HSBC Personal Loan (Small)
Full product details for the HSBC Personal Loan (Small), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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HSBC Personal Loan (Small) Features & Benefits
| Representative Example | The representative APR is 16.9% (fixed) so if you borrow £5,000 over 2 years at a rate of 16.9% p.a. (fixed) you will repay £244.14 per month & £5,859.36 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £6,999 | The maximum advance is £6999. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60months. |
| Headline Representative APR | 16.9% | 16.9 |
| Headline Representative Loan Amount | £5,000 to £6,999 | |
| Early Repayment Charge | 28 days | The early redemption charge is equivalent of up to 28 days interest. |
| Deferred Start | 3 months | The 3 month repayment holiday must be taken at the start of the loan and can't be offered where more than 70% of the loan is for refinancing existing borrowing. |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | HSBC Personal Loans are only available to existing HSBC current account customers. |
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Compare HSBC Personal Loan (Small) With These Loans
Smile Personal Loan
- Benefit from a maximum arrangement fee of £0 from this Personal Loan.
- Maximum loan term of 7 years is offered.
- Get a deferred start of 0 mth.
- Customers take advantage of £0 minimum arrangement fee from this Personal Loan.
- A 7.9 percent headline representative APR is available.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Zopa Personal Loan
- Personal Loan offers an arrangement fee of 0 percent.
- Applicants will have the benefit of headline representative APR of 6.12 percent.
- 3 yrs minimum loan duration is available with Personal Loan.
- Get a minimum loan of £1,000.
- First payment due of 30 days is offered to you.
- Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,
Yorkshire Bank Personal Loan
- Get 0 mth deferred start.
- Maximum loan term of 7 yrs is available with Personal Loan.
- Enjoy an arrangement fee of 0 percent from this Personal Loan.
- Customers can get £7,500 to £14,999 headline representative loan amount.
- The loan has a maximum loan of £14,999.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
Bank of Scotland Personal Loan (Semi-exclusive/Ex/C)
- £1,000 minimum loan is available to new customers.
- £7,000 to £15,000 headline representative loan amount is offered to customers.
- Arrangement fee of 0 percent is offered to new customers.
- Customers benefit from 9.9 percent introductory representative APR from this Personal Loan (Semi-exclusive/Ex/C).
- 1 yr minimum loan length.
- 7 years maximum loan term is available with the loan.
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.
Tesco Bank Personal Loan (Existing Customers)
- Have the benefit of £0 minimum arrangement fee.
- Personal Loan (Existing Customers) gives a deferred start of 2 months.
- Benefit from £0 max arrangement fee from Tesco Bank.
- Tesco Bank offers first payment due of 30 days.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Tesco Bank Personal Loan
- Get a deferred start of 2 months from the Personal Loan.
- The Personal Loan has a max loan of £25,000.
- Benefit from an arrangement fee of 0%.
- Enjoy 10 yrs max loan term.
- 30 days 1st payment due is available with Personal Loan.
- Minimum loan period of 1 yr.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to bo
Amigo Loans Ltd Personal Loan
- The loan offers a 1 yr minimum loan length.
- £0 minimum arrangement fee is available with Personal Loan.
- 0 percent arrangement fee.
- Get a 1st payment due of 30 days.
- Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Lloyds TSB Personal Loan
- New customers can get 0% arrangement fee.
- A deferred start of 3 months is available from Lloyds TSB.
- 5 yrs maximum loan term is available.
- Arrangement fee of £0.
- Get 1 yr minimum loan term.
- This Lloyds TSB loan has an 8.9 percent initial representative APR.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £257.47 per month & £12,358.56 in total.
