Lloyds TSB Personal Loan
Full product details for the Lloyds TSB Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
Visit the official website...
Lloyds TSB Personal Loan Features & Benefits
| Representative Example | The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £257.47 per month & £12,358.56 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 11.3% | 11.3 |
| Headline Representative Loan Amount | £7,500 to £25,000 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of 58 days interest. |
| Deferred Start | 3 months | |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | To apply for this loan, the borrower needs to have a Lloyds TSB bank account (for at least 3 months) from which they can make Direct Debit payments. |
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Awesome advice! David |
Compare Lloyds TSB Personal Loan With These Loans
Halifax Internet Loan (Existing Customers)
- Customers will get 1 yr minimum loan term.
- The loan has £1,000 minimum loan.
- Applicants get £0 minimum arrangement fee from Halifax.
- A £0 arrangement fee is available.
- Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
Yorkshire Bank Personal Loan
- Personal Loan offers a 1st payment due of 30 days.
- This Yorkshire Bank loan has a minimum loan of £1,000.
- You get 1 year minimum loan period.
- New customers get £25,000 max loan from this Personal Loan.
- Take advantage of an arrangement fee of £0 from the loan.
- The loan gives £7,500 to £25,000 introductory representative loan amount.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Provident Personal Credit Provident Loan (Cash)
- New customers enjoy £0 minimum arrangement fee.
- Get 30 days 1st payment due.
- New customers will get deferred start of 1 mth.
- Customers can get minimum loan of £50.
- Arrangement fee of £0 is available with Provident Loan (Cash).
- Customers can benefit from £0 max arrangement fee.
- Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Tesco Bank Tesco Personal Loan (Existing Customers)
- Get £25,000 max loan.
- Arrangement fee of 0% is offered.
- Get £3,000 minimum loan.
- Have the benefit of £0 minimum arrangement fee from Tesco Bank.
- Customers get 30 days first payment due.
- New customers enjoy £0 arrangement fee.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Sainsbury's Finance Sainsbury's Standard Large Loan (4+ Yrs)
- Customers get 3 months deferred start from the Sainsbury's Standard Large Loan (4+ Yrs).
- This loan offers a £0 arrangement fee.
- Customers get £15,001 minimum loan from this Sainsbury's Standard Large Loan (4+ Yrs).
- Get a first payment due of 30 days from this Sainsbury's Standard Large Loan (4+ Yrs).
- Representative Example: The representative APR is 8.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.1% p.a. (fixed)
Santander Personal Loan (Semi-Exclusive)
- You get £1,000 minimum loan from this loan.
- Applicants will get £20,000 maximum loan.
- £0 arrangement fee is offered with Personal Loan (Semi-Exclusive).
- Get 1 mth deferred start from Santander.
- An arrangement fee of 0% is available from Santander.
- 30 days first payment due is available.
- Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Ulster Bank Ufirst Gold (Large)
- A minimum loan term of 1 year is available from Ulster Bank.
- Enjoy an arrangement fee of £0 from this Ufirst Gold (Large).
- Minimum loan of £10,000.
- Initial representative APR of 8.8% is offered.
- Get £10,000 to £25,000 headline representative loan amount.
- £25,000 max loan is available to applicants.
- Representative Example: The representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £246.34 per month & £11,824.32 in total.
