Great Universal Home Shopping PF loan

Full product details for the Great Universal Home Shopping PF loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Debt Consolidation

Great Universal Home Shopping PF loan Features & Benefits

Loan TypeUnsecured 
Minimum Loan£1,000The minimum advance is £1000.
Maximum Loan£25,000The maximum advance is £25000.
Minimum Loan Term1 yearThe minimum loan term is 12 months.
Maximum Loan Term6 yearsThe maximum loan term is 72months.
Headline Representative APR18.9%18.9
Headline Representative Loan Amount£13,000 to £25,000 
Early Repayment Charge58 daysThe early redemption charge is equivalent of 58 days interest.
Deferred Start3 months 
Debt ConsolidationyesYou can use the loan to consolidate existing debt.
Express DeliveryyesOptional courier service available. An additional fee, which is currently £65 (plus a £10 levy if the request is for a specific delivery time), will be payable one month before the first monthly repayment.
Credit RatinggoodMost suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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