HSBC Premier Loan
Full product details for the HSBC Premier Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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HSBC Premier Loan Features & Benefits
| Representative Example | The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £7,000 | The minimum advance is £7000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 8 years | The maximum loan term is 96months. |
| Headline Representative APR | 6.1% | 6.1 |
| Headline Representative Loan Amount | £7,000 to £15,000 | |
| Early Repayment Charge | 28 days | The early redemption charge is equivalent of up to 28 days interest. |
| Deferred Start | 3 months | The 3 month repayment holiday must be taken at the start of the loan and can't be offered where more than 70% of the loan is for refinancing existing borrowing. |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | HSBC premier personal loan is for HSBC Premier current account holders only. |
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Great for info, very informative and very handy. A. Stevenson |
Compare HSBC Premier Loan With These Loans
Smile Personal Loan
- Customers get 0 mth deferred start from Smile.
- Get a minimum loan term of 1 year from the loan.
- Personal Loan offers a max loan term of 7 yrs.
- Applicants get 7.9% representative APR.
- New customers get maximum loan of £25,000.
- 30 days 1st payment due.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
M&S Car Loan
- Enjoy representative APR of 6%.
- Car Loan gives a headline representative APR of 6 percent.
- Get a deferred start of 0 mth.
- First payment due of 30 days is available with the loan.
- Applicants get minimum loan duration of 1 yr.
- Applicants take advantage of maximum loan term of 5 yrs.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Ulster Bank Ufirst Gold (Small)
- A representative APR of 11.6 percent is available from Ulster Bank.
- Ufirst Gold (Small) offers a deferred start of 0 month.
- Get 30 days 1st payment due.
- This Ufirst Gold (Small) loan has a £0 minimum arrangement fee.
- Benefit from a max arrangement fee of £0 from the Ufirst Gold (Small).
- New customers can have the benefit of headline representative APR of 9%.
- Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.08 per month & £5,593.92 in total.
Sainsbury's Bank Standard Large Loan (4+ Yrs)
- The loan gives 30 days first payment due.
- Applicants enjoy 7 years maximum loan term from the loan.
- This loan offers 4 years minimum loan term.
- An arrangement fee of 0 percent is offered by Sainsbury's Bank.
- Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)
Sainsbury's Bank Standard Small Loan (1-3 Yrs)
- Arrangement fee of 0 percent is available with Standard Small Loan (1-3 Yrs).
- Minimum loan period of 1 year.
- Representative APR of 7.6% is offered with this loan.
- Get a 1st payment due of 30 days.
- Deferred start of 2 months is available with Standard Small Loan (1-3 Yrs).
- Arrangement fee of £0.
- Representative Example: The representative APR is 7.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.6% p.a. (fixed) you will repay £227.41 per month & £5,457.84 in total.
RateSetter Variable Rate Unsecured Personal Loan
- £1,500 minimum loan is offered with the loan.
- 2 years maximum loan term is offered with Variable Rate Unsecured Personal Loan.
- Applicants get £2,000 to £15,000 initial representative loan amount.
- Maximum loan of £15,000.
- Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.
Norton Finance Norton Finance
- The Norton Finance loan has a 70% max LTV.
- Benefit from 1 yrs mininum loan period from Norton Finance.
- The loan has a maximum loan term of 20 yrs.
- New customers get 20 years maximum loan term from Norton Finance.
- 3 yrs minimum loan length is offered to new customers.
