| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customers Only | no | Loan available to all. | ||
| Minimum Age | 26 years | The minimum age is 26 years. | ||
| Minimum Income | £12,000 | Minimum income of £12000 pa required. | ||
| Guarantor Required | no | no | ||
| Credit Rating | very good | Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments. | ||
| Rates | ||||
| Headline Rate APR | 7.63% | 7.63 | ||
| Suitability | ||||
| Loan Type | Unsecured | Unsecured | ||
| Minimum Loan | £1,000 | The minimum advance is £1000. | ||
| Maximum Loan | £15,000 | The maximum advance is £15000. | ||
| Minimum Loan Term | 3 years | The minimum loan term is 36 months. | ||
| Maximum Loan Term | 5 years | The maximum loan term is 60months. | ||
| Online Decision | yes | Indicative decision, confirmed offline. | ||
| Joint Application | no | Joint application not available. | ||
| Debt Consolidation | yes | Debt consolidation is available. | ||
| Fee & Charges | ||||
| Early Repayment Charge | 0 month | No ERC | ||
| Facilities | ||||
| Deferred Start | 1 month | 1 months | ||
| Express Delivery | yes | If you need the funds sooner, you can ask for a CHAPS same day transfer, which costs £35, payable by debit card. If you didn't opt for this when...expand | ||
Zopa Personal loan
Compare the Zopa Personal loan with the UK's best loans, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Zopa Personal loan Features & Benefits
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