The Co-operative Bank The Co-op Personal Loan
Full product details for the The Co-operative Bank The Co-op Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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The Co-operative Bank The Co-op Personal Loan Features & Benefits
| Representative Example | The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £2,000 | The minimum advance is £2000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 7.9% | 7.9 |
| Headline Representative Loan Amount | £7,500 to £14,950 | |
| Early Repayment Charge | 1 month | The early redemption charge is equivalent of 1 month interest. |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare The Co-operative Bank The Co-op Personal Loan With These Loans
Halifax Internet Loan (Existing Customers)
- £1,000 minimum loan is available to new customers.
- Halifax gives minimum loan length of 1 yr.
- A deferred start of 1 mth is offered by Halifax.
- Applicants have the benefit of 7 yrs maximum loan term.
- An 8.8 percent introductory representative APR is offered.
- New customers can get £7,000 to £15,000 introductory representative loan amount.
- Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
M&S Personal Loan (Internet)
- New customers enjoy 6% headline representative APR from the Personal Loan (Internet).
- Have the benefit of £0 arrangement fee.
- New customers get £25,000 max loan.
- You get deferred start of 3 months.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.
Nationwide Personal Loan (Existing Customers)
- Get 5 years maximum loan term from Nationwide.
- Get £25,000 maximum loan from Nationwide.
- Maximum arrangement fee of £0 is available to customers.
- Minimum loan period of 1 yr.
- Get 1 mth deferred start from Nationwide.
- 1st payment due of 30 days is available to applicants.
- Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.
Northern Bank Personal Loan
- Get an arrangement fee of £0.
- Customers get 1 yr minimum loan duration.
- First payment due of 30 days is available with this loan.
- Northern Bank gives maximum loan term of 5 yrs.
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.
Post Office Personal Loan
- Get a minimum loan period of 1 year.
- Get a 1st payment due of 30 days from this Personal Loan.
- Arrangement fee of £0 is available.
- Customers get £25,000 maximum loan from this loan.
- £0 minimum arrangement fee is offered.
- The Post Office loan has an arrangement fee of 0%.
- Representative Example: The representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £240.21 per month & £11,530.08 in total.
Zopa Personal Loan
- £1,400 to £1,499 initial representative loan amount.
- New customers take advantage of 5.95 percent introductory representative APR from the loan.
- The loan offers a minimum loan of £1,000.
- Applicants get 3 years minimum loan duration from this loan.
- Representative Example: The representative APR is 6.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.84% p.a. (fixed)Arrangement fee £130,
Provident Personal Credit Provident Loan (Cash)
- 30 days 1st payment due is available with the loan.
- A deferred start of 1 mth is offered by Provident Personal Credit.
- Get 6 months minimum loan period.
- Get arrangement fee of £0.
- A £0 max arrangement fee is offered.
- Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
