M&S Car Loan
Full product details for the M&S Car Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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M&S Car Loan Features & Benefits
| Representative Example | The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) | |
| Loan Type | Unsecured | |
| Minimum Loan | £2,500 | The minimum advance is £2500. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 6% | 6 |
| Headline Representative Loan Amount | £7,500 to £15,000 | |
| Early Repayment Charge | 1 month | The early redemption charge is equivalent of 1 month interest. |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | no | Debt consolidation not allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Good range of offers, i have used quite a few myself. I think this is an excellent site. Vicky S. |
Compare M&S Car Loan With These Loans
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- Get minimum loan period of 1 yr.
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Barclays Barclayloan Plus (Existing Customers Only)
- You will get maximum loan of £25,000.
- New customers get 2 years minimum loan period.
- 5 years maximum loan term is offered.
- Deferred start of 1 mth is available.
- New customers will take advantage of 0% arrangement fee.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.75 per month & £11,844 in total.
The Co-operative Bank The Co-op Personal Loan
- Get a 1st payment due of 30 days from The Co-op Personal Loan.
- The Co-operative Bank The Co-op Personal Loan has a 1 month deferred start.
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- Benefit from a maximum loan term of 7 years.
- A minimum arrangement fee of £0 is offered by The Co-operative Bank.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
Ulster Bank Loan
- Get £1,000 minimum loan from Ulster Bank.
- Get a max loan of £25,000 from the Loan.
- This loan has £10,000 to £25,000 promotional representative loan amount.
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- The loan has a minimum loan length of 1 year.
- 5 years max loan term is available.
- Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.63 per month & £12,030.24 in total.
Ulster Bank Ufirst (Small)
- Customers get £10,000 to £19,999 headline representative loan amount from Ulster Bank.
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- Get 9.4 percent headline representative APR from Ulster Bank.
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- Minimum loan period of 1 yr is available with the loan.
- Ufirst (Small) offers an arrangement fee of 0%.
- Representative Example: The representative APR is 12.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 12.6% p.a. (fixed) you will repay £235.33 per month & £5,647.92 in total.
Sainsbury's Finance Sainsbury's Standard Small Loan (4-5 Yrs)
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- A 0% arrangement fee is available.
- Get max loan term of 5 yrs.
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- Representative Example: The representative APR is 7.9% (fixed) at a rate of 7.9% p.a. (fixed)
Lloyds TSB Personal Loan
- Get £25,000 max loan from Lloyds TSB.
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- Get headline representative APR of 11.3%.
- Arrangement fee of 0% is available.
- Minimum loan length of 1 yr is offered to applicants.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £257.47 per month & £12,358.56 in total.
HSBC Personal Loan (Small)
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- Get a deferred start of 3 months from this loan.
- Representative APR of 16.9 percent.
- Enjoy a minimum arrangement fee of £0 from this loan.
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- Representative Example: The representative APR is 16.9% (fixed) so if you borrow £5,000 over 2 years at a rate of 16.9% p.a. (fixed) you will repay £244.14 per month & £5,859.36 in total.
