Sainsbury's Bank Loan

Which is the best Sainsbury's Bank loan? Find out here! Compare every Sainsbury's Bank loan, including Standard Medium Loan (5+ Yrs), Standard Large Loan (5+ Yrs), Standard Medium Loan (4-5 Yrs)... Apply online now.
from 23 ratings
23 customers rated their Sainsbury's Bank loan as 4 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
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266 loans...

Compare Sainsbury's Bank Loans

 Loan TypeLoanRepresentative APRFor Loan AmountsTerm 
MinimumMaximumMinimumMaximum
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
Unsecured£7,500£15,0004.5%£7,500 to £15,000
4
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Different rates apply if you don't have a Nectar Card.
Sainsbury's Bank
 
Standard Small Loan (£5K-£7499) (4-5 Yrs)
Unsecured£5,000£7,4995.7%£5,000 to £7,499
4
years
5
years
Representative Example: The Representative APR is 5.7% (fixed) so if you borrow £5,000 over 4 years at a rate of 5.7% p.a. (fixed) you will repay £116.41 per month & £5,587.68 in total.
Sainsbury's Bank
 
Standard Medium Loan (5+ Yrs)
Unsecured£7,500£15,0006.5%£7,500 to £15,000
61
months
7
years
Representative Example: The Representative APR is 6.5% (fixed) so if you borrow £10,000 over 7 years at a rate of 6.5% p.a. (fixed) you will repay £147.60 per month & £12,398.40 in total.
Sainsbury's Bank
 
Standard Large Loan (5+ Yrs)
Unsecured£15,001£25,0006.6%£15,001 to £25,000
61
months
7
years
Representative Example: The Representative APR is 6.6% (fixed) so if you borrow £20,000 over 7 years at a rate of 6.60% p.a. (fixed) you will repay £296.10 per month & £24,872.40 in total.
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
Unsecured£7,500£15,0004.4%£7,500 to £15,000
1
year
3
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 2 years at a rate of 4.4% p.a. (fixed) you will repay £435.65 per month & £10,455.60 in total.
Sainsbury's Bank
 
Shopper Reward Med Loan (1-3 Yrs)
Unsecured£7,500£15,0004.7%£7,500 to £15,000
1
year
3
years
Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 2 years at a rate of 4.7% p.a. (fixed) you will repay £436.93 per month & £10,486.32 in total.
Available to existing customers only.
Sainsbury's Bank
 
Shopper Reward Med Loan (4-5 Yrs)
Unsecured£7,500£15,0004.8%£7,500 to £15,000
4
years
5
years
Representative Example: The Representative APR is 4.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.8% p.a. (fixed) you will repay £228.93 per month & £10,988.64 in total.
Available to existing customers only.
Sainsbury's Bank
 
Standard Small Loan (£5K-£7499) (1-3 Yrs)
Unsecured£5,000£7,4995.6%£5,000 to £7,499
1
year
3
years
Representative Example: The Representative APR is 5.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 5.6% p.a. (fixed) you will repay £220.39 per month & £5,289.36 in total.
Sainsbury's Bank
 
Shopper Reward Small Loan (1-3Yrs)
Unsecured£5,000£7,4996.0%£5,000 to £7,499
1
year
3
years
Representative Example: The Representative APR is 6% (fixed) so if you borrow £5,000 over 2 years at a rate of 6% p.a. (fixed) you will repay £221.25 per month & £5,310 in total.
Available to existing customers only.
Sainsbury's Bank
 
Shopper Reward Small Loan (4+ Yrs)
Unsecured£5,000£7,4996.1%£5,000 to £7,499
4
years
5
years
Representative Example: The Representative APR is 6.1% (fixed) so if you borrow £5,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £117.28 per month & £5,629.44 in total.
Available to existing customers only.
Sainsbury's Bank
 
Standard Large Loan (2-3 Yrs)
Unsecured£15,001£25,0006.5%£15,001 to £25,000
2
years
3
years
Representative Example: The Representative APR is 6.5% (fixed) so if you borrow £20,000 over 3 years at a rate of 6.5% p.a. (fixed) you will repay £611.29 per month & £22,006.44 in total.
Sainsbury's Bank
 
