Excellent5

100% of customers recommended from 2 ratings

118118 Money have offered unsecured loans since 2013. They offer loans to customers who have struggled to find bank loans but don't want a payday loan. They offer loans to UK residents aged 18 to 70. You'll also need to have a job paying more than £700 per month and a UK bank account. The loans are repayable over 12, 18 or 24 months, and the APR they'll offer you will depend on your circumstances and the loan you want.

Compare 118 118 Money Loans

118 118 Money Personal Loan
Loan Type
Unsecured
Loan Amount
£1,000 to £5,000
Representative APR
99.9% APR
(£1,000 to £5,000)
Loan Term
1 year to 2 years
Representative Example: The Representative APR is 99.9% APR (fixed) so if you borrow £1,500 over 2 years at a rate of 71.3% p.a. (fixed) you will repay £118.88 per month & £2,853.12 in total.

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

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118 118 Money Loan Reviews

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Got a 118 118 Money loan? Tell us about your experience because it will help others. Add a review.

Amazing!! Defo recommend

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by johnsco30

I struggled to get any sort of loan , since landing a new job and having a good financial situation it was frustrating getting reject by everyone because of the past! 118118 have been fantastic and would defo recommend to everyone! And will be going back if I ever need a loan again. Money went in within a couple of hours after my application was processed , the staff was very friendly and helpful throughout the whole process

Help people with bad pasts

by , 2 weeks ago report review

Thought it was too good to be true..

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Renee15

I was extremely surprised with how easy and quick it was to get a loan from 118 118. I applied, half expecting to be rejected like I did from my bank. Although I did have other options and the means to pay the money back, 118 118 gave me the most straightforward service and I needed the money as soon as. Once my application had been approved, I received a text message to call 118 118 which I did straight away. I went through a mini interview with a very cheerful and helpful advisor who explained everything so clearly to me, and advised me to send some supporting documents. I loved the fact that they seemed just as eager to speed up my loan application and get me the money. Everything was electronic, all I needed was to take a picture of the documents over the phone and send it to them, no need for paperwork, which saved a whole lot of time. I had the money in my account the same day, even though I expected it to be the following day since I applied quite late (just before they closed on a weekend). To sum it up, I highly recommend 118 118 money if you're looking for a loan you can pay off over one/ two years. Although they do have higher interest rates, I personally feel that the overall service, speed and efficiency I experienced, make up for it. I will definitely consider doing business with them again if they keep up this great service.

Quick, easy and they seem to keep their promises.

High interest rates

by , 1 day ago report review

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