Nationwide Personal Loan

Full product details for the Nationwide Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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UnsecuredBad Credit
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Debt Consolidation

Nationwide Personal Loan Features & Benefits

Representative ExampleThe representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
Loan TypeUnsecured 
Minimum Loan£7,500The minimum advance is £7500.
Maximum Loan£25,000The maximum advance is £25000.
Minimum Loan Term1 yearThe minimum loan term is 12 months.
Maximum Loan Term5 yearsThe maximum loan term is 60months.
Headline Representative APR6.8%6.8
Headline Representative Loan Amount£7,500 to £14,950 
Early Repayment Charge30 daysIf the loan term is greater than 12 months an additional 30 days interest is payable.
Deferred Start0 month0 months.
Debt ConsolidationyesDebt consolidation allowed.
Express DeliverynoExpress delivery/transfer not available.
Credit RatinggoodMost suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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Compare Nationwide Personal Loan With These Loans

Barclays Barclayloan Plus (Existing Customers Only)

  • A £0 arrangement fee is available.
  • Barclayloan Plus (Existing Customers Only) offers a deferred start of 0 month.
  • 5 years max loan term is offered to applicants.
  • Get £9,100 to £25,000 promotional representative loan amount.
  • An 8.9 percent headline representative APR is offered.
  • Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £253.29 per month & £12,157.92 in total.

NatWest Personal Loan

  • Applicants get £1,000 minimum loan from NatWest.
  • £7,500 to £14,950 initial representative loan amount is available with Personal Loan.
  • Applicants benefit from maximum loan term of 7 years.
  • Get a max loan of £25,000.
  • 8.9% initial representative APR.
  • Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.

Provident Personal Credit Cash Loan

  • Get £50 to £500 introductory representative loan amount from Provident Personal Credit.
  • £50 minimum loan.
  • First payment due of 30 days.
  • You will get minimum loan duration of 6 months.
  • You benefit from 0% arrangement fee from the Cash Loan.
  • Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)

Sainsbury's Bank Standard Large Loan (4+ Yrs)

  • Benefit from an arrangement fee of £0 from this loan.
  • 8.2% promotional representative APR is offered with Standard Large Loan (4+ Yrs).
  • This loan offers an arrangement fee of 0%.
  • Get £15,001 to £25,000 initial representative loan amount.
  • Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)

Sainsbury's Bank Standard Small Loan (1-3 Yrs)

  • Enjoy 7.6% headline representative APR.
  • This Sainsbury's Bank loan has an arrangement fee of £0.
  • The loan gives 3 years max loan term.
  • 1 year minimum loan duration.
  • 2 months deferred start is available with this loan.
  • The loan offers £5,000 to £7,499 headline representative loan amount.
  • Representative Example: The representative APR is 7.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.6% p.a. (fixed) you will repay £227.41 per month & £5,457.84 in total.

Ulster Bank Ufirst (Large)

  • The Ufirst (Large) loan has an introductory representative APR of 9.4%.
  • This loan offers a minimum loan of £7,000.
  • Get £20,000 to £25,000 promotional representative loan amount from Ulster Bank.
  • Customers benefit from 0 percent arrangement fee.
  • You get £25,000 maximum loan.
  • New customers get 1 year minimum loan period from Ulster Bank.
  • Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.67 per month & £12,032.16 in total.

HSBC Premier Loan

  • The loan offers £7,000 to £15,000 promotional representative loan amount.
  • 8 years max loan term is offered with this loan.
  • This loan has an arrangement fee of £0.
  • Minimum loan period of 1 yr is offered with Premier Loan.
  • 3 months deferred start.
  • £0 maximum arrangement fee.
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.

Guarantor Loans Online Guarantor Loans

  • This Guarantor Loans Online loan has an arrangement fee of 0 percent.
  • 5 yrs maximum loan term is offered.
  • A minimum arrangement fee of £0 is offered by Guarantor Loans Online.
  • Minimum loan of £1,000 is available with Guarantor Loans.
  • New customers get 53.8 percent initial representative APR from this loan.
  • 1 yr minimum loan length is available.
  • Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.