Halifax Internet Loan (Existing Customers)
Full product details for the Halifax Internet Loan (Existing Customers), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Halifax Internet Loan (Existing Customers) Features & Benefits
| Representative Example | The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 8.8% | 8.8 |
| Headline Representative Loan Amount | £7,000 to £15,000 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of 58 days interest. |
| Deferred Start | 1 month | |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. If borrowers choose the optional courier service to receive their loan agreements, £70 will be payable one month before the first repayment. Funds are transferred upon receipt of signed loan documentation. Loan funds are transferred to halifax current account within 24 hours. Transfers to other bank accounts can take up to 3 days to clear from date of transfer. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | Existing Halifax customers only. |
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Compare Halifax Internet Loan (Existing Customers) With These Loans
Bank of Ireland BOI Direct Personal Loan
- 5 yrs maximum loan term is offered.
- Minimum loan period of 6 months is offered.
- £25,000 max loan is offered to customers.
- A 0 percent arrangement fee is offered.
- The loan offers an 8.5 percent headline representative APR.
- Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65,
Bank of Scotland BOS Internet Loan (Existing Customers Only)
- This loan gives a £0 arrangement fee.
- BOS Internet Loan (Existing Customers Only) offers a maximum loan term of 7 years.
- 1 year minimum loan term.
- £7,000 to £15,000 promotional representative loan amount is available with BOS Internet Loan (Existing Customers Only).
- Minimum loan of £1,000 is available with the loan.
- Representative Example: The representative APR is 13.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.4% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.
NatWest Personal Loan
- £25,000 max loan is offered with Personal Loan.
- Take advantage of a maximum loan term of 7 years from the Personal Loan.
- 0 percent arrangement fee is available with Personal Loan.
- The NatWest loan has a minimum loan of £1,000.
- A 1 yr minimum loan duration is available.
- Applicants get £7,500 to £14,950 headline representative loan amount from the loan.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Northern Bank Personal Loan
- Applicants will get 5 years max loan term.
- New customers will get 30 days 1st payment due.
- You get 1 month deferred start.
- Applicants get 9.4% initial representative APR.
- Enjoy arrangement fee of 0 percent.
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.
RBS Internet Loan (Existing Customers)
- £0 minimum arrangement fee.
- The loan has a 0 percent arrangement fee.
- Get a deferred start of 1 month from the loan.
- The loan offers a maximum loan of £25,000.
- Applicants enjoy arrangement fee of £0.
- £1,000 minimum loan is offered.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Smile Personal Loan
- Applicants get 1 year minimum loan length from Smile.
- 0% arrangement fee is available.
- £7,500 to £14,950 promotional representative loan amount is offered with Personal Loan.
- The Personal Loan has a minimum arrangement fee of £0.
- £2,000 minimum loan is available with Personal Loan.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
Zopa Personal Loan
- Max loan term of 5 years.
- 3 yrs minimum loan period is offered.
- 1 month deferred start is available.
- £1,000 minimum loan is offered with Personal Loan.
- Representative Example: The representative APR is 6.74% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.74% p.a. (fixed)Arrangement fee £130,
Clydesdale Bank Clydesdale Personal Loan
- Benefit from an arrangement fee of £0 from the loan.
- Get a minimum loan length of 1 yr from this Clydesdale Personal Loan.
- Benefit from a max loan term of 7 years from the Clydesdale Personal Loan.
- Get a maximum loan of £25,000 from this Clydesdale Personal Loan.
- £0 minimum arrangement fee is available with Clydesdale Personal Loan.
- £7,500 to £25,000 headline representative loan amount is offered.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
