Prestige Finance Sub Prime

Full product details for the Prestige Finance Sub Prime loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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UnsecuredBad Credit
SecuredCar
Debt Consolidation

Prestige Finance Sub Prime Features & Benefits

Loan TypeSecured 
Minimum Loan£5,000 
Maximum Loan£30,000 
Minimum Loan Term5 yearsMin Term is 5 yrs
Maximum Loan Term25 yearsMaxTerm is 25 yrs
Headline Representative APR12.9%12.9
Headline Representative Loan Amount£5,000 to £30,000 
Early Repayment ChargeyesEarly Redemption Charge is equivalent of 1month's interest penalty.
Debt Consolidationyes 
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Compare Prestige Finance Sub Prime With These Loans

Alliance and Leicester Loan (Semi-Exclusive)

  • Maximum loan of £20,000.
  • Introductory representative APR of 6.3 percent is offered to new customers.
  • Alliance and Leicester loan has a £0 arrangement fee.
  • Applicants get £7,500 to £14,950 headline representative loan amount from this loan.
  • 5 years max loan term is available to you.
  • Get minimum loan of £1,000.
  • Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.

Smile Personal Loan

  • Minimum loan of £2,000.
  • Personal Loan gives a deferred start of 1 mth.
  • Smile gives initial representative APR of 7.9 percent.
  • Get a minimum loan duration of 1 year.
  • New customers benefit from £0 minimum arrangement fee from Smile.
  • Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.

Yorkshire Bank Personal Loan

  • £0 arrangement fee is available with Personal Loan.
  • New customers will get £7,500 to £25,000 promotional representative loan amount.
  • Get 1 mth deferred start.
  • Benefit from 7 years maximum loan term.
  • Get a minimum loan of £1,000 from the loan.
  • Get a minimum loan length of 1 year.
  • Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.

M&S Car Loan

  • 7 yrs max loan term is offered.
  • You can enjoy £0 arrangement fee.
  • Have the benefit of £0 minimum arrangement fee from M&S.
  • Get a max loan of £25,000.
  • 6 percent initial representative APR is available to customers.
  • The M&S Car Loan has £7,500 to £15,000 headline representative loan amount.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)

Ulster Bank Ufirst (Small)

  • This loan has a £0 minimum arrangement fee.
  • Max loan of £6,999 is offered.
  • An arrangement fee of 0 percent is available from Ulster Bank.
  • Minimum loan of £1,000 is offered.
  • Customers get maximum loan term of 5 yrs.
  • Representative Example: The representative APR is 12.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 12.6% p.a. (fixed) you will repay £235.33 per month & £5,647.92 in total.

Tesco Bank Tesco Personal Loan

  • The loan gives a maximum loan term of 10 years.
  • 1 yr minimum loan length is offered.
  • Applicants get £25,000 maximum loan from this Tesco Personal Loan.
  • Take advantage of a minimum arrangement fee of £0 from the Tesco Personal Loan.
  • This loan offers a 6.1% headline representative APR.
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.55 per month & £11,258.40 in total.

Barclays Barclayloan

  • Barclays gives 1st payment due of 30 days.
  • Get a deferred start of 1 month from this loan.
  • Get £25,000 maximum loan from Barclays.
  • This loan offers £12,100 to £15,000 introductory representative loan amount.
  • Representative Example: The representative APR is 21.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 21.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total.

Santander Personal Loan

  • First payment due of 30 days is available to applicants.
  • Applicants get 5 years maximum loan term.
  • This loan offers £20,000 max loan.
  • 1 year minimum loan term is offered.
  • Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £242.38 per month & £11,634.24 in total.