Full product details for the Ulster Bank Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.63 per month & £12,030.24 in total.
Loan Type
Unsecured
Minimum Loan
£1,000
The minimum advance is £1000.
Maximum Loan
£25,000
The maximum advance is £25000.
Minimum Loan Term
1 year
The minimum loan term is 12 months.
Maximum Loan Term
5 years
The maximum loan term is 60months.
Headline Representative APR
9.8%
9.8
Headline Representative Loan Amount
£10,000 to £25,000
Early Repayment Charge
58 days
The early redemption charge is equivalent of 58 days interest.
Deferred Start
1 month
1 months
Debt Consolidation
yes
Debt consolidation allowed.
Express Delivery
no
Express delivery/transfer not available.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Loan available to all.
Minimum Age
18 years
The minimum age is 18 years.
Minimum Income
£0
Minimum income of £0 pa required.
Geographical Restrictions
yes
Loans available to Northern Ireland residents Only.
Guarantor Required
no
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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£7,000 to £15,000 headline representative loan amount is available with Personal Loan.
Enjoy 0% arrangement fee.
A minimum loan of £1,000 is offered by First Direct.
The loan gives a deferred start of 1 mth.
An arrangement fee of £0 is available from First Direct.
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Minimum arrangement fee of £0 is available to you.
£0 arrangement fee.
Arrangement fee of 0 percent is offered with Internet Loan (Existing Customers).
£7,500 to £14,950 headline representative loan amount is available.
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Minimum loan term of 1 yr is available to customers.
New customers have the benefit of 7 years maximum loan term from the loan.
Applicants have the benefit of £0 minimum arrangement fee from Clydesdale Bank.
£1,000 minimum loan is available with the loan.
£7,500 to £25,000 introductory representative loan amount is offered.
Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Get £7,500 to £14,999 headline representative loan amount from Tesco Bank.
This loan gives an initial representative APR of 6 percent.
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Get a headline representative APR of 49.9 percent.
£500 to £5,000 introductory representative loan amount is offered with this loan.
Get an arrangement fee of 0% from the loan.
Enjoy an arrangement fee of £0 from this loan.
Representative Example: The representative APR is 49.9% (fixed) so if you borrow £5,000 over 2 years at a rate of 49.9% p.a. (fixed) you will repay £309.11 per month & £7,418.64 in total.