Sainsbury's Finance Sainsbury's Standard Small Loan (4-5 Yrs)

Full product details for the Sainsbury's Finance Sainsbury's Standard Small Loan (4-5 Yrs), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Debt Consolidation

Sainsbury's Finance Sainsbury's Standard Small Loan (4-5 Yrs) Features & Benefits

Representative ExampleThe representative APR is 7.9% (fixed) at a rate of 7.9% p.a. (fixed)
Loan TypeUnsecured 
Minimum Loan£1,000The minimum advance is £1000.
Maximum Loan£7,499The maximum advance is £7499.
Minimum Loan Term4 yearsThe minimum loan term is 48 months.
Maximum Loan Term5 yearsThe maximum loan term is 60months.
Headline Representative APR7.9%7.9
Headline Representative Loan Amount£5,000 to £7,499 
Early Repayment Charge58 daysThe early redemption charge is equivalent of up to 58 days interest.
Deferred Start3 months 
Debt ConsolidationyesDebt consolidation allowed.
Express DeliveryyesExpress delivery/transfer available. If customers choose the optional courier service to receive their loan agreement, £39 will be payable one month before their first repayment.
Credit RatinggoodMost suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
AvailabilityrestrictedLoan available to Sainsbury's shoppers with Nectar Card.
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You provide excellent shopping vouchers and money off vouchers. The tips are also very good, informative and user friendly, well done!
E Pinnock

Compare Sainsbury's Finance Sainsbury's Standard Small Loan (4-5 Yrs) With These Loans

Barclays Barclayloan Plus (Existing Customers Only)

  • Barclayloan Plus (Existing Customers Only) gives a maximum arrangement fee of £0.
  • Minimum loan duration of 2 years is offered.
  • Minimum loan of £5,000 is offered to applicants.
  • This Barclayloan Plus (Existing Customers Only) has a deferred start of 1 mth.
  • Have the benefit of 0 percent arrangement fee from Barclays.
  • Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.75 per month & £11,844 in total.

First Direct Personal Loan

  • Arrangement fee of £0 is offered with this loan.
  • £0 minimum arrangement fee.
  • Get 6.1 percent representative APR.
  • The loan offers a 1 month deferred start.
  • Max loan term of 7 years is offered.
  • Arrangement fee of 0% is offered with the loan.
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.

Halifax Internet Loan (Existing Customers)

  • Minimum loan length of 1 yr.
  • Take advantage of a maximum loan term of 7 yrs from this Internet Loan (Existing Customers).
  • Applicants get £1,000 minimum loan from the loan.
  • 8.8 percent headline representative APR is offered.
  • £7,000 to £15,000 initial representative loan amount.
  • The loan offers a deferred start of 1 mth.
  • Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.

Zopa Personal Loan

  • The Zopa loan has a maximum loan term of 5 yrs.
  • You get £1,400 to £1,499 promotional representative loan amount from this loan.
  • £1,000 minimum loan is available with Personal Loan.
  • Get a minimum loan period of 3 yrs.
  • Take advantage of 5.95% introductory representative APR.
  • Customers get 1 mth deferred start from this loan.
  • Representative Example: The representative APR is 6.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.84% p.a. (fixed)Arrangement fee £130,

Clydesdale Bank Clydesdale Personal Loan

  • Get £7,500 to £25,000 introductory representative loan amount.
  • Clydesdale Bank offers minimum arrangement fee of £0.
  • New customers can take advantage of 7 years max loan term.
  • Benefit from a headline representative APR of 6.4 percent from the loan.
  • Applicants enjoy £0 arrangement fee from the loan.
  • Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.

Bank of Scotland BOS Loan (Semi-exclusive/Existing Customers)

  • Minimum loan term of 1 year.
  • This loan gives £1,000 minimum loan.
  • A 0 percent arrangement fee is offered.
  • Take advantage of a promotional representative APR of 9.9 percent from this BOS Loan (Semi-exclusive/Existing Customers).
  • Get a maximum loan term of 7 years from this BOS Loan (Semi-exclusive/Existing Customers).
  • The loan gives a minimum arrangement fee of £0.
  • Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.

Tesco Bank Tesco Personal Loan (Existing Customers)

  • £7,500 to £14,999 promotional representative loan amount is available.
  • Enjoy a max loan term of 10 yrs.
  • Get a minimum loan term of 1 yr from the Tesco Personal Loan (Existing Customers).
  • 2 months deferred start.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.

Tesco Bank Tesco Personal Loan

  • You get £0 arrangement fee from Tesco Bank.
  • This loan offers 10 yrs max loan term.
  • You enjoy 6.1% representative APR from Tesco Bank.
  • Get 2 months deferred start from Tesco Bank.
  • £0 minimum arrangement fee.
  • A maximum arrangement fee of £0 is available from Tesco Bank.
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.55 per month & £11,258.40 in total.