| Application Criteria | |||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | |||
| Existing Customers Only | no | Loan available to al. | |||
| Minimum Age | 18 years | 30 years | |||
| Minimum Income | £0 | Minimum income of £0 pa required. | |||
| Guarantor Required | no | no | |||
| Credit Rating | poor | Most suited to individuals who have a history of credit defaults, arrears, CCJs or missed payments. Loans designed for those with a poor credit rating...expand | |||
| Rates | |||||
| Headline Rate APR | 272.2% | 272.2 | |||
| Suitability | |||||
| Loan Type | Unsecured | Unsecured | |||
| Minimum Loan | £50 | The minimum advance is £50. | |||
| Maximum Loan | £500 | The maximum advance is £500. | |||
| Minimum Loan Term | 6 months | The minimum loan term is 6 months. | |||
| Maximum Loan Term | 13 months | The maximum loan term is 13 months. | |||
| Online Decision | no | Loan can only be arranged face to face. | |||
| Joint Application | no | No | |||
| Debt Consolidation | yes | Yes | |||
| Fee & Charges | |||||
| Early Repayment Charge | 0 month | No ERC | |||
| Facilities | |||||
| Deferred Start | 1 month | 1 months | |||
| Express Delivery | no | Express delivery not available. | |||
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