Good3.8

89% of customers recommended from 19 ratings

Halifax are one of the UK's leading personal loan providers offering loans between £1,000 and £25,000 over fixed repayment terms. With a Halifax loan you can overpay to reduce the cost and could have the money in your bank account within just a few minutes. The interest rate you'll pay will depend on how much you borrow, for how long, and on your personal circumstances. You can apply for a Halifax loan online, over the phone or at your nearest Halifax branch.

Compare Halifax Loans

Halifax Clarity Loan Ex/C
Loan Type
Unsecured
Loan Amount
£1,000 to £25,000
Representative APR
3.9% APR
(£7,500 to £20,000)
Loan Term
1 year to 7 years
Available to existing customers only.
Representative Example: The Representative APR is 9.9% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £225.04 per month & £10,801.92 in total.

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Halifax Loan Reviews

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Got a Halifax loan? Tell us about your experience because it will help others. Add a review.

Quick and easy loan from Halifax

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by jmpcoy

Went into the bank to talk about how I might be able to sort out my finances and after chatting over my debts with an adviser I realised by consolidating my existing loan and credit card debts with my wife's, we could decrease our monthly outgoings by almost £100 per month and pay off all the debt in 5 years - much sooner than we would have done just paying the minimum payments on the cards as we had been previously. Nice one ;-) After completing the application, we got a decision straight away and the money was in my account in seconds. A few phone calls later and the existing debts had been paid off.

Quick and easy application. Money available quickly. Payment holiday

interest rate slightly higher than I would have liked at 12%

by , 27 Jun 2013 report review

Halifax loans company

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by kevyz8

Quick and simple to apply for cash, minimal fuss. I do have a current account with them at the moment though.

Quick and easy

Not the best interest rate

by , 3 Jul 2013 report review

Halifax Personal Loan

Poor

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Got a loan from my own bank ( 22yrs customer ) have tried to rearrange loan agreement from 24.1% to something a little more reasonable but got nowhere . Will be closing my account asap

by , 23 Feb 2012 report review

Halifax loans are quite good

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Helz

If you get a loan from Halifax they are not bad at all. I would say they are 7/10 in terms of helpful ness and quality

by , 18 Jun 2013 report review

loans with halifax are flexible

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by sanyula

Great

by , 8 Jul 2013 report review

Halifax personal loan

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by kazzak

Did it online and got the loan instantly. Money went straight into my account

Super quick

by , 4 Jul 2013 report review

Review of Halifax Loans

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by anniegriff123

Good service

by , 3 Jul 2013 report review

Halifax personal loan

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by suzy21

Really helpful

by , 29 Jun 2013 report review

good rates and service

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by claireh66

don't pay much interest back low rates

by , 19 Jun 2013 report review

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