Great Universal Home Shopping PF loan
Full product details for the Great Universal Home Shopping PF loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Great Universal no longer provide any loans.
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Great Universal Home Shopping PF loan Features & Benefits
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 6 years | The maximum loan term is 72months. |
| Headline Representative APR | 18.9% | 18.9 |
| Headline Representative Loan Amount | £13,000 to £25,000 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of 58 days interest. |
| Deferred Start | 3 months | |
| Debt Consolidation | yes | You can use the loan to consolidate existing debt. |
| Express Delivery | yes | Optional courier service available. An additional fee, which is currently £65 (plus a £10 levy if the request is for a specific delivery time), will be payable one month before the first monthly repayment. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. |
| Existing Customers Only | yes | Applicants need to be a GREAT UNIVERSAL catalogue customers. |
| Minimum Age | 25 years | The minimum age is 25 years. |
| Minimum Income | £0 | Minimum income of £0 pa required. |
| Geographical Restrictions | yes | UK residents only. |
| Guarantor Required | no | |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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