NatWest Personal Loan
Full product details for the NatWest Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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NatWest Personal Loan Features & Benefits
| Representative Example | The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 8.9% | 8.9 |
| Headline Representative Loan Amount | £7,500 to £14,950 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of up to 58 days days interest. |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | Existing customers only. |
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Compare NatWest Personal Loan With These Loans
Barclays Barclayloan Plus (Existing Customers Only)
- An arrangement fee of £0 is offered by Barclays.
- Enjoy an arrangement fee of 0% from this loan.
- Take advantage of initial representative APR of 8.9 percent.
- £5,000 minimum loan.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.75 per month & £11,844 in total.
The Co-operative Bank The Co-op Personal Loan
- The Co-operative Bank The Co-op Personal Loan has a max loan term of 7 yrs.
- This loan gives an arrangement fee of £0.
- Minimum loan term of 1 year is available with the loan.
- Get £7,500 to £14,950 introductory representative loan amount from The Co-operative Bank.
- £25,000 maximum loan is available.
- £2,000 minimum loan.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
Nationwide Personal Loan (Existing Customers)
- This loan offers a £0 arrangement fee.
- Applicants get 1 year minimum loan term.
- Get a max loan of £25,000.
- Customers will get £7,500 minimum loan.
- Get 0 percent arrangement fee.
- Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.
HSBC Personal Loan
- Applicants get £7,000 to £15,000 headline representative loan amount.
- £0 arrangement fee.
- Have the benefit of 6.2 percent initial representative APR from HSBC.
- Personal Loan gives a minimum loan of £7,000.
- New customers get £25,000 maximum loan from HSBC.
- Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Clydesdale Bank Clydesdale Personal Loan
- £7,500 to £25,000 introductory representative loan amount is offered to you.
- Customers benefit from arrangement fee of £0.
- New customers get 30 days first payment due from the Clydesdale Personal Loan.
- Clydesdale Bank gives arrangement fee of 0 percent.
- The loan offers £25,000 max loan.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Yorkshire Bank Personal Loan
- Personal Loan offers a maximum loan term of 7 years.
- £7,500 to £25,000 introductory representative loan amount is available.
- 1 year minimum loan period is available.
- You will enjoy arrangement fee of £0.
- Customers will enjoy 6.4 percent initial representative APR.
- A £0 minimum arrangement fee is available.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Provident Personal Credit Provident Loan (Cash)
- Deferred start of 1 mth is offered to customers.
- £50 to £500 initial representative loan amount is available with Provident Loan (Cash).
- This Provident Personal Credit loan has an arrangement fee of £0.
- Take advantage of £0 minimum arrangement fee.
- Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Oakam Bonus Loan
- Applicants can get minimum loan term of 6 months.
- £2,501 to £3,000 initial representative loan amount is available with Bonus Loan.
- Deferred start of 1 mth is available with the loan.
- 76.9% initial representative APR is available with this loan.
- Representative Example: The representative APR is 338.2% (fixed) so if you borrow £5,000 over 2 years at a rate of 338.2% p.a. (fixed) you will repay £691.12 per month & £16,586.88 in total. Arrangement fee £35,
