RateSetter 2 Year Loan

Full product details for the RateSetter 2 Year Loan. Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history. Compare with other loans.
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1 customer rated their RateSetter loan as 5 out of 5 in our Consumer Finance Awards and Reviews.
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RateSetter 2 Year Loan Features & Benefits

Representative ExampleThe representative APR is 5.4% (fixed) so if you borrow £15,000 over 2 years at a rate of 5.4% p.a. (fixed) you will repay £663.17 per month & £15,916.08 in total. Arrangement fee £138.
Loan TypeUnsecured 
Minimum Loan£1,0001000
Maximum Loan£25,00025000
Minimum Loan Term2 years24
Maximum Loan Term2 years24
Representative APR3.9%3.9
Representative Loan Amount£4,000 to £4,999 
Early Repayment Charge0 month 
Deferred Start0 month0
Debt Consolidationyes 
Express Deliveryyes 
Credit Rating (Unsecured Loans)goodMost suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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Good advice!
Jack S

Compare RateSetter 2 Year Loan With These Loans

First Direct Personal Loan

  • Get a deferred start of 0 month from this Personal Loan.
  • Max loan term of 7 yrs is offered.
  • Customers get £7,000 to £15,000 representative loan amount.
  • 1 year minimum loan length.
  • £0 arrangement fee (£) is available.
  • Representative Example: The representative APR is 5.1% (fixed) so if you borrow £15,000 over 4 years at a rate of 5.1% p.a. (fixed) you will repay £345.33 per month & £16,575.84 in total.

NatWest Personal Loan

  • NatWest offers minimum loan of £1,000.
  • Customers get £7,500 to £14,950 representative loan amount from NatWest.
  • Personal Loan offers a first payment due of 42 days.
  • Take advantage of arrangement fee (%) of 0%.
  • Representative Example: The representative APR is 6.9% (fixed) so if you borrow £15,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £383.26 per month & £18,396.48 in total.

Danske Bank Personal Loan

  • The loan has an arrangement fee (%) of 0 percent.
  • Representative APR of 9.4 percent is offered to new customers.
  • Maximum loan term of 5 yrs is available with Personal Loan.
  • 0 month deferred start is available to new customers.
  • £25,000 max loan is offered.
  • Representative Example: The representative APR is 9.9% (fixed) so if you borrow £15,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £373.40 per month & £17,923.20 in total.

RBS Internet Loan (Existing Customers)

  • An arrangement fee (%) of 0% is available from RBS.
  • Applicants will get 0 mth deferred start.
  • The loan has £25,000 max loan.
  • Get an arrangement fee (£) of £0.
  • Get £1,000 minimum loan.
  • Maximum loan term of 7 yrs is offered to customers.
  • Representative Example: The representative APR is 6.9% (fixed) so if you borrow £15,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £383.25 per month & £18,396 in total.

Oakam Bonus Loan

  • 30 days 1st payment due is available with this loan.
  • 0 mth deferred start is available with Bonus Loan.
  • New customers get 104.6% representative APR from the Bonus Loan.
  • Customers get £200 minimum loan from this loan.
  • You get £2,501 to £3,000 representative loan amount from Oakam.
  • Representative Example: The representative APR is 512.7% (fixed) at a rate of 512.7% p.a. (fixed)Arrangement fee £35.

Nationwide Personal Loan

  • 6.2 percent representative APR is available.
  • Nationwide offers deferred start of 0 mth.
  • Get £7,500 to £14,999 representative loan amount from Nationwide.
  • Customers get 1 yr minimum loan period.
  • Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed)

The Co-operative Bank Personal Loan (CA/CA+ Customers)

  • Representative APR of 5.7 percent is offered with this loan.
  • Personal Loan (CA/CA+ Customers) gives an arrangement fee (£) of £0.
  • Benefit from 0% arrangement fee (%).
  • You will get 1 yr minimum loan duration.
  • Get a deferred start of 0 mth from the Personal Loan (CA/CA+ Customers).
  • Representative Example: The representative APR is 5.7% (fixed) so if you borrow £15,000 over 4 years at a rate of 5.7% p.a. (fixed) you will repay £374.42 per month & £17,972.16 in total.