Zopa Young (20-25)
Full product details for the Zopa Young (20-25) loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
Zopa Young (20-25) Features & Benefits
| Representative Example | The representative APR is 10.77% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.77% p.a. (fixed)Arrangement fee £190, | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £15,000 | The maximum advance is £15000. |
| Minimum Loan Term | 3 years | The minimum loan term is 36 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60months. |
| Headline Representative APR | 9.16% | 9.16 |
| Headline Representative Loan Amount | £1,000 to £1,099 | |
| Early Repayment Charge | 0 month | No ERC |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. Customers can ask for a CHAPS same day transfer, which costs £35, payable by debit card. If customers didn't opt for this when applying for the loan, they must ensure to mention this in their conversation with Zopa underwriters. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare Zopa Young (20-25) With These Loans
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Northern Bank Personal Loan
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- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Tesco Bank Tesco Personal Loan
- Minimum arrangement fee of £0.
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