Full product details for the Provident Personal Credit Provident Loan (Cash), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Loan Type
Unsecured
Minimum Loan
£50
The minimum advance is £50.
Maximum Loan
£500
The maximum advance is £500.
Minimum Loan Term
6 months
The minimum loan term is 6 months.
Maximum Loan Term
13 months
The maximum loan term is 13 months.
Headline Representative APR
272.2%
272.2
Headline Representative Loan Amount
£50 to £500
Early Repayment Charge
0 month
No ERC
Deferred Start
1 month
1 months
Debt Consolidation
yes
Debt consolidation allowed.
Express Delivery
no
Express delivery/transfer not available.
Credit Rating
poor
Most suited to individuals who have a history of credit defaults, arrears, CCJs or missed payments. Loans designed for those with a poor credit rating tend to have a very low credit limit and are designed to be used for credit repair.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Loan available to al.
Minimum Age
18 years
30 years
Minimum Income
£0
Minimum income of £0 pa required.
Geographical Restrictions
yes
Only selected post codes in London.
Guarantor Required
no
Credit Rating
poor
Most suited to individuals who have a history of credit defaults, arrears, CCJs or missed payments. Loans designed for those with a poor credit rating tend to have a very low credit limit and are designed to be used for credit repair.
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Compare Provident Personal Credit Provident Loan (Cash) With These Loans
1 yr minimum loan duration is available with this loan.
Maximum loan term of 7 years.
A minimum arrangement fee of £0 is available from Bank of Scotland.
You will get 1 mth deferred start.
Get £7,000 to £15,000 initial representative loan amount.
Representative Example: The representative APR is 13.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.4% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.
Customers take advantage of max arrangement fee of £0.
New customers get £7,000 to £15,000 initial representative loan amount from First Direct.
Applicants can enjoy 6.1 percent introductory representative APR.
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
£7,000 to £15,000 introductory representative loan amount is offered to you.
Enjoy 8.8% headline representative APR.
The loan gives an arrangement fee of 0%.
£0 minimum arrangement fee.
Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
Take advantage of an arrangement fee of 0% from the Personal Loan (Existing Customers).
Get £25,000 max loan.
Customers get 30 days 1st payment due from Nationwide.
A 1 yr minimum loan duration is offered.
Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.
Enjoy an arrangement fee of £0 from this Personal Loan.
You take advantage of 9.4% initial representative APR from Northern Bank.
A 0 percent arrangement fee is offered.
Get £1,000 minimum loan from Northern Bank.
Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.
A deferred start of 1 mth is available from Bank of Scotland.
This loan gives an arrangement fee of £0.
£7,000 to £15,000 promotional representative loan amount is offered to applicants.
Get a first payment due of 30 days.
£15,000 maximum loan is offered with the loan.
Customers have the benefit of 0% arrangement fee from Bank of Scotland.
Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.
£2,501 to £3,000 promotional representative loan amount is offered to customers.
Get 6 months minimum loan duration.
Minimum loan of £200.
The Oakam Bonus Loan has a 76.9 percent headline representative APR.
Representative Example: The representative APR is 338.2% (fixed) so if you borrow £5,000 over 2 years at a rate of 338.2% p.a. (fixed) you will repay £691.12 per month & £16,586.88 in total. Arrangement fee £35,
New customers get 9.4 percent introductory representative APR.
New customers enjoy 0 percent arrangement fee.
Get first payment due of 30 days.
£10,000 to £19,999 headline representative loan amount is offered.
Applicants get maximum loan of £6,999.
Representative Example: The representative APR is 12.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 12.6% p.a. (fixed) you will repay £235.33 per month & £5,647.92 in total.