Standard Large Loan (4-5 Yrs)
Unsecured£15,001£25,0006.6%£15,001 to £25,000
4
years
5
years
Representative Example: The Representative APR is 6.6% (fixed) so if you borrow £20,000 over 5 years at a rate of 6.6% p.a. (fixed) you will repay £390.47 per month & £23,428.20 in total.
Sainsbury's Bank
 
Shopper Reward Large Loan (2-3Yrs)
Unsecured£15,001£25,0007.1%£15,001 to £25,000
2
years
3
years
Representative Example: The Representative APR is 7.1% (fixed) so if you borrow £20,000 over 2 years at a rate of 7.1% p.a. (fixed) you will repay £894.35 per month & £21,464.40 in total.
Available to existing customers only.
Sainsbury's Bank
 
Shopper Reward Large Loan (4+ Yrs)
Unsecured£15,001£25,0007.2%£15,001 to £25,000
4
years
5
years
Representative Example: The Representative APR is 7.2% (fixed) so if you borrow £20,000 over 5 years at a rate of 7.2% p.a. (fixed) you will repay £395.77 per month & £23,746.20 in total.
Available to existing customers only.
Sainsbury's Bank
 
Standard Small Loan (£3K-£4999) (1-3 Yrs)
Unsecured£3,000£4,99912.2%£3,000 to £4,999
1
year
3
years
Representative Example: The Representative APR is 12.2% (fixed) so if you borrow £3,000 over 3 years at a rate of 12.2% p.a. (fixed) you will repay £99.02 per month & £3,564.72 in total.
Sainsbury's Bank
 
Standard Small Loan (£3K-£4999) (4-5 Yrs)
Unsecured£3,000£4,99912.3%£3,000 to £4,999
4
years
5
years
Representative Example: The Representative APR is 12.3% (fixed) so if you borrow £4,000 over 4 years at a rate of 12.3% p.a. (fixed) you will repay £104.66 per month & £5,023.68 in total.
Sainsbury's Bank
 
Standard Small Loan (£1K-£2999) (1-3 Yrs)
Unsecured£1,000£2,99918.4%£1,000 to £2,999
1
year
3
years
Representative Example: The Representative APR is 18.4% (fixed) so if you borrow £2,000 over 2 years at a rate of 18.4% p.a. (fixed) you will repay £89.01 per month & £2,136.24 in total.
Sainsbury's Bank
 
Standard Small Loan (£1K-£2999) (4-5 Yrs)
Unsecured£1,000£2,99918.5%£1,000 to £2,999
4
years
5
years
Representative Example: The Representative APR is 18.5% (fixed) so if you borrow £2,000 over 4 years at a rate of 18.5% p.a. (fixed) you will repay £57.81 per month & £2,774.88 in total.

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A-Z Sainsbury's Bank Loans

Other Sainsbury's Bank Products

Featured Sainsbury's Bank Loans

Sainsbury's Bank Standard Large Loan (4-5 Yrs)

  • 30 days 1st payment due is available.
  • 0 minimum arrangement fee is available.
  • 0 arrangement fee () is offered.
  • 6.6% representative APR is offered with this loan.
  • Representative Example: The Representative APR is 6.6% (fixed) so if you borrow 20,000 over 5 years at a rate of 6.6% p.a. (fixed) you will repay 390.47 per month & 23,428.20 in total.

Sainsbury's Bank Standard Small Loan (1K-2999) (4-5 Yrs)

  • This loan gives a deferred start of 2 months.
  • This Sainsbury's Bank loan has 1,000 minimum loan.
  • 0 minimum arrangement fee is offered to you.
  • Arrangement fee () of 0 is offered to customers.
  • Representative Example: The Representative APR is 18.5% (fixed) so if you borrow 2,000 over 4 years at a rate of 18.5% p.a. (fixed) you will repay 57.81 per month & 2,774.88 in total.

