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Good3.7(3 ratings)

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Reviewed by: johnsco30

I struggled to get any sort of loan , since landing a new job and having a good financial situation it was fru...

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Compare 118 118 Money Loans

118 118 Money Personal Loan
Loan amount
£1,000 to £5,000
Representative APR
99.9% APR (£1,000 to £5,000)
Loan term
1 year to 2 years
Representative Example: The Representative APR is 99.9% APR (fixed) so if you borrow £1,500 over 2 years at a rate of 71.3% p.a (fixed) you will repay £118.88 per month & £2,853.12 in total.

118 118 Money loan reviews

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12 Mar 2015

Recommended

Amazing!! Defo recommend

I struggled to get any sort of loan , since landing a new job and having a good financial situation it was frustrating getting reject by everyone because of the past! 118118 have been fantastic and would defo recommend to everyone! And will be going back if I ever need a loan again. Money went in within a couple of hours after my application was processed , the staff was very friendly and helpful throughout the whole process

Help people with bad pasts

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

29 Mar 2015

Recommended

Thought it was too good to be true..

I was extremely surprised with how easy and quick it was to get a loan from 118 118. I applied, half expecting to be rejected like I did from my bank. Although I did have other options and the means to pay the money back, 118 118 gave me the most straightforward service and I needed the money as soon as. Once my application had been approved, I received a text message to call 118 118 which I did straight away. I went through a mini interview with a very cheerful and helpful advisor who explained everything so clearly to me, and advised me to send some supporting documents. I loved the fact that they seemed just as eager to speed up my loan application and get me the money. Everything was electronic, all I needed was to take a picture of the documents over the phone and send it to them, no need for paperwork, which saved a whole lot of time. I had the money in my account the same day, even though I expected it to be the following day since I applied quite late (just before they closed on a weekend). To sum it up, I highly recommend 118 118 money if you're looking for a loan you can pay off over one/ two years. Although they do have higher interest rates, I personally feel that the overall service, speed and efficiency I experienced, make up for it. I will definitely consider doing business with them again if they keep up this great service.

Quick, easy and they seem to keep their promises.

High interest rates

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

5 Jun 2015

Feeling apprehensive

Just submitted a loan application online when i had done it i was told i would get an email link that was over 40 mins ago so asked for them to resend the email link still not heard anything so i rang them they are supposed to b there 24/7 why couldnt they answer the phone, hope my bank account hasnt been hacked im getting scAred now

1
Poor
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

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