Santander Personal Loan
Full product details for the Santander Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Santander Personal Loan Features & Benefits
| Representative Example | The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £242.38 per month & £11,634.24 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £20,000 | The maximum advance is £20000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60 months. |
| Headline Representative APR | 6.9% | 6.9 |
| Headline Representative Loan Amount | £7,500 to £10,000 | |
| Early Repayment Charge | 1 month | The early redemption charge is equivalent of 1 month interest. |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare Santander Personal Loan With These Loans
The Co-operative Bank The Co-op Personal Loan
- New customers get £25,000 maximum loan.
- Applicants benefit from 7.9 percent introductory representative APR from The Co-op Personal Loan.
- This loan offers a 1st payment due of 30 days.
- The Co-operative Bank offers arrangement fee of £0.
- The loan offers a 1 year minimum loan period.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
Halifax Internet Loan (Existing Customers)
- Maximum loan term of 7 yrs is available to applicants.
- 8.8% promotional representative APR.
- £7,000 to £15,000 initial representative loan amount is available to new customers.
- Applicants have the benefit of £0 arrangement fee from Halifax.
- Maximum arrangement fee of £0 is offered to you.
- £1,000 minimum loan is offered with the loan.
- Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
NatWest Personal Loan
- The Personal Loan has a £0 arrangement fee.
- £1,000 minimum loan.
- A 1st payment due of 42 days is offered by NatWest.
- A minimum loan duration of 1 yr is offered by NatWest.
- New customers get £25,000 maximum loan from the Personal Loan.
- 8.9% introductory representative APR is offered with this loan.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Clydesdale Bank Clydesdale Personal Loan
- Clydesdale Bank offers arrangement fee of £0.
- You get 1 month deferred start from the Clydesdale Personal Loan.
- Benefit from a max loan term of 7 yrs from the Clydesdale Personal Loan.
- New customers benefit from arrangement fee of 0%.
- This loan gives £1,000 minimum loan.
- £7,500 to £25,000 initial representative loan amount is offered with this loan.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Halifax Loan
- The loan has £7,000 to £15,000 introductory representative loan amount.
- Get 30 days 1st payment due.
- Have the benefit of a max loan term of 7 years from this loan.
- An 8.8 percent promotional representative APR is offered.
- Representative Example: The representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £249.80 per month & £11,990.40 in total.
M&S Car Loan
- The loan has 30 days first payment due.
- Get a deferred start of 1 mth from this loan.
- Benefit from £0 arrangement fee.
- You take advantage of 6% initial representative APR.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Greenwood Personal Credit Greenwood Loan (Cash)
- The loan has £50 to £1,000 headline representative loan amount.
- Greenwood Loan (Cash) offers a minimum loan of £50.
- New customers get £0 arrangement fee from this loan.
- Take advantage of a minimum arrangement fee of £0 from the loan.
- 0% arrangement fee is offered.
- You get 7 days 1st payment due from Greenwood Personal Credit.
- Representative Example: The representative APR is 433.4% (fixed) at a rate of 433.4% p.a. (fixed)
