NatWest Grad FlexiLoan

Full product details for the NatWest Grad FlexiLoan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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NatWest Grad FlexiLoan Features & Benefits

Representative ExampleThe representative APR is 18% (fixed) so if you borrow £10,000 over 4 years at a rate of 18% p.a. (fixed) you will repay £271.13 per month & £13,014.24 in total.
Loan TypeUnsecured 
Minimum Loan£1,000The minimum advance is £1000.
Maximum Loan£15,000The maximum advance is £15000.
Minimum Loan Term1 yearThe minimum loan term is 12 months.
Maximum Loan Term7 yearsThe maximum loan term is 84months.
Headline Representative APR14.5%14.5
Headline Representative Loan Amount£5,000 to £15,000 
Early Repayment Charge58 daysThe early redemption charge is equivalent of up to 58 days days interest.
Deferred Start0 month0 months
Debt ConsolidationyesDebt consolidation allowed.
Express DeliverynoExpress delivery/transfer not available.
Credit RatinggoodMost suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
AvailabilityrestrictedNatWest Graduate Account holders only.
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  • New customers can get 1 yr minimum loan length.
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  • Applicants get £7,500 to £14,950 initial representative loan amount from this Personal Loan.
  • 30 days first payment due.
  • Take advantage of promotional representative APR of 7.9 percent.
  • Smile gives arrangement fee of £0.
  • Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.

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Sainsbury's Bank Standard Small Loan (4-5 Yrs)

  • New customers will get 30 days 1st payment due.
  • Customers enjoy 7.8 percent promotional representative APR from Sainsbury's Bank.
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The Co-operative Bank Personal Loan (Privilege&Premier CA)

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  • Personal Loan (Privilege&Premier CA) offers an introductory representative APR of 6.9%.
  • Applicants enjoy £0 arrangement fee from The Co-operative Bank.
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  • Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.63 per month & £11,454.24 in total.

Guarantor Loans Online Guarantor Loans

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  • 5 years max loan term is available with Guarantor Loans.
  • Get £1,000 minimum loan from Guarantor Loans Online.
  • Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.

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