from 25 ratings
25 customers rated their Tesco Bank loan as 4.4 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Tesco Bank Personal Loan
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £25,0004.1% APR
(£7,500 to £15,000)
1 year to 10 years
As a thank you, Clubcard customers get a 1000 points when they apply by 31st Oct through Money.co.uk, are accepted and receive their money by 30th Nov. Enter your Clubcard number when you apply. T&Cs apply.
Representative Example: The Representative APR is 4.1% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 4.1% APR p.a. (fixed) you will repay £225.90 per month & £10,843.20 in total.

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Tesco Bank Loan Reviews

Tesco loans - amazing

by JED28, 4 Apr 2013
Recommended by JED28

Applied for a loan online and was offered their advertised rate of 5.2% APR! I applied to Sainsburys Bank before this and instead of being offered their advertised rate, I was offered 8.6% APR instead. Therefore, I opted for Tesco. After receiving the documentation two days later, I immediately signed the agreement and returned it in their pre-paid envelope. I kid you not, by approx. 6pm the VERY NEXT DAY, the loan funds appeared in bank account by a faster payment. Totally faultless experience of Tesco Loans.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Tesco bank loans at low cost

by jammysj, 28 Jun 2013
Recommended by jammysj

After comparing numerous banks and loan companies I opted for tesco bank who offered the lowest interest rates and the most options for repayment

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


tesco bank personal loan

by aineso, 27 Jun 2013
Recommended by aineso

Great low apr, one of the lowest I've seen. Really easy to apply for, quick service time. Good customer service too!

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Tesco Bank Loans offering lower rates

by turleyt63, 27 Jun 2013
Easy to change
Recommended by turleyt63

I have had a tesco loan and have had the oppertunity to lower my interest rate twice in the last year. This is from 7.9 down to 5.3 a good saving

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Average, could be better
Value For Money:
Good, I'm happy


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