Full product details for the Halifax Internet Loan (Existing Customers), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
Loan Type
Unsecured
Minimum Loan
£1,000
The minimum advance is £1000.
Maximum Loan
£25,000
The maximum advance is £25000.
Minimum Loan Term
1 year
The minimum loan term is 12 months.
Maximum Loan Term
7 years
The maximum loan term is 84months.
Headline Representative APR
8.8%
8.8
Headline Representative Loan Amount
£7,000 to £15,000
Early Repayment Charge
58 days
The early redemption charge is equivalent of 58 days interest.
Deferred Start
0 month
Debt Consolidation
yes
Debt consolidation allowed.
Express Delivery
yes
Express delivery/transfer available. If borrowers choose the optional courier service to receive their loan agreements, £70 will be payable one month before the first repayment. Funds are transferred upon receipt of signed loan documentation. Loan funds are transferred to halifax current account within 24 hours. Transfers to other bank accounts can take up to 3 days to clear from date of transfer.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
Availability
restricted
Existing Halifax customers only.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
yes
Existing Halifax customers only.
Minimum Age
18 years
The minimum age is 18 years.
Minimum Income
£0
Minimum income of £0 pa required.
Geographical Restrictions
no
There are no geographical restrictions applied.
Guarantor Required
no
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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Compare Halifax Internet Loan (Existing Customers) With These Loans
The loan offers an 8.5 percent headline representative APR.
Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65,
Internet Loan (Existing Customers Only) offers a maximum loan term of 7 years.
1 year minimum loan term.
£7,000 to £15,000 promotional representative loan amount is available with Internet Loan (Existing Customers Only).
Minimum loan of £1,000 is available with the loan.
Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.
Take advantage of a maximum loan term of 7 years from the Personal Loan.
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The NatWest loan has a minimum loan of £1,000.
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Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Applicants get 1 year minimum loan length from Smile.
0% arrangement fee is available.
£7,500 to £14,950 promotional representative loan amount is offered with Personal Loan.
The Personal Loan has a minimum arrangement fee of £0.
£2,000 minimum loan is available with Personal Loan.
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
£1,000 minimum loan is offered with Personal Loan.
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,
Benefit from an arrangement fee of £0 from the loan.
Get a minimum loan length of 1 yr from this Personal Loan.
Benefit from a max loan term of 7 years from the Personal Loan.
Get a maximum loan of £15,000 from this Personal Loan.
£0 minimum arrangement fee is available with Personal Loan.
£7,500 to £15,000 headline representative loan amount is offered.
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.