Halifax Smaller Loan (Existing Customers)
Full product details for the Halifax Smaller Loan (Existing Customers), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Halifax Smaller Loan (Existing Customers) Features & Benefits
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £6,999 | The maximum advance is £6999. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 19.949% | 19.949 |
| Headline Representative Loan Amount | £5,000 to £6,999 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of 58 days interest. |
| Deferred Start | 1 month | |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. If borrowers choose the optional courier service to receive their loan agreements, £70 will be payable one month before the first repayment. Funds are transferred upon receipt of signed loan documentation. Loan funds are transferred to halifax current account within 24 hours. Transfers to other bank accounts can take up to 3 days to clear from date of transfer. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Great selection of offers. Very useful. Wolf |
Compare Halifax Smaller Loan (Existing Customers) With These Loans
Northern Bank Personal Loan
- The loan offers a £0 minimum arrangement fee.
- 1 yr minimum loan term.
- Maximum loan of £25,000.
- This loan gives a 0% arrangement fee.
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.
HSBC Personal Loan
- Applicants have the benefit of 6.2 percent promotional representative APR from this loan.
- Applicants get max loan of £25,000.
- £7,000 to £15,000 promotional representative loan amount is offered.
- Minimum loan length of 1 yr is offered with this loan.
- The loan has a minimum arrangement fee of £0.
- The loan offers a minimum loan of £7,000.
- Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Yorkshire Bank Personal Loan
- Deferred start of 1 month is available to customers.
- Max loan term of 7 yrs.
- Get a maximum loan of £25,000.
- Enjoy a minimum arrangement fee of £0.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Ulster Bank Ufirst (Small)
- Deferred start of 1 mth is offered to new customers.
- £1,000 minimum loan is available with the loan.
- Customers will get £6,999 maximum loan.
- Promotional representative APR of 9.4 percent is offered.
- £0 minimum arrangement fee is offered with the loan.
- Representative Example: The representative APR is 12.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 12.6% p.a. (fixed) you will repay £235.33 per month & £5,647.92 in total.
Barclays Barclayloan
- Get first payment due of 30 days.
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- Minimum loan term of 1 year.
- £1,000 minimum loan is offered with the loan.
- Promotional representative APR of 13.4 percent.
- Representative Example: The representative APR is 21.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 21.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total.
AA Personal Loan
- Customers get £2,000 minimum loan from AA.
- Get a deferred start of 1 mth.
- 1 yr minimum loan term is available to new customers.
- Take advantage of headline representative APR of 7.9%.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
