold (Large).
- Get £10,000 to £25,000 headline representative loan amount from Ulster Bank.
- Representative APR of 8.8%.
- Benefit from a maximum arrangement fee of £0 from the Ufirst Gold (Large).
- Representative Example: The representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £246.25 per month & £11,820 in total.
Metro Bank Personal Loan
- The loan offers 30 days 1st payment due.
- Metro Bank gives minimum loan of £2,000.
- Get 1 yr minimum loan duration.
- You get 0 month deferred start from the loan.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.38 per month & £11,634.24 in total.
RateSetter Fixed Rate Unsecured Personal Loan
- 7.9 percent introductory representative APR.
- Take advantage of a representative APR of 7.9%.
- 3 yrs minimum loan period is available with this loan.
- Minimum loan of £2,000 is available with this loan.
- Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.
