Nationwide Personal Loan (Existing Customers)
Full product details for the Nationwide Personal Loan (Existing Customers), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
Visit the official website...
Nationwide Personal Loan (Existing Customers) Features & Benefits
| Representative Example | The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £7,500 | The minimum advance is £7500. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60months. |
| Headline Representative APR | 7.2% | |
| Headline Representative Loan Amount | £7,500 to £14,999 | |
| Early Repayment Charge | 30 days | If the loan term is greater than 12 months an additional 30 days interest is payable. |
| Deferred Start | 0 month | 0 months. |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | Flexclusive Personal Loan deal- exclusively available to Nationwide new and existing FlexAccount debit card customers (excluding cash card+) who are eligible for an overdraft and: - Paid £750 or more per month (excluding internal transfers) into their FlexAccount for the last three months (discretion will be shown for accounts opened within the last three months). OR - Agree to transfer all their Direct Debits and standing orders from an account with another bank or building society using Nationwide's Account Transfer Service (requested via branch or telephone). |
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Always interesting and very helpful. Gill |
Compare Nationwide Personal Loan (Existing Customers) With These Loans
Bank of Ireland Personal Loan
- The loan offers a promotional representative APR of 8.5%.
- Maximum arrangement fee of £65.
- Get a deferred start of 0 mth from this loan.
- £1,000 minimum loan is offered.
- Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65,
First Direct Personal Loan
- The loan has a 6.1 percent initial representative APR.
- Max loan term of 7 yrs is available.
- Personal Loan offers a deferred start of 0 mth.
- New customers get £1,000 minimum loan from the Personal Loan.
- £7,000 to £15,000 introductory representative loan amount is available.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total.
Halifax Internet Loan (Existing Customers)
- Applicants will get 7 years maximum loan term.
- Arrangement fee of 0 percent is offered with Internet Loan (Existing Customers).
- 30 days 1st payment due.
- Maximum loan of £25,000 is available with this loan.
- Customers take advantage of minimum arrangement fee of £0.
- Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
NatWest Personal Loan
- 8.9% headline representative APR.
- You have the benefit of £0 minimum arrangement fee from this Personal Loan.
- New customers have the benefit of £0 maximum arrangement fee from NatWest.
- Personal Loan offers a minimum loan of £1,000.
- Enjoy a max loan term of 7 yrs from this loan.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Ulster Bank Personal Loan
- Take advantage of an arrangement fee of 0 percent from the Personal Loan.
- Get 1 yr minimum loan length from Ulster Bank.
- £0 minimum arrangement fee.
- This loan gives £10,000 to £25,000 initial representative loan amount.
- Maximum loan of £25,000.
- Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.67 per month & £12,032.16 in total.
Ulster Bank Ufirst (Small)
- Ulster Bank gives minimum loan period of 1 yr.
- You will get maximum loan of £6,999.
- A deferred start of 0 month is available from Ulster Bank.
- You benefit from minimum arrangement fee of £0.
- Benefit from a headline representative APR of 9.4% from the Ufirst (Small).
- Enjoy 5 yrs max loan term.
- Representative Example: The representative APR is 12.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 12.6% p.a. (fixed) you will repay £235.23 per month & £5,645.52 in total.
Ulster Bank Ufirst Gold (Small)
- Minimum loan period of 1 yr is offered.
- An initial representative APR of 9% is offered by Ulster Bank.
- Ufirst Gold (Small) offers a maximum loan of £9,999.
- The loan gives a maximum loan term of 5 years.
- Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.08 per month & £5,593.92 in total.
