Oakam Bonus Loan
Full product details for the Oakam Bonus Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Oakam Bonus Loan Features & Benefits
| Representative Example | The representative APR is 338.2% (fixed) so if you borrow £5,000 over 2 years at a rate of 338.2% p.a. (fixed) you will repay £691.12 per month & £16,586.88 in total. Arrangement fee £35, | |
| Loan Type | Unsecured | |
| Minimum Loan | £200 | The minimum advance is £200. |
| Maximum Loan | £5,000 | The maximum advance is £5000. |
| Minimum Loan Term | 6 months | The minimum loan term is 6 months. |
| Maximum Loan Term | 3 years | The maximum loan term is 36 months. |
| Headline Representative APR | 76.9% | 76.9 |
| Headline Representative Loan Amount | £2,501 to £3,000 | |
| Early Repayment Charge | 37 days | The early redemption charge is equivalent of 37 days interest. |
| Deferred Start | 1 month | Not applicable. |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. |
| Credit Rating | poor | Most suited to individuals who have a history of credit defaults, arrears, CCJs or missed payments. Loans designed for those with a poor credit rating tend to have a very low credit limit and are designed to be used for credit repair. |
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Very informative. Brian |
Compare Oakam Bonus Loan With These Loans
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- The loan offers £1,000 to £1,000 headline representative loan amount.
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- An arrangement fee of 0% is offered by Bank of Ireland.
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- Representative Example: The representative APR is 7.9% (fixed) at a rate of 7.9% p.a. (fixed)
