Halifax Internet Loan (Existing Customers Only)
Borrow up to £13,000 with a personal loan. The rate on loans over £7,000 is 9.9% APR Typical and there are no repayments for the first three months. Apply online and you can get an instant decision,and a cheque could be delivered to your door within 24 hours.
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Halifax Internet Loan (Existing Customers Only) Features & Benefits
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. |
| Existing Customers Only | yes | Existing Halifax customers only. |
| Minimum Age | 18 years | The minimum age is 18 years. |
| Minimum Income | £0 | Minimum income of £0 pa required. |
| Guarantor Required | no | no |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority... expandMost suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. collapse |
| Headline Rate APR | 9.9% | 9.9 |
| Loan Type | Unsecured | Unsecured |
| Minimum Loan | £7,000 | The minimum advance is £7000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Online Decision | yes | On-line decision is available. |
| Joint Application | yes | Joint applications are available. |
| Debt Consolidation | yes | Debt consolidation including paying off debts such as store and credit cards are acceptable. |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of 58 days interest. |
| Deferred Start | 3 months | 3 months |
| Express Delivery | yes | If you choose the optional courier service to receive your loan agreements, £70 will be payable one month before your first repayment. Funds are... expandIf you choose the optional courier service to receive your loan agreements, £70 will be payable one month before your first repayment. Funds are transferred upon receipt of your signed loan documentation. Loan funds are transferred to halifax current account within 24 hours. Transfers to other bank accounts can take up to 3 days to clear from date of transfer. collapse |
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. |
| Existing Customers Only | yes | Existing Halifax customers only. |
| Minimum Age | 18 years | The minimum age is 18 years. |
| Minimum Income | £0 | Minimum income of £0 pa required. |
| Geographical Restrictions | no | There are no geographical restrictions applied. |
| Guarantor Required | no | no |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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