Real Personal Finance Real Personal Loan

Full product details for the Real Personal Finance Real Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Real Personal Finance no longer provide any loans. Compare loans from other providers, or use the options to the right.
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94 loans...
All Real Personal Finance LoansAll Real Personal Finance Loans
UnsecuredBad Credit
SecuredCar
Debt Consolidation

Real Personal Finance Real Personal Loan Features & Benefits

Loan TypeUnsecured 
Minimum Loan£750750
Maximum Loan£6,0006000
Minimum Loan Term1 year12
Maximum Loan Term3 years36
Headline Representative APR86.5%86.5
Headline Representative Loan Amount£750 to £6,000 
Early Repayment Charge0 monthNo ERC
Deferred Start1 month1 months
Debt Consolidationyes 
Express DeliverynoExpress delivery not available.
Credit RatingpoorMost suited to individuals who have a history of credit defaults, arrears, CCJs or missed payments. Loans designed for those with a poor credit rating tend to have a very low credit limit and are designed to be used for credit repair.
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Compare Real Personal Finance Real Personal Loan With These Loans

Bank of Ireland BOI Direct Personal Loan

  • You get deferred start of 1 month.
  • Bank of Ireland gives max loan of £25,000.
  • Max loan term of 5 yrs is offered with this loan.
  • 8.5 percent promotional representative APR is available with BOI Direct Personal Loan.
  • Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65,

M&S Personal Loan (Internet)

  • Headline representative APR of 6 percent is available with the loan.
  • Maximum loan of £25,000 is offered with the loan.
  • Maximum arrangement fee of £0 is offered to applicants.
  • £7,500 to £15,000 initial representative loan amount.
  • £0 minimum arrangement fee is available with the loan.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.

Post Office Personal Loan

  • £0 minimum arrangement fee is available with Personal Loan.
  • A £0 arrangement fee is offered.
  • You take advantage of introductory representative APR of 7.4 percent.
  • This loan offers a 1 mth deferred start.
  • Representative Example: The representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £240.21 per month & £11,530.08 in total.

M&S Car Loan

  • The loan offers £25,000 maximum loan.
  • 7 yrs maximum loan term is available.
  • Get minimum loan length of 1 year.
  • The M&S loan has a maximum arrangement fee of £0.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)

Ulster Bank Ufirst Gold (Small)

  • 9 percent promotional representative APR is offered to applicants.
  • Take advantage of 0% arrangement fee.
  • 1 mth deferred start.
  • Get a minimum arrangement fee of £0 from the loan.
  • Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.17 per month & £5,596.08 in total.

Sainsbury's Finance Sainsbury's Standard Large Loan (4+ Yrs)

  • Enjoy an arrangement fee of 0 percent.
  • Maximum loan term of 7 years is available.
  • Get max loan of £25,000.
  • £0 maximum arrangement fee is available with this loan.
  • Representative Example: The representative APR is 8.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.1% p.a. (fixed)

Ulster Bank Ufirst (Large)

  • New customers can get £20,000 to £25,000 introductory representative loan amount.
  • You get minimum loan of £7,000.
  • Applicants get 7 yrs max loan term.
  • New customers get 1 year minimum loan period from Ulster Bank.
  • This loan offers a 0% arrangement fee.
  • Applicants will enjoy £0 arrangement fee.
  • Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.77 per month & £12,036.96 in total.

Metro Bank Personal Loan

  • Benefit from £0 minimum arrangement fee.
  • This loan gives an introductory representative APR of 7.9 percent.
  • £2,000 to £25,000 promotional representative loan amount is available.
  • £2,000 minimum loan is available.
  • This Metro Bank loan has a deferred start of 1 mth.
  • Enjoy an arrangement fee of £0.
  • Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.38 per month & £11,634.24 in total.