Nationwide Personal Loan

7.6% APR typical on loans of £5,000 to £14,999 for up to 5 years for FlexAccount (debit card) customers*
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UnsecuredBad Credit
SecuredCar
Debt Consolidation

Nationwide Personal Loan Features & Benefits

Application Criteria
Permanent UK ResidentyesThis product is only available to individuals who are permanent UK residents.
Existing Customers Onlyyes
7.7% APR typical on loans of £5,000 to £14,999 for up to 5 years for FlexAccount (debit card) customers* *Must have a monthly credit turnover of at least...expand
Minimum Age18 yearsThe minimum age is 18 years.
Minimum Income£9,000Must have a monthly credit turnover of at least £750 (excludes internal transfers) for the last 3 months.
Guarantor Requirednono
Credit Ratinggood
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority...expand
Rates
Headline Rate APR7.7%7.7%
Suitability
Loan TypeUnsecuredUnsecured
Minimum Loan£7,500The minimum advance is £7500.
Maximum Loan£25,000The maximum advance is £25000.
Minimum Loan Term1 yearThe minimum loan term is 12 months.
Maximum Loan Term5 yearsThe maximum loan term is 60months.
Online DecisionyesA decision in minutes.
Joint ApplicationyesJoint applications are available.
Debt ConsolidationyesCan apply for a Nationwide Loan to consolidate debts.
Fee & Charges
Early Repayment Charge58 days28 days interest for new loans of 12 months, 58 days interest for new loans of more than 12 months.
Facilities
Deferred Start1 month1 months.
Express DeliverynoNo express delivery option available.
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Ulster Bank Ufirst

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Ulster Bank Ufirst Gold

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