The Co-operative Bank Personal Loan (Privilege&Premier CA)
Full product details for the The Co-operative Bank Personal Loan (Privilege&Premier CA), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.63 per month & £11,454.24 in total.
Loan Type
Unsecured
Minimum Loan
£2,000
The minimum advance is £2000.
Maximum Loan
£25,000
The maximum advance is £25000.
Minimum Loan Term
1 year
The minimum loan term is 12 months.
Maximum Loan Term
7 years
The maximum loan term is 84months.
Headline Representative APR
6.9%
6.9
Headline Representative Loan Amount
£7,500 to £14,950
Early Repayment Charge
1 month
The early redemption charge is equivalent of 1 month interest.
Deferred Start
0 month
0 months
Debt Consolidation
yes
Debt consolidation allowed.
Express Delivery
no
Express delivery/transfer not available.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
Availability
restricted
Loan available to Co-op Privilege and Privilege Premier Current Account customers.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
yes
Loan available to Co-op Privilege and Privilege Premier Current Account customers.
Minimum Age
23 years
The minimum age is 23 years.
Minimum Income
£10,000
Minimum income of £10000 pa required.
Geographical Restrictions
yes
The loans are only available to UK residents (excluding the Channel Islands,Isle of Man and Northern Ireland).
Guarantor Required
no
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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Compare The Co-operative Bank Personal Loan (Privilege&Premier CA) With These Loans
Introductory representative APR of 9.4% is available to applicants.
This loan has an arrangement fee of £0.
This loan offers 30 days first payment due.
Personal Loan offers a maximum loan of £25,000.
A 0% arrangement fee is offered.
Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.
Have the benefit of an initial representative APR of 9.8 percent from this Personal Loan.
Get a deferred start of 0 month from the Personal Loan.
The loan gives 30 days first payment due.
Get £10,000 to £25,000 initial representative loan amount.
Customers get £1,000 minimum loan from this Personal Loan.
1 year minimum loan term is offered.
Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.67 per month & £12,032.16 in total.
Applicants enjoy 7 years maximum loan term from the Personal Loan.
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
This Yorkshire Bank loan has a maximum loan of £14,999.
1st payment due of 30 days.
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
The Ulster Bank loan has an initial representative APR of 9 percent.
£0 arrangement fee is available.
Minimum loan of £1,000 is available to customers.
Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.08 per month & £5,593.92 in total.
A 7.9 percent initial representative APR is offered.
£2,000 to £15,000 headline representative loan amount.
5 yrs maximum loan term is available with Fixed Rate Unsecured Personal Loan.
Applicants get maximum loan of £15,000.
Get 3 yrs minimum loan duration from RateSetter.
Get a minimum loan of £2,000.
Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.