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Good3.8(19 ratings)

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Reviewed by: jmpcoy

Went into the bank to talk about how I might be able to sort out my finances and after chatting over my debts ...

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Compare Halifax Loans

Halifax Plan Extra
Loan amount
£3,000 to £60,000
Representative APR
4.2% APR (£3,000 to £60,000)
Loan term
1 year to 5 years
Representative Example: The Representative APR is 4.2% (fixed) so if you borrow £10,000 over 36 months at a rate of 4.2% p.a. (fixed) you will repay £295.78 per month and repay £10,648.08 in total.
Halifax Clarity Loan Ex/C
Loan amount
£1,000 to £25,000
Representative APR
4.4% APR (£7,500 to £25,000)
Loan term
1 year to 7 years
Available to existing customers only.
Representative Example: The Representative APR is 9.9% APR (fixed) so if you borrow £10,000 over 5 years at a rate of 9.48% p.a (fixed) you will repay £209.91 per month & £12,594.60 in total.

Halifax loan reviews

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27 Jun 2013

Recommended

Quick and easy loan from Halifax

Went into the bank to talk about how I might be able to sort out my finances and after chatting over my debts with an adviser I realised by consolidating my existing loan and credit card debts with my wife's, we could decrease our monthly outgoings by almost £100 per month and pay off all the debt in 5 years - much sooner than we would have done just paying the minimum payments on the cards as we had been previously. Nice one ;-) After completing the application, we got a decision straight away and the money was in my account in seconds. A few phone calls later and the existing debts had been paid off.

Quick and easy application. Money available quickly. Payment holiday

interest rate slightly higher than I would have liked at 12%

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

3 Jul 2013

Recommended

Halifax loans company

Quick and simple to apply for cash, minimal fuss. I do have a current account with them at the moment though.

Quick and easy

Not the best interest rate

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

23 Feb 2012

Halifax Personal Loan

Got a loan from my own bank ( 22yrs customer ) have tried to rearrange loan agreement from 24.1% to something a little more reasonable but got nowhere . Will be closing my account asap

1
Poor
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

18 Jun 2013

Recommended

Halifax loans are quite good

If you get a loan from Halifax they are not bad at all. I would say they are 7/10 in terms of helpful ness and quality

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

8 Jul 2013

Recommended

loans with halifax are flexible

Great

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

4 Jul 2013

Recommended

Halifax personal loan

Did it online and got the loan instantly. Money went straight into my account

Super quick

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

3 Jul 2013

Recommended

Review of Halifax Loans

Good service

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

29 Jun 2013

Recommended

Halifax personal loan

Really helpful

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

19 Jun 2013

Recommended

good rates and service

don't pay much interest back low rates

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Halifax provide your loan?

Tell us what you think of them because it will help others.