Full product details for the Nationwide Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
Loan Type
Unsecured
Minimum Loan
£7,500
The minimum advance is £7500.
Maximum Loan
£25,000
The maximum advance is £25000.
Minimum Loan Term
1 year
The minimum loan term is 12 months.
Maximum Loan Term
5 years
The maximum loan term is 60months.
Headline Representative APR
6.8%
6.8
Headline Representative Loan Amount
£7,500 to £14,950
Early Repayment Charge
30 days
If the loan term is greater than 12 months an additional 30 days interest is payable.
Deferred Start
0 month
0 months.
Debt Consolidation
yes
Debt consolidation allowed.
Express Delivery
no
Express delivery/transfer not available.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Available via third party sites.
Minimum Age
18 years
The minimum age is 18 years.
Minimum Income
£9,000
Must have minimum income of £9000 per annum.
Geographical Restrictions
no
There are no geographical restrictions.
Guarantor Required
no
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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Barclayloan Plus (Existing Customers Only) offers a deferred start of 0 month.
5 years max loan term is offered to applicants.
Get £9,100 to £25,000 promotional representative loan amount.
An 8.9 percent headline representative APR is offered.
Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £253.29 per month & £12,157.92 in total.
£7,500 to £14,950 initial representative loan amount is available with Personal Loan.
Applicants benefit from maximum loan term of 7 years.
Get a max loan of £25,000.
8.9% initial representative APR.
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
This Sainsbury's Bank loan has an arrangement fee of £0.
The loan gives 3 years max loan term.
1 year minimum loan duration.
2 months deferred start is available with this loan.
The loan offers £5,000 to £7,499 headline representative loan amount.
Representative Example: The representative APR is 7.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.6% p.a. (fixed) you will repay £227.41 per month & £5,457.84 in total.
The Ufirst (Large) loan has an introductory representative APR of 9.4%.
This loan offers a minimum loan of £7,000.
Get £20,000 to £25,000 promotional representative loan amount from Ulster Bank.
Customers benefit from 0 percent arrangement fee.
You get £25,000 maximum loan.
New customers get 1 year minimum loan period from Ulster Bank.
Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.67 per month & £12,032.16 in total.
The loan offers £7,000 to £15,000 promotional representative loan amount.
8 years max loan term is offered with this loan.
This loan has an arrangement fee of £0.
Minimum loan period of 1 yr is offered with Premier Loan.
3 months deferred start.
£0 maximum arrangement fee.
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
This Guarantor Loans Online loan has an arrangement fee of 0 percent.
5 yrs maximum loan term is offered.
A minimum arrangement fee of £0 is offered by Guarantor Loans Online.
Minimum loan of £1,000 is available with Guarantor Loans.
New customers get 53.8 percent initial representative APR from this loan.
1 yr minimum loan length is available.
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.