Full product details for the NatWest Grad FlexiLoan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
The representative APR is 18% (fixed) so if you borrow £10,000 over 4 years at a rate of 18% p.a. (fixed) you will repay £271.13 per month & £13,014.24 in total.
Loan Type
Unsecured
Minimum Loan
£1,000
The minimum advance is £1000.
Maximum Loan
£15,000
The maximum advance is £15000.
Minimum Loan Term
1 year
The minimum loan term is 12 months.
Maximum Loan Term
7 years
The maximum loan term is 84months.
Headline Representative APR
14.5%
14.5
Headline Representative Loan Amount
£5,000 to £15,000
Early Repayment Charge
58 days
The early redemption charge is equivalent of up to 58 days days interest.
Deferred Start
0 month
0 months
Debt Consolidation
yes
Debt consolidation allowed.
Express Delivery
no
Express delivery/transfer not available.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
Availability
restricted
NatWest Graduate Account holders only.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
yes
NatWest Graduate Account holders only.
Minimum Age
18 years
The minimum age is 18 years.
Minimum Income
£0
Minimum income of £0 pa required.
Geographical Restrictions
no
There are geographical restrictions.
Guarantor Required
no
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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Applicants get £7,500 to £14,950 initial representative loan amount from this Personal Loan.
30 days first payment due.
Take advantage of promotional representative APR of 7.9 percent.
Smile gives arrangement fee of £0.
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
Applicants get 1 yr minimum loan length from this Personal Loan (Privilege&Premier CA).
New customers get 7 years max loan term.
Get a maximum loan of £25,000 from this loan.
Personal Loan (Privilege&Premier CA) offers an introductory representative APR of 6.9%.
Applicants enjoy £0 arrangement fee from The Co-operative Bank.
New customers get 0% arrangement fee.
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.63 per month & £11,454.24 in total.
5 years max loan term is available with Guarantor Loans.
Get £1,000 minimum loan from Guarantor Loans Online.
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
You will get £3,000 to £50,000 initial representative loan amount.
New customers can get 5 years max loan term.
Get £3,000 minimum loan from Car Loan 4U.
You get promotional representative APR of 33.9%.
First payment due of 30 days.
Representative Example: The representative APR is 33.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 33.9% p.a. (fixed) you will repay £349.96 per month & £16,798.08 in total.