Excellent4.5

100% of customers recommended from 25 ratings

Tesco Bank Loans is a division of Tesco Bank that provides unsecured loans to UK residents after passing a successful loan application process. Tesco Bank is the trade name of Tesco Personal Finance PLC, and they fully comply with the Data Protection Act 1998. Tesco Bank Loans subscribe to the Lending Code and are regulated and authorised by both the Financial Conduct Authority (FCA) and also the Prudential Regulation Authority (PRA). Tesco Bank Loans are also protected under the government backed Financial Services Compensation Scheme (FSCS).

Compare Tesco Bank Loans

Tesco Bank Personal Loan
Loan Type
Unsecured
Loan Amount
£1,000 to £25,000
Representative APR
4.1% APR
(£7,500 to £15,000)
Loan Term
1 year to 10 years
As a thank you, Clubcard customers get a 1000 points when they apply by 31st Oct through Money.co.uk, are accepted and receive their money by 30th Nov. Enter your Clubcard number when you apply. T&Cs apply.
Representative Example: The Representative APR is 4.1% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 4.1% p.a. (fixed) you will repay £225.90 per month & £10,843.20 in total.

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Tesco Bank Loan Reviews

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Got a Tesco Bank loan? Tell us about your experience because it will help others. Add a review.

Tesco loans - amazing

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by JED28

Applied for a loan online and was offered their advertised rate of 5.2% APR! I applied to Sainsburys Bank before this and instead of being offered their advertised rate, I was offered 8.6% APR instead. Therefore, I opted for Tesco. After receiving the documentation two days later, I immediately signed the agreement and returned it in their pre-paid envelope. I kid you not, by approx. 6pm the VERY NEXT DAY, the loan funds appeared in bank account by a faster payment. Totally faultless experience of Tesco Loans.

by JED28, 4 Apr 2013 report review

Tesco bank loans at low cost

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by jammysj

After comparing numerous banks and loan companies I opted for tesco bank who offered the lowest interest rates and the most options for repayment

by jammysj, 28 Jun 2013 report review

Tesco Bank Loans offering lower rates

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by turleyt63

I have had a tesco loan and have had the oppertunity to lower my interest rate twice in the last year. This is from 7.9 down to 5.3 a good saving

Easy to change

by turleyt63, 27 Jun 2013 report review

tesco bank personal loan

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by aineso

Great low apr, one of the lowest I've seen. Really easy to apply for, quick service time. Good customer service too!

by aineso, 27 Jun 2013 report review

regular loan with tesco bank

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by danielletinker

Good rate

Good Rate

Website could be clearer

by danielletinker, 19 Jul 2013 report review

Tesco Bank Loans

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by abbysm

Great service

Great service

by abbysm, 3 Jul 2013 report review

5.2 % loan tesco bank

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by worral

Cheap loan club card points too

5.2% loan

by worral, 3 Jul 2013 report review

tesco loand are great, the rates are brill and the customer service amazing

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by greigs

tesco loand are great, the rates are brill and the customer service amazing

brill rates

by greigs, 28 Jun 2013 report review

Tesco Bank Loans

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by PaulaJGriffin

Some text

by PaulaJGriffin, 27 Jun 2013 report review

Tesco's personal loan

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by michel60

was happy with good rate

good rate

by michel60, 26 Jun 2013 report review

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