Full product details for the RateSetter 2 Year Loan. Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history. Compare with other loans.
from 1 rating
1 customer rated their RateSetter loan as 5 out of 5 in our Consumer Finance Awards and Reviews.
The representative APR is 5.4% (fixed) so if you borrow £15,000 over 2 years at a rate of 5.4% p.a. (fixed) you will repay £663.17 per month & £15,916.08 in total. Arrangement fee £138.
Loan Type
Unsecured
Minimum Loan
£1,000
1000
Maximum Loan
£25,000
25000
Minimum Loan Term
2 years
24
Maximum Loan Term
2 years
24
Representative APR
3.9%
3.9
Representative Loan Amount
£4,000 to £4,999
Early Repayment Charge
0 month
Deferred Start
0 month
0
Debt Consolidation
yes
Express Delivery
yes
Credit Rating (Unsecured Loans)
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
24 years
24
Minimum Income
£18,000
18000
Geographical Restrictions
no
Guarantor Required
no
Credit Rating (Unsecured Loans)
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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Get a deferred start of 0 month from this Personal Loan.
Max loan term of 7 yrs is offered.
Customers get £7,000 to £15,000 representative loan amount.
1 year minimum loan length.
£0 arrangement fee (£) is available.
Representative Example: The representative APR is 5.1% (fixed) so if you borrow £15,000 over 4 years at a rate of 5.1% p.a. (fixed) you will repay £345.33 per month & £16,575.84 in total.
Customers get £7,500 to £14,950 representative loan amount from NatWest.
Personal Loan offers a first payment due of 42 days.
Take advantage of arrangement fee (%) of 0%.
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £15,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £383.26 per month & £18,396.48 in total.
Representative APR of 9.4 percent is offered to new customers.
Maximum loan term of 5 yrs is available with Personal Loan.
0 month deferred start is available to new customers.
£25,000 max loan is offered.
Representative Example: The representative APR is 9.9% (fixed) so if you borrow £15,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £373.40 per month & £17,923.20 in total.
An arrangement fee (%) of 0% is available from RBS.
Applicants will get 0 mth deferred start.
The loan has £25,000 max loan.
Get an arrangement fee (£) of £0.
Get £1,000 minimum loan.
Maximum loan term of 7 yrs is offered to customers.
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £15,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £383.25 per month & £18,396 in total.
Representative APR of 5.7 percent is offered with this loan.
Personal Loan (CA/CA+ Customers) gives an arrangement fee (£) of £0.
Benefit from 0% arrangement fee (%).
You will get 1 yr minimum loan duration.
Get a deferred start of 0 mth from the Personal Loan (CA/CA+ Customers).
Representative Example: The representative APR is 5.7% (fixed) so if you borrow £15,000 over 4 years at a rate of 5.7% p.a. (fixed) you will repay £374.42 per month & £17,972.16 in total.