RBS Personal Loan
Full product details for the RBS Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Compare RBS loans currently available, or use the options to the right.
RBS Personal Loan Features & Benefits
| Loan Type | Unsecured | |
| Minimum Loan | £2,500 | The minimum advance is £2500. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 10 years | The maximum loan term is 120months. For loans under £15,000, the maximum loan term is five years. For loans between £15,000 and £25,000, the maximum term is seven years. If borrowing for home improvements, the minimum loan is £2,500 and can be taken out for up to 10 years. The minimum term is always 1 year. |
| Headline Representative APR | 8.9% | 8.9 |
| Headline Representative Loan Amount | £7,500 to £14,950 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of 58 days interest. |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare RBS Personal Loan With These Loans
Smile Personal Loan
- This Personal Loan has a maximum arrangement fee of £0.
- This loan offers £7,500 to £14,950 initial representative loan amount.
- Applicants benefit from 7 years maximum loan term from Smile.
- Deferred start of 0 mth is available with Personal Loan.
- This Personal Loan has a minimum arrangement fee of £0.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Ulster Bank Personal Loan
- You can get £10,000 to £25,000 promotional representative loan amount.
- £0 arrangement fee is available to new customers.
- Personal Loan offers a max arrangement fee of £0.
- Personal Loan gives a minimum arrangement fee of £0.
- £1,000 minimum loan is available with this loan.
- Introductory representative APR of 9.8 percent is available with Personal Loan.
- Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.67 per month & £12,032.16 in total.
HSBC Personal Loan (Small)
- 30 days 1st payment due is offered.
- 5 years max loan term is offered with Personal Loan (Small).
- You will get 1 yr minimum loan duration.
- Personal Loan (Small) gives a minimum arrangement fee of £0.
- You get initial representative APR of 16.9 percent.
- £0 arrangement fee is available.
- Representative Example: The representative APR is 16.9% (fixed) so if you borrow £5,000 over 2 years at a rate of 16.9% p.a. (fixed) you will repay £244.14 per month & £5,859.36 in total.
RateSetter Variable Rate Unsecured Personal Loan
- Customers take advantage of 7.1 percent representative APR from the Variable Rate Unsecured Personal Loan.
- Introductory representative APR of 7.1 percent is available with this loan.
- 1 yr minimum loan length.
- RateSetter gives minimum loan of £1,500.
- You get £2,000 to £15,000 initial representative loan amount.
- Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.
Car Loan 4U Car Loan (Fair Credit History)
- £3,000 minimum loan is offered.
- This loan gives an initial representative APR of 18.9%.
- New customers get minimum loan period of 1 year.
- Get a max loan of £50,000 from the loan.
- 18.9% representative APR is available to new customers.
- Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total.
jigsaw money Jigsaw Money
- Applicants will benefit from 80 percent max LTV.
- Maximum loan term of 25 yrs.
- 25 years maximum loan term is offered.
- New customers get 3 yrs minimum loan duration.
