Zopa A-Rated Personal loan
Compare the Zopa A-Rated Personal loan with the UK's best loans, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
Zopa A-Rated Personal loan Details
Popularity Rating:Provided By
Zopa
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Zopa A-Rated Personal loan Features & Benefits
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| Feature / Benefit | Summary | Details |
|---|
| Credit Rating |  | very good | Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments. | |
| Guarantor Required | | no | no | |
| Existing Customers Only | | no | You have to register with Zopa, choose a user name. You will be credit checked and scored based on the information you provide upon registration. Based... expandYou have to register with Zopa, choose a user name. You will be credit checked and scored based on the information you provide upon registration. Based on your credit scoring, you will be allowed which products you can have access to ( A- Rated / B- Rated). collapse | |
| Minimum Age | | 26 years | The minimum age is 26 years. | |
| Minimum Income | | £12,000 | Minimum income of £12000 pa required. | |
| Headline Rate APR | | 8.64% | 8.64 |  |
| Loan Type | | Unsecured | Unsecured | |
| Minimum Loan | | £1,000 | The minimum advance is £1000 | |
| Maximum Loan | | £15,000 | The maximum advance is £15000. |  |
| Minimum Loan Term | | 3 years | The minimum loan term is 36 months. | |
| Maximum Loan Term | | 5 years | The maximum loan term is 60months. |  |
| Online Decision | | yes | Indicative decision, confirmed offline. | |
| Joint Application | | no | Joint application not available. | |
| Debt Consolidation | | yes | Debt consolidation is available. | |
| Early Repayment Charge | | 0 month | No ERC | |
| Deferred Start | | 1 month | 1 months | |
| Express Delivery | | yes | If you need the funds sooner, you can ask for a CHAPS same day transfer, which costs £35, payable by debit card. If you didn't opt for this when... expandIf you need the funds sooner, you can ask for a CHAPS same day transfer, which costs £35, payable by debit card. If you didn't opt for this when applying for your loan, please ensure you mention this in your conversation with Zopa underwriters. collapse | |
Zopa A-Rated Personal loan Application Criteria
| Feature / Benefit | Summary | Details |
|---|
| Credit Rating | | very good | Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments. | |
| Guarantor Required | | no | no | |
| Existing Customers Only | | no | You have to register with Zopa, choose a user name. You will be credit checked and scored based on the information you provide upon registration. Based on your credit scoring, you will be allowed which products you can have access to ( A- Rated / B- Rated). | |
| Minimum Age | | 26 years | The minimum age is 26 years. | |
| Minimum Income | | £12,000 | Minimum income of £12000 pa required. | |
| Geographical Restrictions | | yes | UK Only | |
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