I was extremely surprised with how easy and quick it was to get a loan from 118 118. I applied, half expecting to be rejected like I was from my bank. Although I did have other options and the means to pay the money back, 118 118 gave me the most straightforward service and I needed the money as soon as possible.
Once my application had been approved, I received a text message to call 118 118 which I did straight away. I went through a mini interview with a very cheerful and helpful advisor who explained everything so clearly to me and advised me to send some supporting documents. I loved the fact that they seemed just as eager to speed up my loan application and get me the money. Everything was electronic, all I needed was to take a picture of the documents over the phone and send it to them, there was no need for paperwork, which saved a whole lot of time.
I had the money in my account the same day, even though I expected it to be the following day since I applied quite late (just before they closed on a weekend).
To sum it up, I highly recommend 118 118 money if you're looking for a loan you can pay off over one/ two years. Although they do have higher interest rates, I personally feel that the overall service, speed and efficiency I experienced, made up for it.
I will definitely consider doing business with them again if they keep up this great service.
Quick, easy and they seem to keep their promises.
High interest rates