RBS Internet Loan (Existing Customers)
Full product details for the RBS Internet Loan (Existing Customers), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
RBS Internet Loan (Existing Customers) Features & Benefits
| Representative Example | The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. For loans under £15,000, the maximum loan term is five years. For loans between £15,000 and £25,000, the maximum term is seven years. If borrowing for home improvements, the minimum loan is £2,500 and can be taken out for up to 10 years. The minimum term is always 1 year. |
| Headline Representative APR | 8.9% | 8.9 |
| Headline Representative Loan Amount | £7,500 to £14,950 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of 58 days interest. |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | Loan available to RBS customers only. |
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Valuable info. Easily explained. Just right for someone not financially clued up! Dave L |
Compare RBS Internet Loan (Existing Customers) With These Loans
Bank of Ireland BOI Direct Personal Loan
- 6 months minimum loan period is offered to customers.
- An initial representative APR of 8.5 percent is offered by Bank of Ireland.
- Ul minimum arrangement fee is offered with the loan.
- Enjoy arrangement fee of 0 percent.
- This loan gives a minimum loan of £1,000.
- Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65,
Yorkshire Bank Personal Loan
- This Yorkshire Bank loan has 7 years max loan term.
- 0 percent arrangement fee.
- £1,000 minimum loan is offered.
- This loan has a minimum loan duration of 1 year.
- Minimum arrangement fee of £0.
- £25,000 maximum loan is offered with Personal Loan.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Tesco Bank Tesco Personal Loan (Existing Customers)
- Customers get 2 months deferred start from the Tesco Personal Loan (Existing Customers).
- Tesco Bank gives maximum loan term of 10 yrs.
- The Tesco Bank loan has an arrangement fee of £0.
- Tesco Personal Loan (Existing Customers) offers an introductory representative APR of 6%.
- Minimum loan duration of 1 yr is offered.
- 0% arrangement fee is available to new customers.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Barclays Barclayloan
- Headline representative APR of 13.4 percent is offered with Barclayloan.
- The Barclays loan has 5 years maximum loan term.
- Applicants get 1 year minimum loan period from Barclays.
- This Barclays loan has a minimum loan of £1,000.
- Representative Example: The representative APR is 21.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 21.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total.
Ulster Bank Ufirst Gold (Small)
- Customers can get maximum loan of £9,999.
- Arrangement fee of 0% is available to customers.
- Applicants will get 9 percent introductory representative APR.
- Minimum arrangement fee of £0 is offered to applicants.
- £1,000 minimum loan is available.
- New customers will get 1 mth deferred start.
- Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.17 per month & £5,596.08 in total.
AA Personal Loan
- Applicants get 7 yrs maximum loan term from AA.
- £25,000 maximum loan is offered with Personal Loan.
- The loan offers £2,000 minimum loan.
- The loan has £7,500 to £14,950 headline representative loan amount.
- Customers can get 1 year minimum loan duration.
- AA loan has a deferred start of 1 mth.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
