118118 Money have offered unsecured loans since 2013. They offer loans to customers who have struggled to find bank loans but don't want a payday loan. They offer loans to UK residents aged 18 to 70. You'll also need to have a job paying more than £700 per month and a UK bank account. The loans are repayable over 12, 18 or 24 months, and the APR they'll offer you will depend on your circumstances and the loan you want.
118 118 Money Loan
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £5,00099.9% APR
(£1,000 to £5,000)
1 year to 2 years
Representative Example: The Representative APR is 99.9% APR (fixed) so if you borrow £1,500 over 2 years at a rate of 71.3% p.a. (fixed) you will repay £118.88 per month & £2,853.12 in total.

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