Sainsbury's Bank Standard Large Loan (2-3 Yrs)

  • Minimum arrangement fee of 0 is offered.
  • Deferred start of 2 months is offered with Standard Large Loan (2-3 Yrs).
  • Get an arrangement fee (%) of 0 percent from this Standard Large Loan (2-3 Yrs).
  • The loan gives a 0 maximum arrangement fee.
  • Customers can get 30 days 1st payment due.
  • Representative Example: The Representative APR is 6.5% (fixed) so if you borrow 20,000 over 3 years at a rate of 6.5% p.a. (fixed) you will repay 611.29 per month & 22,006.44 in total.

Sainsbury's Bank Standard Medium Loan (4-5 Yrs)

  • You get 7,500 to 15,000 representative loan amount from Sainsbury's Bank.
  • New customers will enjoy arrangement fee () of 0.
  • Customers get 2 months deferred start from this Standard Medium Loan (4-5 Yrs).
  • Standard Medium Loan (4-5 Yrs) offers a minimum arrangement fee of 0.
  • Representative Example: The Representative APR is 4.5% (fixed) so if you borrow 10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay 227.63 per month & 10,926.24 in total.

Sainsbury's Bank Standard Medium Loan (1-3 Yrs)

  • 1 year minimum loan length is offered with Standard Medium Loan (1-3 Yrs).
  • Standard Medium Loan (1-3 Yrs) offers a maximum arrangement fee of 0.
  • Minimum arrangement fee of 0 is available with Standard Medium Loan (1-3 Yrs).
  • New customers will benefit from arrangement fee (%) of 0 percent.
  • New customers get 7,500 minimum loan from the Standard Medium Loan (1-3 Yrs).
  • Representative Example: The Representative APR is 4.4% (fixed) so if you borrow 10,000 over 2 years at a rate of 4.4% p.a. (fixed) you will repay 435.65 per month & 10,455.60 in total.

Sainsbury's Bank Shopper Reward Large Loan (2-3Yrs)

  • Customers will get 2 months deferred start.
  • You get 15,001 to 25,000 representative loan amount from this loan.
  • Arrangement fee (%) of 0 percent is offered.
  • Benefit from an arrangement fee () of 0 from the Shopper Reward Large Loan (2-3Yrs).
  • Max arrangement fee of 0 is offered to new customers.
  • This loan gives a minimum loan duration of 2 years.
  • Representative Example: The Representative APR is 7.1% (fixed) so if you borrow 20,000 over 2 years at a rate of 7.1% p.a. (fixed) you will repay 894.35 per month & 21,464.40 in total.

Sainsbury's Bank Shopper Reward Small Loan (1-3Yrs)

  • Customers benefit from 6% representative APR from the loan.
  • Get maximum arrangement fee of 0.
  • New customers get 3 yrs max loan term from the loan.
  • Get a first payment due of 30 days.
  • Representative Example: The Representative APR is 6% (fixed) so if you borrow 5,000 over 2 years at a rate of 6% p.a. (fixed) you will repay 221.25 per month & 5,310 in total.

Sainsbury's Bank Shopper Reward Small Loan (4+ Yrs)

  • Maximum arrangement fee of 0 is offered to customers.
  • 6.1% representative APR is offered with Shopper Reward Small Loan (4+ Yrs).
  • A 0% arrangement fee (%) is offered.
  • Get a minimum loan length of 4 yrs.
  • Representative Example: The Representative APR is 6.1% (fixed) so if you borrow 5,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay 117.28 per month & 5,629.44 in total.

A-Z Loan Companies

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Reviews related to Sainsbury's Bank Loans

Sainsbury's Bank Loans
Good online service
Recommended by everforever

Good apr and very easy to set up online.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Sainsbury's Bank Loans
Flexibility to pay back part or all of the loan early if you wish to.
Recommended by yellowtulip

The Sainsbury's loan is a competitive rate (9.7% for me), was easy to apply for and the loan documentation was clear. I reapplied for this loan to incorporate another debt thereby increasing the loan amount but enabling me to have one payment a month so easier to manage. There was no problem with me taking out the new loan and it all went through smoothly. To avoid the cost of a courrier for the paperwork (a service they offer), just opt for first class post as the paper will still reach you swiftly.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Sainsbury's Bank Loans
Main form filled online
Letter sent out to sign was late.
Recommended by Malarin

I found this set up very easy and had the advice from Customer Services. Had to chase the money a bit though to get it in the bank because of clerical errors.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy