from 25 ratings
25 customers rated their Tesco Bank loan as 4.4 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Tesco Bank Personal Loan
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £25,0004.1%
(£7,500 to £15,000)
1 year to 10 years
As a thank you, Clubcard customers get a 1000 points when they apply by 31st Oct through Money.co.uk, are accepted and receive their money by 30th Nov. Enter your Clubcard number when you apply. T&Cs apply.
Representative Example: The Representative APR is 4.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.1% p.a. (fixed) you will repay £225.90 per month & £10,843.20 in total.

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Reviews related to Loans

Recommended by jammysj

After comparing numerous banks and loan companies I opted for tesco bank who offered the lowest interest rates and the most options for repayment

Recommended by JED28

Applied for a loan online and was offered their advertised rate of 5.2% APR! I applied to Sainsburys Bank before this and instead of being offered their advertised rate, I was offered 8.6% APR instead. Therefore, I opted for Tesco. After receiving the documentation two days later, I immediately signed the agreement and returned it in their pre-paid envelope. I kid you not, by approx. 6pm the VERY NEXT DAY, the loan funds appeared in bank account by a faster payment. Totally faultless experience of Tesco Loans.

Recommended by aineso

Great low apr, one of the lowest I've seen. Really easy to apply for, quick service time. Good customer service too!

Easy to change
Recommended by turleyt63

I have had a tesco loan and have had the oppertunity to lower my interest rate twice in the last year. This is from 7.9 down to 5.3 a good saving