M&S Personal Loan (Internet)
Full product details for the M&S Personal Loan (Internet), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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M&S Personal Loan (Internet) Features & Benefits
| Representative Example | The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 6% | 6 |
| Headline Representative Loan Amount | £7,500 to £15,000 | |
| Early Repayment Charge | 1 month | The early redemption charge is equivalent of 1 month interest. |
| Deferred Start | 3 months | |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare M&S Personal Loan (Internet) With These Loans
Northern Bank Personal Loan
- 1 year minimum loan term is offered with Personal Loan.
- 0% arrangement fee.
- You will get minimum loan of £1,000.
- Deferred start of 1 mth is available to applicants.
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.
Zopa Personal Loan
- New customers have the benefit of £0 minimum arrangement fee from the loan.
- Customers get minimum loan of £1,000.
- Zopa gives 1st payment due of 30 days.
- A minimum loan length of 3 yrs is offered by Zopa.
- You get £1,400 to £1,499 introductory representative loan amount from this loan.
- Representative Example: The representative APR is 6.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.84% p.a. (fixed)Arrangement fee £130,
Tesco Bank Tesco Personal Loan (Existing Customers)
- £3,000 minimum loan.
- Customers will have the benefit of minimum arrangement fee of £0.
- Have the benefit of an arrangement fee of 0 percent from the loan.
- Maximum loan term of 10 yrs is available to applicants.
- 1 year minimum loan term is offered with Tesco Personal Loan (Existing Customers).
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Tesco Bank Tesco Personal Loan
- New customers enjoy 6.1% promotional representative APR from Tesco Bank.
- Customers enjoy £0 minimum arrangement fee from the loan.
- £25,000 maximum loan.
- £7,500 to £14,999 promotional representative loan amount is offered with Tesco Personal Loan.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.55 per month & £11,258.40 in total.
Barclays Barclayloan
- This loan gives a £0 arrangement fee.
- A minimum loan duration of 1 yr is offered by Barclays.
- Max loan of £25,000.
- Get £12,100 to £15,000 promotional representative loan amount.
- Benefit from an arrangement fee of 0% from the Barclayloan.
- Get a deferred start of 1 mth from this loan.
- Representative Example: The representative APR is 21.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 21.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total.
AA Personal Loan
- Max loan of £25,000 is available with Personal Loan.
- 1 mth deferred start is offered with this loan.
- 7.9 percent introductory representative APR is offered with this loan.
- Applicants get £2,000 minimum loan from AA.
- A minimum loan term of 1 yr is offered by AA.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
RateSetter.com Fixed Rate Unsecured Personal Loan
- £2,000 to £15,000 promotional representative loan amount is offered with this loan.
- 10.8 percent representative APR is offered.
- Customers get 3 yrs maximum loan term from RateSetter.com.
- 10.8% headline representative APR is available with Fixed Rate Unsecured Personal Loan.
- Fixed Rate Unsecured Personal Loan gives a minimum loan of £2,000.
- Applicants will get 3 yrs minimum loan length.
- Representative example: The representative APR is 10.8% (fixed) so if you borrow £10,000 over 3 years at a rate of 10.8% you will repay £320.57 per month and £11,540.60 in total. Requires good credit history.
HSBC Premier Loan
- Arrangement fee of 0% is available with Premier Loan.
- £0 maximum arrangement fee.
- Minimum loan duration of 1 year is available with this loan.
- New customers get £7,000 minimum loan from HSBC.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Guarantor Loans Online Guarantor Loans Online
- £0 arrangement fee.
- Enjoy a minimum arrangement fee of £0.
- New customers get 53.8% promotional representative APR from the Guarantor Loans Online.
- Customers can get first payment due of 30 days.
- The loan gives a £0 max arrangement fee.
- Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Car Loan 4U (Bad Credit History)
- Deferred start of 1 mth is available to new customers.
- New customers get £50,000 max loan from the (Bad Credit History).
- Minimum loan period of 1 yr is offered to customers.
- (Bad Credit History) offers a minimum loan of £3,000.
- 33.9% headline representative APR is offered.
- Representative Example: The representative APR is 33.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 33.9% p.a. (fixed) you will repay £349.96 per month & £16,798.08 in total.
