50% of customers recommended from 2 ratings

The Co-operative Bank offer loans to existing customers of either the co-operative bank or Britannia. Their loans are available on a sliding scale from £2,000 up to £25,000, and are available for between 1 and 7 years, meaning you can choose how much you want to borrow and find the repayment period to suit you and your finances. To apply for a loan you can either go through the application process online, or by telephone.

Compare The Co-operative Bank Loans

The Co-operative Bank Personal Loan Ex/C
Loan Type
Loan Amount
£2,000 to £25,000
Representative APR
4.9% APR
(£7,500 to £14,950)
Loan Term
1 year to 7 years
Available to existing customers only.
Representative Example: The Representative APR is 4.9% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total., Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on

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The Co-operative Bank Loan Reviews


Got a The Co-operative Bank loan? Tell us about your experience because it will help others. Add a review.

Co-op bank gone to the dogs


  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

I have banked with the Co-op bank for 24 years. I recently transferred some money via the telephone banking service. At the end of the call I was asked if I would like to apply for a new loan at a rate of 5.5% as opposed to my existing at 10.5%. "Of course", I replied. "Thank you for making me aware of this better rate". 45 minutes later my new super rate loan was approved. Unfortunately the Co-op has decided I am" high risk." Disgruntled by the decision I carried out an Equifax Report. I have a score of 993 out of 999 (excellent, unlikely to be refused credit). I decided to visit my local branch and go over the situation. The advisor in the Cardiff Branch informed me that he couldn't do a lot with the basic system he had. He told me that there are far better offers out there and I should go and pursue them. (That's what he had done as the co-op doesn't look after staff). If I should find a better offer by all means come back and speak to him!!!!!! I did find a better offer (instantly with first on line enquiry), but shall not be going back to speak to the co-op. I did try ringing telephone banking as a final attempt but was told that there is no one who would look at the situation and it "is what it is". I was told that they would note my dissatisfaction with another department. In my opinion the co-op has lost the plot, their systems are out of date, staff are despondent and badly trained and they certainly do not do the best for their customers. New loan with Sainsbury's for me at less than half the rate of the co-op. I intend to transfer my current account within the next week. Bye Bye Co-op.

None over the other banks

Everything. I have banked with them for 24 years. Now reached all time

by matthew197, 2 Mar 2014 report review

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